News
CFS Receives National Award – COVID-19 Resilience Certificate
wavy line banner

News

News

CFS Receives National Award – COVID-19 Resilience Certificate

Picture of John Doe
John Doe
National Awards COVID-19 Investee: Celebrating outstanding achievements during the pandemic.

CFS has been awarded the COVID-19 Resilience Certificate, which recognises the contributions of organisations that played a vital role in addressing the challenges posed by COVID-19. Our CEO, Catherine Loh, received the award at the Ministry of Culture, Community and Youth (MCCY) Family National Day COVID-19 Investiture on October 10, 2023.

How We Pooled Resources for Singapore

As COVID-19 cases began to rise in February 2020, a member of the CFS board was deeply disturbed by reports of mistreatment towards healthcare workers. Anticipating the imminent health and economic challenges that lay ahead, CFS quickly recognised that action was needed.

“On February 11, 2020, we launched a Community Impact Fund which we named the “Sayang Sayang Fund”,” said Catherine Loh, CEO. “We felt this was the best and fastest way to respond to emerging needs as the crisis unfolded. It provided an easy way for donors to support those in need while CFS worked with sector partners to determine the type of support each community needed.”

The amount of support that poured in was heartening. We attained our initial target of $500,000 in just 10 days, and ultimately received $9.7 million from over 5,000 donors.

Thanks to our generous donors, we were able to collaborate with charities, ministries and social service agencies to deliver urgent assistance to those in need.

Making a Positive Impact on Affected Communities

In response to rapidly shifting circumstances, CFS acted through a wide array of initiatives and programmes, disbursing $9.7 million to aid 401,000 beneficiaries and 276 community organisations between 2020 to 2023. Here’s a glimpse into our efforts:

Healthcare Workers: Our initial action was to lift the spirits of nurses, doctors and ancillary healthcare workers by providing taxi vouchers and care packages sponsored by donations from the public and transport companies, ComfortDelGro, Gojek and Grab.

Elderly: When social distancing measures were mandated, the Sayang Sayang Fund (SSF) provided funds to several charity programmes to ensure the well-being of the elderly. These included educating them on infection control, reducing loneliness among elderly living alone, and ensuring low-income seniors had access to food despite disruptions in the supply chain.

Students: During school closure and home-based learning, students on financial assistance lost access to subsidised school meals. In partnership with the Ministry of Education, the SSF supplemented their allowances to ensure they continued to receive proper nutrition.

Migrant Workers: During the circuit breaker period, the SSF distributed mobile phone top-ups to migrant workers in lockdown who had insufficient balances in their accounts, so they could stay in contact with their families.

Rough Sleepers: Funds were disbursed to AMKFSC Community Services, Good News Community Services, Methodist Welfare Services, and New Hope Community Services to establish more shelters and assist in relocating rough sleepers to safe accommodations.

Learn more about the Sayang Sayang Fund.

Lorem ipsum dolor sit amet, consectetur adipiscing elit. Ut elit tellus, luctus nec ullamcorper mattis, pulvinar dapibus leo.Lorem ipsum dolor sit amet consectetur adipiscing elit dolor

The competition was organised by City Harvest Community Services Association and received support from FUN! Fund, a Community Impact Fund jointly established by the Community Foundation of Singapore and the Agency for Integrated Care, with the aim of addressing social isolation among the elderly.

Senior Minister of State, Ministry of Communications and Information & Ministry of National Development Mr Tan Kiat How attended the event. He encouraged the elderly to stay physically and mentally well, as well as urging them to participate in community activities and enjoy their golden years together.

Learn more about FUN! Fund at https://www.cf.org.sg/fun-fund/.

 

The programme provides the children with a non-threatening platform to connect with peers and have positive conversations. In addition, it exposes them to different people who can assist to broaden their perspectives.

L.S., a volunteer with the Reading Odyssey programme @ Spooner Road

中心“常胜将军”胡锦盛:比赛限时反应要快

现年92岁的胡锦盛是最年长的参赛者。自2017年退休后,他几乎每天都到活跃乐龄中心报到,从此爱上了玩拉密,每次可玩上三个小时,在中心是“常胜将军”。

Picture of admin bluecube
admin bluecube

Lorem Ipsum is simply dummy text of the printing and typesetting industry. Lorem Ipsum has been the industry's standard dummy text ever since the 1500s, when an unknown printer took a galley of type and scrambled it to make a type specimen book.

Stories Of Impact

Supporting Disadvantaged Students: Assumption Pathway Academy

Picture of John Doe
John Doe
Assumption Student

The Collective for a Stronger Society aims to uplift, enable and empower lower-income families, and one area of focus is education. Assumption Pathway School (APS) offers an alternative route for students who face barriers to completing mainstream secondary school education. As a specialised school, APS offers vocational programmes accredited by ITE, and foundation and character development programmes developed in collaboration with MOE.

Ms Gan Hui Xin’s life took a turn when she enrolled at Assumption Pathway School (APS) in 2016. Her earlier academic performance had been poor, which led to a waning interest in her studies. During her four-year tenure at APS, however, she discovered a new passion and attained an ITE Skills Certificate (ISC) in Hairdressing. Although unable to continue her education at ITE, she remained determined to continue her pursuit of knowledge.

Transitioning to a two-year work-study programme at Assumption Pathway Academy (APA), Hui Xin embraced the opportunity to learn while earning. At age 17, she switched gears, enrolling in a Culinary Skills course. Starting as a Kitchen Assistant at APS’s in-house restaurant, The ART, she embarked on a journey of hands-on learning, balancing three days of on-the-job training with two days of classroom theory.

Hui Xin’s cheerful demeanor and pleasant personality quickly earned her recognition. Within a year, she moved from Kitchen Assistant to Service Crew and even started coaching new students. With newfound skills and confidence, she took on training attachments at The ACT café and ST Engineering office, showcasing her aptitude for independent work and warm customer service.

After she expressed a desire to further her studies, Hui Xin’s Job Coach guided her toward the ITE Nitec traineeship programme where she was able to secure sponsorship from Holiday Inn Singapore Atrium.

Hui Xin is now an employee at the hotel and continues to excel, garnering praise from her managers.

APA is one of the programmes under The Collective for A Stronger Society. To find out how you can participate, fill in the pledge form and indicate your area of interest.

Picture of admin bluecube
admin bluecube

Lorem Ipsum is simply dummy text of the printing and typesetting industry. Lorem Ipsum has been the industry's standard dummy text ever since the 1500s, when an unknown printer took a galley of type and scrambled it to make a type specimen book.

Stories Of Impact

S R Nathan Education Upliftment Fund – Providing students with the needed leg-up

Picture of John Doe
John Doe
picture of sr nathan with 4 students

Growing up in a poor family, the late former President of Singapore Mr S R Nathan knew what it was like to struggle with school and making ends meet.

In his teens, he dropped out of school, ran away from home and tried to eke out a living amidst troubled times. While working, he continued his education and was eventually awarded a bursary that enabled him to graduate with a Diploma in Social Studies from then University of Malaya.

“Those of you who have read my memoir will recall – my youth was a very troubled one. Left to despair over my fate, I realised that life was not always fair. Coming face to face with all sorts of hardships, it was the unexpected help from some unknown person that my life turned for the better,” said Mr Nathan.

In 2011 when Mr Nathan published his memoir ‘An Unexpected Journey: Path to the Presidency,’ he established the S R Nathan Education Upliftment Fund (SRNEUF) to help students by providing them with the financial assistance to keep them in school and enable them to pursue their tertiary education. Mr Nathan firmly believed that education was an important social leveler which provides students from disadvantaged backgrounds an opportunity to seek a better life for themselves and their families.

Managed by the Community Foundation of Singapore (CFS), the fund supports programmes like the Institute of Technical Education (ITE)’s Monthly Financial Assistance Scheme (MFAS) which provides needy students with allowances for transport and meals to lessen their financial burden and allow them to focus on their studies.

Mike Goh, a former beneficiary of the MFAS at ITE and currently a student at Republic Polytechnic, began working in his early teens to support himself after both his parents fell severely ill. Recounting the challenges of juggling his academic studies with work, Mike expressed, “If I did not have time to work, the allowance from the fund had helped me manage day by day, and I’m really thankful for that.

Raised in a single-parent home, Yasmin Raihanah Bte Shahrin, a student at ITE College Central, expressed gratitude for the timely support from the fund, “Initially when I started my studies at ITE, I was worried. My mother’s income was not high, and I had to rely on my work income to support my daily expenses. With the award, I felt relieved because I could pay for my school necessities and food.”

The fund also awards bursaries and scholarships to students from local polytechnics and universities. Ding Jian Han, an awardee of the 2018/19 S R Nathan Music Scholarship, was an aspiring composer at the Yong Siew Toh Conservatory of Music, National University of Singapore. Jian Han, who plays the violin, piano and clarinet, credits the support from the fund for enabling him to pursue his passion in music.  “My father passed away when I was young, but I was fortunate to be awarded scholarships so that I was able to help my mum and pay for my school fees,” said Jian Han.

Since 2012, the fund has disbursed over $3 million to support more than 1,500 ITE, polytechnic and university students by providing bursaries, scholarships as well as monthly financial assistance. In 2019, the fund will be establishing the S R Nathan Student Grant at the Singapore University of Social Sciences, as well as the S R Nathan Book Prize and the S R Nathan Special Assistance Scheme at ITE.

Mr Bobby Chin, Chairman of the SRNEUF Grant Advisory Committee said, “Thanks to the vision and generosity of our late former president S R Nathan and the on-going support of donors, we have extended our reach significantly over the last seven years. With CFS’s continued trusted facilitation, the SRNEUF will continue to play a crucial role in helping our youths overcome difficult circumstances in their schooling years, go on to pursue their dreams and forge a brighter future for themselves and their families.”

Picture of admin bluecube
admin bluecube

Lorem Ipsum is simply dummy text of the printing and typesetting industry. Lorem Ipsum has been the industry's standard dummy text ever since the 1500s, when an unknown printer took a galley of type and scrambled it to make a type specimen book.

News

Dipa Swaminathan on what we can each do for Singapore’s migrant workers

Picture of John Doe
John Doe
A woman with short hair and a white top smiling warmly, radiating positivity and joy.

Dipa Swaminathan is a force of nature. At 49, the Harvard-educated lawyer is an assistant general counsel for SingTel and the founder of ItsRainingRaincoats, an organisation created in 2015 to support migrant workers in Singapore and champion their cause. As the recipient of the President’s Award for philanthropy and volunteerism in 2017, Swaminathan knows a thing or two about advocating for a marginalised group—in particular, one that has built our nation from the ground up while bearing the harshest brunt of the fallout from COVID-19.

“Migrant workers are not franchised and lack voices in the broader community,” shares Swaminathan. “The avenues available to us are not to them. They are often scared of speaking up for fear of getting their permits cancelled—which can happen within 24 hours.” The vulnerability of their situations are why migrant workers in Singapore are often forced to tolerate poor living conditions—leading to consequences like the one we have seen this year.

“Migrant workers lack many of the comforts that we are so accustomed to. They are expected to live in close proximity to each other and have limited spaces that they can move around in. In these conditions, the impacts of COVID-19 were felt harder by these workers. ItsRainingRaincoats had to ramp up its efforts overnight as the
pandemic started to spread in the migrant worker community and we did so with tremendous speed thanks to our volunteer ranks doubling and the outpouring of
support from the community,” she adds.

Alongside her tireless efforts for this oft-overlooked group, Swaminathan is now embarking on a new project with The Community Foundation of Singapore. Known as “A Greater Gift’’, the campaign focuses on the true value and lasting impact of a legacy gift. A legacy gift is a method of planned donation—essentially, leading to long-term, sustainable support for a cause you believe in.

As an ambassador for this initiative, Swaminathan opens up to Vogue Singapore about the importance of this movement, her advocacy work for migrant workers in
Singapore and her poignant hopes for their future.

What led you to start working with migrant workers in Singapore? Is this something you have always been passionate about?

Working with migrant workers started almost by chance. I was driving home in a thunderstorm one day and saw two migrant workers crouching under a cardboard sheet to remain dry. I took them home and gave them food and drinks and dry clothes to change into. Several weeks later, I received a call from the police saying one of
the men had been charged with a suicide attempt and the only number he had was mine. He had tried to take his life because he hadn’t been paid for three months and had loansharks hounding his family back in India. I knew it was an act of desperation, and emailed the Police Commissioner incessantly until charges were dropped.
The experience made me realise that you can’t change the world but you can change the world for one person.

We must shift our perception that migrant workers are dirty or societal outcasts. We need to correct perceptions in our own circles and speak up on the issue when the opportunity arises at the dinner table or different social settings.

Another experience that changed the game for me was when I saw a group of migrant workers working in the rain, wearing garbage bags to try and remain dry. I called their employer and insisted that it was their duty to provide for their workers, susceptible to the constant rainy conditions in Singapore. I threatened to flag it with newspapers, share it on social media and report it to the Ministry of Manpower. While the employer hung up on me, the next day, I saw that all the workers had been
provided with raincoats.

Which parts of your work with migrant workers do you find most important?

It is incredibly rewarding to be able to bridge conversations between migrant workers, volunteers and other Singaporean residents, as well as galvanising support from the corporate sector and schools. Connecting different parts of the community helps us to build a bigger support platform for migrant workers, helping them integrate
into the broader community.

For example, during the height of the pandemic, ItsRainingRaincoats mobilised hundreds of volunteers to distribute 600,000 hot meals, 120,000 care packages, and helped 12,000 workers with mobile data top-ups so they could remain connected with their family. We also co-authored a mental health booklet in partnership with the
Singapore Medical Society of Ireland and coordinated fundraising efforts for families of deceased or terminally ill migrant workers.

Tell us a little bit about the “A Greater Gift” initiative

“A Greater Gift” is a three-year initiative led by the Community Foundation of Singapore to highlight that legacy giving is critical to providing long-term support and
sustainability to the causes we care about the most. The campaign is to encourage everyone living in Singapore to leave a legacy. Whether its time, money or
resources,
those who are able to do so will have an enduring and positive impact on those in need within the community. I’m proud to have been selected as a brand ambassador for the campaign, to highlight that anyone can give back.

Aside from the impact of COVID-19, what is one other problem facing migrant workers in Singapore right now?

One main problem for migrant workers is that they are often not paid on time. At the end of the day, they are here to earn a salary without exploitation. If we can
achieve this, it’s the first step towards fair treatment.

How do you think we can rectify the stigma and seclusion that migrant workers face?

There is a plethora of issues that put migrant workers on the back foot when they come to Singapore—there is a large number of them, they have issues with language, they are usually here alone without their families and are far from home.

Change needs to happen within each of us—within our hearts and instincts. We must shift our perception that migrant workers are dirty or societal outcasts. We need
to correct perceptions in our own circles and speak up on the issue when the opportunity arises at the dinner table or different social settings.

The most soul-crushing thing for me is when I hear of a migrant worker death.

Seeing the harsh conditions and difficult circumstances that migrant workers are in must take an emotional toll. Do you ever experience compassion fatigue? How do you take care of yourself and what keeps you going?

I do experience compassion fatigue and I need to give myself time to wind down. There were many days this year at the height of the pandemic where I didn’t have
time to attend to my personal day-to-day needs like even taking a shower. My phone never stopped ringing as I attended to countless migrant workers seeking help.

There is a saying that if you don’t fill your well, you can’t draw from the well. And for me, I keep my well filled by exercising, going on staycations and spending lots of
quality time with my husband and two teenage sons with tons of tennis action. We are also avid Formula 1 fans.

Going into 2021, what is your biggest hope for how the lives of migrant workers in Singapore will change?

I hope fewer of them succumb to workplace fatalities—the most soul-crushing thing for me is when I hear of a migrant worker death. I hope workplace conditions and mental health improves for them. I hope that we don’t hear our phones ringing as much—because then we know that we’ve made improvements for them and for us as a society.

Find out more about “A Greater Gift” at legacygiving.sg. Support ItsRainingRaincoats with a donation or a Christmas gift for migrant workers.

Source: Vogue

The competition was organised by City Harvest Community Services Association and received support from FUN! Fund, a Community Impact Fund jointly established by the Community Foundation of Singapore and the Agency for Integrated Care, with the aim of addressing social isolation among the elderly.

Senior Minister of State, Ministry of Communications and Information & Ministry of National Development Mr Tan Kiat How attended the event. He encouraged the elderly to stay physically and mentally well, as well as urging them to participate in community activities and enjoy their golden years together.

Learn more about FUN! Fund at https://www.cf.org.sg/fun-fund/.

 

The programme provides the children with a non-threatening platform to connect with peers and have positive conversations. In addition, it exposes them to different people who can assist to broaden their perspectives.

L.S., a volunteer with the Reading Odyssey programme @ Spooner Road

中心“常胜将军”胡锦盛:比赛限时反应要快

现年92岁的胡锦盛是最年长的参赛者。自2017年退休后,他几乎每天都到活跃乐龄中心报到,从此爱上了玩拉密,每次可玩上三个小时,在中心是“常胜将军”。

Picture of admin bluecube
admin bluecube

Lorem Ipsum is simply dummy text of the printing and typesetting industry. Lorem Ipsum has been the industry's standard dummy text ever since the 1500s, when an unknown printer took a galley of type and scrambled it to make a type specimen book.

Opinion

5 Critical gaps in caring for vulnerable seniors in Singapore

Picture of John Doe
John Doe
two young people helping an elderly

Singapore is fast reaching superaged status. Life expectancy is going up while the birth rate is heading south. By 2030 – not many years from where we are today – one in four Singaporeans will be 65 years or older. More worryingly, a fifth of that cohort will be over 80 (Population in Brief 2021). 

Ageing well and quality of life are huge concerns for our elderly. The biggest challenges centre on health: physical frailty or disability, sensory impairment such as hearing loss, or chronic conditions such as dementia or diabetes. However, ageing is not just a matter of biophysical health. It is also about bolstering psychological, emotional and community support. 

Mental wellness issues, such as depression and loneliness, are a real threat to the older demographic. On top of this, many older Singaporeans worry about financial security, due to escalating care costs, inadequate retirement income and limited earning opportunities. 

Many people prefer to age at home but that too has its challenges. In this article, we highlight the critical gaps in caring for vulnerable seniors and what can be done to support them so that ageing can be enabling, empowering and meaningful.

#1 Funding rising healthcare needs

Singapore’s healthcare expenses could jump tenfold between 2016 and 2030 to over $66 billion1. Family is typically the first line of support but families are getting smaller and relationships may be estranged. Income caps also mean not everyone qualifies for government aid. 

Even when fees are subsidized, low-income seniors may struggle with costs. Women, in particular, face more financial insecurity as they tend to have interrupted employment or be in low-wage or unpaid care work. Women also tend to outlive men and are more likely to be single, widowed or divorced in old age. 

The burden lands on welfare organisations to meet the shortfall. However, causes that help the elderly don’t attract as much funding as say, education, which in Singapore receives the lion’s share of donations: in 2019, they accounted for 52.9% of total receipts of $20.8 billion (Commissioner of Charities 2020).

#2 Access to home care and assisted living

Letting people age at home or in the community and delaying institutional care is a universal goal. But as the number of seniors with mobility issues or age-related ailments increases, demand for home nursing, home therapy, meal deliveries, assistive devices and home safety and modification services (to prevent falls) will rise. There will also be a much bigger role for centre-based eldercare, such as day care, and initiatives for assisted living.

#3 Depression and suicide

Aside from physical ill health, many seniors grapple with loneliness, loss of loved ones or dependence on others. The number of elderly living alone doubled to 63,800 in 2020 from a decade ago and is set to hit 83,000 by 2030 (Singapore Department of Statistics). 

According to the Samaritans of Singapore, the number of people aged 60 and above who took their own lives reached a high at 154 deaths in 2020. That’s a 26% increase from the year before and is the highest elderly suicide death rate since 19912. There is an urgent need to support charities that connect with seniors, organise social outings or wellness activities for them, offer intergenerational bonding or assist beneficiaries with their healthcare needs such as medical appointments and screenings. 

#4 Dementia support

Dementia is our nation’s most prevalent neurodegenerative disease today, affecting one in 10 seniors. By 2030, the number of dementia patients is set to reach 92,000 – a doubling from 2015 (Dementia in the Asia Pacific Region). Dementia additionally imposes a huge burden on caregivers, many of whom are ageing themselves. We need more funding to support early diagnosis and intervention, community dementia care services such as exercise and cognitive activities as well as training and support for caregivers.

#5 End of life care

Discussions about death or end of life remain taboo. There is insufficient advance care planning as well as a lack of healthcare workers and expertise in the palliative care system. Better awareness and improved options for inpatient, home or day care hospice services are needed.

How CFS helps you do more with your giving

If you would like to help seniors who have fallen through the cracks or would like to make ageing more empowering and inclusive, we at CFS can align your giving goals with the needs of this community. We are a cause-neutral organisation that supports grantmaking to a wide range of charitable areas in Singapore. Of the 400-plus charities we evaluate and make grants to, close to 30% work with seniors. We partner with charities that focus on clearly identified problem areas or social gaps that are under-supported. Charities must also demonstrate measurable outcomes and good stewardship of funds.

A simple and cost-effective way to contribute to a variety of causes in Singapore is by setting up a Donor-Advised Fund (DAF). A DAF can be set up by an individual, a beneficiary of a will, a trust, or a family office. CFS will handle all fund administration and leverage our unparalleled insight into Singapore’s charitable landscape to provide philanthropy advice that ensures your giving is targeted, accountable and impactful. CFS strives to ensure that every grant that goes out creates positive change.

As a donor, you will save on legal expenses and enjoy upfront tax deductions at the prevailing rate on eligible donations. Donors will also receive regular statements tracking incoming donations to the DAF and outgoing disbursements to charities. CFS has an established track record when it comes to setting up DAFs and our DAF payout rates outperformed the entire US DAF industry by 12% and their community foundations by 2 times. 

If you would like to begin your giving journey with CFS, get in touch with us.

This article was written by Sunita Sue Leng, a former financial analyst and journalist, who believes that the written word can be a force for good. She hopes to someday write something worth plagiarising.

1 https://www.asiaone.com/health/elderly-health-costs-rise-tenfold-2030-report

2 https://www.sos.org.sg/pressroom/singapore-reported-452-suicide-deaths-in-2020-number-of-elderly-suicide-deaths-highest-recorded-since-1991

Picture of admin bluecube
admin bluecube

Lorem Ipsum is simply dummy text of the printing and typesetting industry. Lorem Ipsum has been the industry's standard dummy text ever since the 1500s, when an unknown printer took a galley of type and scrambled it to make a type specimen book.

Trending Stories

Scroll to Top