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社区基金会让善款发挥更大爱
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社区基金会让善款发挥更大爱

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随着出生率不断下降和人口老龄化,慈善事业下来可更专注在老人方面。

新加坡社区基金会(The Community Foundation of Singapore,简称CFS)总裁罗佩仪告诉《联合早报》,政府虽然负责照顾老人的基本需求,但公众可协助提升老人的生活素质,维护他们尊严,让他们在暮年,可以过得更有意义和活跃。

“在教育方面,除了孩童和青少年,受日新月异的科技影响、必须重新受训的成人学生,也应该获得额外支援。”

罗佩仪说,CFS有13年管理基金的经验,致力于确保有高水平的透明度和治理,好让捐款者有信心,知道他们的基金能协助和满足社会现有和未来的变更需求。

她指出,CFS与个人捐款者和慈善机构合作,加强各种慈善事业。

“到CFS的个人、家庭和企业,都希望能支持新加坡的慈善事业,发挥影响力。我们能协助捐款者通过一个有组织和战略性的形式,达到他们的慈善目标。”

过去13年来,捐献者的基金支持性质和规模不一的慈善机构,包括医疗和福利项目,以及教育学府等。

她坦言,一些人虽然知道CFS,但CFS也意识到需要更多信息,协助个人作出知情决定。

为了提高人们的认识,CFS积极向律师和金融专员和顾问介绍“捐献者指示基金”(Donor Advised Funds,简称DAF),让他们考虑将DAF当成客户规划慈善事业的工具之一。

她说,像律师和金融顾问这类提供咨询服务的人,可以为准备捐款的客户提供选项,包括直接捐助特定慈善机构,或通过DAF支持有需要的社区。

“我们因此希望专业咨询顾问与客户谈论财富规划时,也能把慈善列为其中的项目。”罗佩仪说,去年冠病疫情期间,国人鼎力支持慈善,包括不幸者、教育、健康医疗等项目。”

她以因应疫情推出的Sayang Sayang Fund为例说,有超过5185人和企业捐出超过900万元,受益者有13万6000人左右。

“国人慷慨解囊,真的鼓舞人心。作为立场中立、获公益机构(IPC)资格的慈善机构,CFS致力于加强不同社群的生活素质。”

去年4月至7月,全国志愿服务与慈善中心(NVPC)和CFS通过调查公司Toluna展开的调查显示,每10人中有六人认同人人都可以作出遗赠。

她指出,除了全国慈善遗产捐赠(legacy giving)计划,以及CFS本身的“伟大捐赠”(A Greater Gift)运动,CFS专注于提高遗赠的意识,以及捐献慈善机构的价值。

她说,CFS下来将推动捐献的各种方法,并鼓励人们多谈论遗赠和慈善事业,“不论是在餐桌或办公室”。

另外,2021年是“欢庆新加坡女性年”(Year of Celebrating SG Women),推动性别平等与促进女性发展。

罗佩说,CFS将侧重表扬参与慈善事业的女性,不论是捐款者、决策者、董事成员和义工。

以已故总统纳丹的名字命名的“纳丹教育提升基金”今年成立10周年,至今累积逾1000万元资金。这个捐赠基金已发放超过370万元,通过助学金、奖学金,以及各项经济援助计划,支持工艺教育局和高等教育学府的贫困学生顺利升学。

前总统纳丹是在2011年同新加坡社区基金会合作成立这个基金。纳丹同年卸任总统,2016年逝世,享年92岁。

纳丹教育提升基金属于“捐献者指示基金”(DAF),由CFS负责管理。该基金开放让公众捐款。纳丹生前委任一个拨款咨询委员会,负责就基金可支持的项目提供建议。这些年来,委员会的成员不时更新。

纳丹教育提升基金拨款咨询委员会主席陈育宠受询时说,前总统纳丹乐善不倦,他的一生体现出慷慨助人、关怀,以及奉献的精神。“纳丹出身贫寒家境,向来体恤和关怀社会上的弱势群体。”

陈育宠指出,纳丹生前深信教育对促进社会平等扮演重要角色,能赋予弱势家庭的孩子改善自己和家人生活的机会。

基金起初援助的项目包括四个自助团体的教育援助计划,为印度人发展协会、华社自助理事会、回教社会发展理事会,以及欧亚人协会的受益学生提供援助。多年下来,基金也支持包括工艺教育局、南洋理工学院、共和理工学院,以及新跃社科大学、新加坡国立大学和南洋理工大学等学府。

基金去年就为工教局拨款超过40万元,支持的项目包括面向弱势学生的经济援助计划,通过每月发放津贴,减轻这些学生的交通及生活费负担。

至于跃大,基金在2019年拨款为该大学设立“纳丹教育津贴”(S R Nathan Study Grant),给修读部分时间课程的跃大生提供经济援助。这些学生一般先完成工教院和理工院课程后才报读跃大,升学道路较为曲折。

陈育宠说,社会各阶层人士深受纳丹的启发,不少人慷慨解囊捐钱给纳丹教育提升基金。“我们希望纳丹教育提升基金可作为规划遗产捐赠的一个典范。”

已故家庭科医生林文忠生前时常免费为贫困病人看诊。为纪念他乐善好施的精神,家人从他的遗产拨款2400万元设立慈善基金会,援助年长及末期病人,也资助癌症研究。

林文忠是一名敬业乐业的家庭科医生。他在70多岁时被诊断患上前列腺癌,坚持行医至80岁才退休。林文忠晚年笃信天主教。他于2002年逝世,享年84岁。

新加坡社区基金会受询时说,林文忠生前多年的行医经验,以及他晚年患病的经历,促使他生前非常希望能援助弱势年长者及泌尿科疾病患者。

据林文忠的女儿林春娘透露,她的祖父生前也患前列腺疾病,父亲当年对祖父的病情爱莫能助,为此感到懊恼,当父亲患病后,更希望尽一己之力,推展泌尿科癌症方面的研究,以造福癌症患者。

林文忠两个女儿林春娘和林素真按照他的遗愿,于2018年咨询CFS,以父亲的名义设立基金,支持父亲生前关心的慈善和医疗研究项目。林文忠医生基金会也是“捐献者指示基金”,由CFS负责管理。基金会并不开放让公众捐款。

CFS指出,林春娘和林素真对父亲希望这个基金能发挥怎么样的社会影响力有清楚的概念,CFS提供专业咨询协助她们设立基金会,并建议基金会可资助的项目。


新加坡国立大学医院的“林文忠医生泌尿科癌症研究”是其中一个受益的项目。林文忠医生基金会捐赠700万元资助这个项目进行临床试验研究,以提升泌尿科癌症患者的护理及医疗水平。

经营三家疗养院的天主教福利协会(Catholic Welfare Services)获基金会捐赠800万元,作为提升其疗养院设施和运作的经费,让院内年长住户受惠。

此外,基金会也捐赠800万元资助雅西西慈怀病院(Assisi Hospice),帮助该病院拥有16个床位的圣迈克病房减轻提供住院护理方面的开销,让有需要的末期病患获得慈怀护理。

信用:联合早报©新加坡报业控股有限公司。复制需要许可

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Stories Of Impact

#MyGivingJourney x Hauw Soo Hoon: Insuring the future for vulnerable students 

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#MyGivingJourney is a series by CFS to celebrate women and their work in philanthropy. This story features Hauw Soo Hoon, Programme Director at Ulu Pandan Stars and a member of CFS’s Programmes & Grants Committee.  

Hauw Soo Hoon has always loved mathematics. So when she discovered some students in her estate were struggling with the subject, getting just 15 marks out of 100, her heart plummeted. She wanted to help them and even get them to love numbers. An opportunity came through her grassroots contacts who were looking for someone to helm a programme to tutor children from rental flats and troubled families.  

That was in 2008 and the qualified actuary had just retired after a 30-year career in the insurance industry, which included senior roles at the Monetary Authority of Singapore and Great Eastern Life Assurance. Together with five volunteers, Soo Hoon started up Ulu Pandan Stars (UP Stars), an initiative of the PAP Community Foundation and Ulu Pandan Citizen Consultative Committee.  

UP Stars began with maths tuition but classes have since expanded to reading, phonics, science and computer applications. It also runs non-academic activities such as sports, social-emotional learning and digital literacy. Every year, UP Stars have about 60 students and its pool of volunteers has swelled to 110. Most are youths from tertiary institutions.  

Soo Hoon was blown away by the commitment and big-heartedness of these young Singaporeans. “But having a good heart is not enough. You need to equip them with skills or you will have volunteer fatigue,” she says. She brings her wealth of public and corporate sector experience of managing teams, developing talent and running an organisation to UP Stars. Volunteers, meanwhile, come away learning about project management, human resources, leadership – as well as empathy. 

“Our youth volunteers truly understand what poverty means and how education is no longer a social leveller,” says Soo Hoon. Her fervent hope is that her volunteers become future leaders who are compassionate and that the ones who choose public service roles will create sound policies that benefit the vulnerable in society. 

Aside from UP Stars, Soo Hoon is on the board of the Special Needs Trust Company (SNTC), a charity that provides affordable trust services for people with special needs. She also serves on the Medishield Life Council and the CPF Advisory Panel, besides being a partner at iGlobe Partners, a venture capital company. For her services with SNTC, Soo Hoon received the 2019 MSF Outstanding Volunteer Award.  

Soo Hoon and her husband also give back regularly with the help of CFS. The couple decided to donate via CFS as it can pinpoint causes that best fit a donor’s area of interest. “CFS can also identify charities which are under-resourced as they will check on reserves and funding and do the necessary due diligence,” she adds. “When there is proper matching, giving back becomes more fulfilling and effective.” While education is the focus of their giving, they have also donated generously to support needy families.  

Begin your own journey of giving with CFS. Read more stories about the #MyGivingJourney series here. 

This article was written by Sunita Sue Leng, a former financial analyst and journalist, who believes that the written word can be a force for good. She hopes to someday write something worth plagiarising. 

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News

CFS Chairperson receives National Award for COVID-19 – The Public Service Medal

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The Community Foundation of Singapore (CFS) is honoured to announce that our Chairperson, Ms. Christine Ong, has received the National Awards (COVID-19) under the category of The Public Service Medal (COVID-19). This award recognises the Chairperson’s leadership and CFS’s efforts to serve the Singapore community during the pandemic.

Since the outbreak of COVID-19, CFS has provided assistance to those in need through the distribution of grants to individuals and organisations. Under Christine’s direction, CFS disbursed a total of $57 million from March 2020 to December 2022, with $32 million going to the social & welfare and health sectors.

One of our key initiatives was the Sayang Sayang Fund. Established in February 2020 as an emergency response fund to support frontline healthcare workers, the Sayang Sayang Fund expanded its support to a range of vulnerable groups and launched nine initiatives. With the help of 891 grantee organizations, CFS delivered resources and support to nearly 400,000 beneficiaries with the $9.6 million raised from multiple platforms, including a successful campaign on Giving.sg that collected $1 million in public donations. The Sayang Sayang Fund continued to introduce new initiatives in 2021 to support ground-up groups and the community health sector in Singapore.

Thanks to Christine and the Board, CFS has become a leading grant-maker in the country during a time of increased community needs. The CFS team has risen to the challenge, working together to address complex issues exacerbated by the pandemic. This award recognizes the collective effort and represents a proud moment for everyone at CFS.

CFS remains committed to excellence and will continue to strive for greater impact in serving the community. Further information on the National Awards (COVID-19) and the recipients is available here.

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Events

International Women’s Forum Singapore: Empowering young women for a better future

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They may come from disadvantaged families, juggling work with school, but that has not stopped them from pursuing their dreams or even helping others. For this, ten young women were presented with the 2016 International Women’s Forum (IWF)’s Education Grants on 30 September.

Managed by the Community Foundation of Singapore, the IWF Education Grants support young women who are currently pursuing a diploma or degree in local polytechnics or universities but face challenges in continuing their studies due to financial difficulties. Many come from low income families and need to work to pay school fees or supplement their household income.

Recipients are selected for their academic performance, as well as resilience and aspirations. During the selection process, the Education Grants Committee also highlighted that despite their difficult circumstances, many of the recipients still found time to give back to the community by taking part in voluntary work such as befriending the elderly and mentoring young children and teens.

At the dinner reception held at CapitaGreen and hosted by IWF Singapore leaders including Dr Aline Wong, Yu-Foo Yee Shoon, Arfat Selvam, Saw Phaik Hwa, Chong Siak Ching, Carmee Lim, Goh Swee Chen and Doreen Liu, recipients and mentors mingled and exchanged anecdotes and advice. The young ladies also took to the floor to share their struggles with work and studies, for some the responsibility of caring for ill or unemployed parents and above all their unwavering quest for further education.

The IWF women leaders applauded the strength and determination shown by the recipients and invited them to be ambassadors at the IWF Singapore 20th Anniversary Conference in 2017 so that they can continue to be an inspiration to others. As part of the mentoring programme, IWF leaders will impart guidance, career counselling and life skills to empower these young ladies for the future.

At the 20th Anniversary Conference, the organisation hopes to raise $250,000 to enable and empower even more young women to change the outcomes of their lives as well as their families’.

About the International Women’s Forum

The International Women’s Forum is a singularly unique organisation comprised of more than 6,400 dynamic women leaders in 34 countries and 75 forums around the world. IWF members span careers, cultures and continents, however, they are wholly aligned in their commitment to building better global leadership.

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Stories Of Impact

Why Support Sports with Philanthropy?

While philanthropy traditionally focuses on providing direct aid to those in need, its impact extends far beyond mere charity. Singapore owes much of its early development to philanthropists who made social investments in infrastructure, systems and people. In the case of sports, it can also be a driving force for national bonding and societal progress, nurturing a society where every member can thrive.

Singapore Badminton Players Loh Kean Kew and Yeo Jia Min posing with donor Karim Family Foundation at badminton court
L to R: Martin Andrew (SBA), Loh Kean Yew, Grace Chiong (KFF), Cindy Karim (KFF), Yeo Jia Min, Ashley Chan (CFS), Darrel Lim (CFS), Alan Ow (SBA)

While philanthropy traditionally focuses on providing direct aid to those in need, its impact extends far beyond mere charity. Singapore owes much of its early development to philanthropists who made social investments in infrastructure, systems and people. In the case of sports, it can also be a driving force for national bonding and societal progress, nurturing a society where every member can thrive.

Sports can unite the nation. It goes beyond gender, age and other factors, and brings us together. During COVID-19, Loh Kean Yew won the Badminton World Federation World Championships. That gave Singapore a lift in spirits. It gave everyone something to cheer about while we were cooped up at home.

In addition to fostering a sense of national pride, achieving success at international competitions serves to enhance Singapore’s global reputation. A vibrant competitive sports scene not only offers youths an alternative avenue to success but also yields numerous trickle-down benefits for community sports. These include promoting healthy lifestyles, instilling discipline in young individuals, and inspiring communities to embrace active living.

“Traditionally, sports development might be viewed as a national duty and the responsibility of government bodies,” says Ms Cindy Karim, principal of the Karim Family Foundation, a philanthropic foundation which contributes to sports development, arts & culture, mental health, and education. The family believes that philanthropy paired with government efforts can have a multiplier effect.

Support from the Karim Family Foundation 

In late 2021, the Karim family approached CFS to explore ways to support sports in Singapore. Ms Karim says, “We felt a deep concern for the underrepresentation of Southeast Asian athletes on the global stage.” Together with her father Bachtiar Karim, mother Dewi Sukwanto and brother Chayadi Karim, she established the Karim Family Foundation with the support of CFS.

When Loh Kean Yew won the BWF World Championships in December 2021, the Karim family asked CFS to facilitate a $200,000 contribution to the champion to support him and celebrate his achievements. “It takes much courage and sacrifice to dedicate oneself to pursuing excellence in badminton as a career. We hope that with our support, our national shuttlers won’t have to worry too much about the financial aspect. We hope they can be duly rewarded and celebrated for their achievements and focus all their energy on writing their own success story in time to come,” says Ms Karim.

When asked why she and her family chose to support badminton, Ms Karim says, “Growing up between Indonesia and Singapore, we have always felt a strong affinity to badminton as a sport. It has become a personal passion and mission to make badminton more widely known in professional sports.”

Challenges in Competitive Badminton

The Singapore Badminton Association (SBA) is the governing body for badminton in Singapore. It oversees the development of competitive badminton in Singapore and is dedicated to nurturing talent. Mr Ow, the CEO of SBA explains, “To reach world-class competition standards, players need to train and participate in competitions to develop their skills. Because there is only a small pool of players to compete against in local tournaments, overseas tournaments are essential for exposure to a wide range of high-calibre competitors.” However, overseas competitions require resources. Teams need sports and conditioning coaches and physiotherapists to accompany them. Expenses such as airfares, accommodations and tournament entry fees add to the hefty cost. Aspiring players often have to bear some of these expenses personally, which can be a barrier to realising their full potential.

Training and competition expenses are not the only financial constraints that players have. To succeed, competitive players must put in the hours, which frequently means committing to half a day of training, six days a week. The high training demands mean players end up sacrificing their studies or work, which can add to the financial strain.

Nurturing Talent in a Conducive Environment

CFS works closely with charity partners and donors to identify underserved needs that align with donors’ philanthropic goals. Working closely with the Karim family and the Singapore Badminton Association (SBA), CFS helped structure a funding arrangement that drives impact and excellence for future badminton stars. In May 2023, the Karim Family Foundation (KFF) donated $600,000 to fund the KFF-SBA Players’ Development Programme for three years. “We wish to support SBA’s ambitious efforts to elevate the sport in Singapore and internationally, and to build a strong pipeline of players. Our funding of the Players’ Development Programme is aimed at grooming players and enabling them to have as much exposure as possible by competing at the highest levels internationally,” says Ms Karim. Mr Ow estimates that the grant from KFF supports training and expenses for overseas competitions and training camps for about 40 players. The increased funding is expected to enable players to compete in approximately 50% more tournaments a year.

In addition to funding the development programme, the Karim family also contributed to the local competition scene as title sponsors of the KFF Singapore Badminton Open 2023, which brings world-class players to Singapore. “Through the excitement and hype of the event, we hope it will inspire future players,” says Ms Karim of KFF’s philanthropic strategy.

Championing Philanthropy for Sports

We hope that our work starts a perpetuating cycle of giving and support, and that with more philanthropic organisations coming forward, our national sports can earn its place amongst the reputable, celebrated sports of the world. Enabling players to achieve greater heights on the global stage bolsters Singapore’s standing as a vibrant community with talent and opportunities. We hope that in the long run, this effort will bring more exposure to the emerging talents within Southeast Asian professional sports.

She adds, “The process of setting up a Donor Advised Fund with CFS is simple, and donors can leverage the CFS team’s network, knowledge and expertise to be introduced to the right organisation that aligns with their philanthropic priorities. Having this option helps lower the barriers to entry and makes philanthropy more accessible.”

The competition was organised by City Harvest Community Services Association and received support from FUN! Fund, a Community Impact Fund jointly established by the Community Foundation of Singapore and the Agency for Integrated Care, with the aim of addressing social isolation among the elderly.

Senior Minister of State, Ministry of Communications and Information & Ministry of National Development Mr Tan Kiat How attended the event. He encouraged the elderly to stay physically and mentally well, as well as urging them to participate in community activities and enjoy their golden years together.

Learn more about FUN! Fund at https://www.cf.org.sg/fun-fund/.

 

The programme provides the children with a non-threatening platform to connect with peers and have positive conversations. In addition, it exposes them to different people who can assist to broaden their perspectives.

L.S., a volunteer with the Reading Odyssey programme @ Spooner Road

中心“常胜将军”胡锦盛:比赛限时反应要快

现年92岁的胡锦盛是最年长的参赛者。自2017年退休后,他几乎每天都到活跃乐龄中心报到,从此爱上了玩拉密,每次可玩上三个小时,在中心是“常胜将军”。

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