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Speech by Grace Fu, Minister for Culture, Community and Youth at CFS’s 10th anniversary celebrations: Working together to build a caring Singapore
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Speech by Grace Fu, Minister for Culture, Community and Youth at CFS’s 10th anniversary celebrations: Working together to build a caring Singapore

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Grace Fu delivering speech at podium to audience.

Mr Laurence Lien, Chairman, Community Foundation of Singapore
Ms Catherine Loh, CEO, Community Foundation of Singapore
Distinguished Guests
Ladies and Gentlemen

It is indeed my great pleasure to be here today. First, I would like to congratulate the Community Foundation of Singapore (CFS) on its 10th anniversary. Throughout the past decade, CFS has done excellent work in raising funds and giving out grants, as well as in inspiring and enabling giving in Singapore. This is in no small part due to the generosity and hard work of staff, donors and partners. I’d like to express my gratitude and to commend all of you for your contributions. CFS was first started during the tumultuous period after the global financial crisis, and conversations about donations must have been difficult. Nevertheless, under the stewardship of Laurence, Catherine and Stanley, CFS has really grown over the years. Once again, thank you so much!

Philanthropy has played an important role in Singapore’s history
Philanthropy has always played an important role in the history and development of Singapore. In fact, records of philanthropy in Singapore go back to as early as the 1800s when immigrants came to this country in search of opportunities. Notable philanthropists such as Lim Nee Soon, Tan Kah Kee, Syed Mohamed Alsagoff and Govindasamy Pillai have responded to the needs of their times. These are early pioneers who have very selflessly and generously helped their communities. They helped to build up Singapore in the pre-war years, rebuild it in the post-war years, and worked alongside the government to develop our infrastructure after independence.

Today, it is just as crucial to build a culture of care and contribution. We live in an increasingly complex and dynamic environment. In many developed countries, socio-economic challenges have bred distrust and grown uncertainty. Terrorism continues to be a global threat. Within our region, exclusivist trends are rising, and societies are becoming increasingly polarised. At the same time, technology is disrupting nearly everything, from industries and jobs, to the way we live, to the way we do business and interact with one another, to our social hierarchy. Singapore is not immune to such threats and challenges, especially when we are so diverse as a people. So when we care and look out for one another, when we have that relationship that is beyond the transactional but instead comes from within the heart and is genuine, we will be better equipped to stand together in times of crisis.

Government support for philanthropy
There is already a strong support infrastructure for philanthropy to thrive. The Government gives tax deductions for donations to charities. There are matched-funding initiatives that have spurred more giving by individuals and corporates; for example, MCCY’s Cultural Matching Fund which supports giving to arts and culture, and the One Team Singapore Fund, which supports high performance sport.

The Government is also committed to developing a well-governed and thriving charity sector, with strong public support. In January this year, the Parliament passed the Charities (Amendment) Bill, which seeks to strengthen governance of fund-raising in response to trends in charitable giving.

As Singapore’s only community foundation, CFS plays an important role as a bridge between local communities and the larger charitable ecosystem. Beyond just encouraging cheque-book donations, CFS has connected donors with organisations that support their cause. For example, 71-year-old Mr Govind Bommi felt an affinity for the eldercare sector. Through CFS, he was connected with Metta Day Rehabilitation Centre, which provides rehabilitative care for elderly beneficiaries from all races and backgrounds. He then set up a fund to support the Centre, and continues to volunteer there today.

Closing gap between aspiration and participation
But there is more we can do for Singapore to be a more caring society. The Individual Giving Survey conducted by the National Volunteer & Philanthropy Centre (NVPC) showed that although the total donation amount to organisations has grown over the years, the overall rate of donation* has declined, with 3 in 4 donating in 2016, compared to 9 in 10 a decade ago. However, among the non-donors, 1 in 3 said they are likely to donate in future. Similarly, in the volunteering space, there is high propensity among non-volunteers to volunteer in future.

We want to close this gap between aspiration and participation, and unite Singaporeans through a common culture of care. This is the basis for SG Cares, a national movement for us to better support one another in making Singapore a caring society through giving, through volunteering, and through acts of kindness. By bringing together partners across the people and private sectors, SG Cares enables the building of capabilities across organisations to grow opportunities for contribution. SG Cares also better equips individuals and organisations who want to give back, and connects them with suitable opportunities to do so. So it’s very much an encouragement and a call to action. But more importantly, it’s about building the infrastructure, platforms, connections and capabilities within the sector.

The work at CFS contributes to SG Cares, because an impactful philanthropy landscape is a hallmark of a caring society, where those with resources give back effectively to help those in need. Collaboration is the way to go, and donors today are taking more initiative, and seeking more meaningful engagement opportunities. CFS is well positioned to seize these opportunities and provide the platforms. For example, the Colabs series by CFS and NVPC brings together givers, non-profits and sector experts to build insights and co-create solutions together. This not only encourages more collective efforts that deliver impact, but also deepens the knowledge base to guide donors to areas of needs. It also improves the design of programmes and how volunteers are involved, to better serve the community.

Caring involves all of us
The making of a caring Singapore involves and requires all of us – the government, non-profit sector, businesses and individuals – to work together to find solutions and demonstrate care and compassion for our community. With this shared sense of responsibility, we stand a better chance in riding out the waves of global uncertainty and disruption. By caring for one another, we foster resilient communities that stand together in both good and bad times.

To conclude, I would like to leave you with the words of Winston Churchill: “We make a living by what we get, but we make a life by what we give.”

Once again, congratulations to CFS on your 10th anniversary! And once again, thank you for your contributions and I hope you will continue to inspire others with your efforts and actions. I’m sure there will be greater capacity for CFS to grow. Thank you.

Grace Fu
Minister for Community, Culture and Youth

*Through both formal and informal means.

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The competition was organised by City Harvest Community Services Association and received support from FUN! Fund, a Community Impact Fund jointly established by the Community Foundation of Singapore and the Agency for Integrated Care, with the aim of addressing social isolation among the elderly.

Senior Minister of State, Ministry of Communications and Information & Ministry of National Development Mr Tan Kiat How attended the event. He encouraged the elderly to stay physically and mentally well, as well as urging them to participate in community activities and enjoy their golden years together.

Learn more about FUN! Fund at https://www.cf.org.sg/fun-fund/.

 

The programme provides the children with a non-threatening platform to connect with peers and have positive conversations. In addition, it exposes them to different people who can assist to broaden their perspectives.

L.S., a volunteer with the Reading Odyssey programme @ Spooner Road

中心“常胜将军”胡锦盛:比赛限时反应要快

现年92岁的胡锦盛是最年长的参赛者。自2017年退休后,他几乎每天都到活跃乐龄中心报到,从此爱上了玩拉密,每次可玩上三个小时,在中心是“常胜将军”。

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Stories Of Impact

#MyGivingJourney x Hauw Soo Hoon: Insuring the future for vulnerable students 

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portrait of hauw soo hoon

#MyGivingJourney is a series by CFS to celebrate women and their work in philanthropy. This story features Hauw Soo Hoon, Programme Director at Ulu Pandan Stars and a member of CFS’s Programmes & Grants Committee.  

Hauw Soo Hoon has always loved mathematics. So when she discovered some students in her estate were struggling with the subject, getting just 15 marks out of 100, her heart plummeted. She wanted to help them and even get them to love numbers. An opportunity came through her grassroots contacts who were looking for someone to helm a programme to tutor children from rental flats and troubled families.  

That was in 2008 and the qualified actuary had just retired after a 30-year career in the insurance industry, which included senior roles at the Monetary Authority of Singapore and Great Eastern Life Assurance. Together with five volunteers, Soo Hoon started up Ulu Pandan Stars (UP Stars), an initiative of the PAP Community Foundation and Ulu Pandan Citizen Consultative Committee.  

UP Stars began with maths tuition but classes have since expanded to reading, phonics, science and computer applications. It also runs non-academic activities such as sports, social-emotional learning and digital literacy. Every year, UP Stars have about 60 students and its pool of volunteers has swelled to 110. Most are youths from tertiary institutions.  

Soo Hoon was blown away by the commitment and big-heartedness of these young Singaporeans. “But having a good heart is not enough. You need to equip them with skills or you will have volunteer fatigue,” she says. She brings her wealth of public and corporate sector experience of managing teams, developing talent and running an organisation to UP Stars. Volunteers, meanwhile, come away learning about project management, human resources, leadership – as well as empathy. 

“Our youth volunteers truly understand what poverty means and how education is no longer a social leveller,” says Soo Hoon. Her fervent hope is that her volunteers become future leaders who are compassionate and that the ones who choose public service roles will create sound policies that benefit the vulnerable in society. 

Aside from UP Stars, Soo Hoon is on the board of the Special Needs Trust Company (SNTC), a charity that provides affordable trust services for people with special needs. She also serves on the Medishield Life Council and the CPF Advisory Panel, besides being a partner at iGlobe Partners, a venture capital company. For her services with SNTC, Soo Hoon received the 2019 MSF Outstanding Volunteer Award.  

Soo Hoon and her husband also give back regularly with the help of CFS. The couple decided to donate via CFS as it can pinpoint causes that best fit a donor’s area of interest. “CFS can also identify charities which are under-resourced as they will check on reserves and funding and do the necessary due diligence,” she adds. “When there is proper matching, giving back becomes more fulfilling and effective.” While education is the focus of their giving, they have also donated generously to support needy families.  

Begin your own journey of giving with CFS. Read more stories about the #MyGivingJourney series here. 

This article was written by Sunita Sue Leng, a former financial analyst and journalist, who believes that the written word can be a force for good. She hopes to someday write something worth plagiarising. 

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Opinion

4 Critical Educational Gaps for Disadvantaged Children & Youth in Singapore

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a group of people sitting at a table with a group of children

While abilities and talents are distributed equally across the population, access to educational resources is often not. Children from low-income families are the ones who pay the price. Without the right educational opportunities, they underperform in school and end up with lower-paying jobs. Studies show that students from low-income families are more than four times as likely to be low performers than their affluent peers. (OECD, 2016) Without intervention, this cycle of income inequality will persist.

The growing special needs community is also in need of our urgent attention. One key area that we highlight is the need for integration with mainstream students. There needs to be greater awareness about creating better school and work opportunities for this community while preparing them to function independently as adults.

In this article, we highlight critical educational gaps for disadvantaged and vulnerable children and ways to level the playing field and improve their opportunities for social mobility.

#1 Funding for Early Education

The pre-school landscape presents over 1,900 childcare centres and kindergartens. They offer a wide-ranging fee structure that can range from a few dollars to over S$2,000 a month, depending on whether they are full or half-day programmes and with or without subsidies. 

During these early childhood years, pre-school education provides the foundation for children. It helps them develop the confidence and social skills to get them ready for formal education. However, low-income families may struggle even with subsidised fees. 

Children from families that can set aside additional resources for pre-school education have more opportunities to strengthen their social and behavioural skills than those from disadvantaged backgrounds. As the child is placed into a learning environment earlier in pre-school, they are weaned into the academic lifestyle earlier, which also aids their performance in formal education. Studies show that social-economically advantaged children in Singapore outperformed disadvantaged students in reading by 104 points. (PISA, 2018

While pre-school education is not compulsory, it is critical to ensure that all children get off the starting block of formal school without too much difficulty. Therefore, parents must understand the importance of pre-school education and available financial assistance schemes. It ensures that the children have access to critical education in their formative years.

#2 Developing Life Skills

A child’s home environment has a powerful impact on school readiness. Parents or caregivers in low-income homes tend to be busy working or absent; they have little time to support their children’s learning needs. Children often do not receive the stimulation they need and do not learn the social skills required to prepare them for school.

The resulting lower self-confidence, lower motivation, and reduced resilience pose further obstacles in their struggle for social mobility.

Activities such as team sports, drama, and public speaking encourage interaction. They are great for boosting confidence, self-esteem, and socio-emotional skills. We need funding for programmes to provide alternative avenues for these children to develop these essential skills.

#3 Rising Cost of Higher Education

Education has not been spared, with consumer prices increasing steadily over the years. 

Singapore’s average annual education inflation rate from 2001 to 2021 was 2.87%. Higher education, specifically polytechnic diploma fees, rose 20% between 2015 and 2022. The average cost of a 3-year polytechnic education is close to $37,000. (MOE 2022)

Although statistics show that a polytechnic graduate earns 1.4 times more than an ITE graduate, many students will not choose to study at a polytechnic. One reason for this is due to the high school fees. Those who do may drop out of school for the same reason. 

Even with existing public financial aid programmes, students from financially disadvantaged backgrounds still struggle to pay their school and living expenses. More financial assistance from the private sector, in the form of pocket money, bursaries, or scholarships, will help these students bolster the shortfall in higher education expenses.

#4 Lack of Integration

For the special needs community, a critical piece that is sorely lacking is inclusivity. Special education schools are separate from mainstream schools in Singapore, and students do not intermingle.  However, research shows that special needs children benefit from interacting with peers with stronger academic abilities. This benefit goes both ways, as children who have interacted with people with special needs from young develop greater empathy and respect for diversity. (Association for Psychological Science, 2014).

This is a strong push for special education and mainstream schools to work together to create opportunities for meaningful interaction between their students. Children with disabilities are given a chance to develop their potential and thrive in the same environment as their peers.

Funding is required to beef up resources, training and partnerships to facilitate exchange among educators from different backgrounds. We could achieve greater harmonisation across mainstream primary schools, special education, pre-schools and early intervention sectors. An inclusive educational environment would offer a curriculum that caters to different needs, paces of learning as well as provide the facilities and resources required.

Other than school, these children tend to spend less time in public spaces or in recreational activities. Sometimes it is due to practical reasons like access difficulties, which is a great pity as they miss out on opportunities to connect to the larger community. Funding can be directed towards the intentional design of public spaces, sports, and cultural activities so that those with special needs can feel that they are truly a part of society.

Do more with your giving—how CFS can help

To enable every child to shine to their fullest potential and better support the disadvantaged, CFS can help you make a positive impact by aligning your donations with the needs of this community. 

CFS is a cause-neutral organisation that enables us to support grant-making to a wide range of charitable areas that match the donors’ interests and uplift diverse communities in Singapore. These charitable areas include children, youth, education, families, seniors, persons with disabilities, sports, health, animal welfare, environment to arts and heritage.

We partner with charities that focus on clearly identified problem areas or social gaps which might be under-supported. Charities must also demonstrate measurable outcomes and good stewardship of funds.

A simple and effective way to contribute to a variety of causes in Singapore is by setting up a Donor-Advised Fund (DAF). A DAF can be set up by an individual, a beneficiary of a will, a trust, or a family office. CFS will handle all fund administration and leverage our unparalleled insight into Singapore’s charitable landscape to provide philanthropy advice that ensures your giving is targeted, accountable and impactful. CFS strives to ensure that every grant which goes out creates positive change.

As a donor, you will save on legal expenses and enjoy upfront tax deductions at the prevailing rate on eligible donations. Donors will also receive regular statements tracking incoming donations to the DAF and outgoing disbursements to charities. CFS has an established track record when it comes to setting up DAFs and our DAF payout rates outperformed the entire US DAF industry by 12% and their community foundations by two times.

If you would like to begin your giving journey with CFS, get in touch with us.

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Events

CFS Donor Learning Trip Series: Empowering ageing well at Yong-en Care Centre

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Charitable Business professionals standing before a screen.

This initiative is part of CFS’s Donor Learning Trips, a series of engagement opportunities that enable donors to personally connect with charities and gain insights into how they support communities in need.

Several seniors were playing a game. Seated in pairs, they were passing a large ball around. The challenge? Don’t drop the ball! There was laughter and cheers as the ball wobbled from one pair to another. This is one of many therapeutic activities at Dementia Day Care, a keystone service by registered charity 
Yong-en Care Centre.

Yong-en Care Centre’s Dementia Day Care is a lifeline for 31 seniors – all with moderate to advanced dementia – and their overwhelmed caregivers. The programme is funded by the generous donors of CFS.

In May 2023, 11 donors from 7 donor-advised funds (DAFs) took the time to join our first Donor Learning Trip this year, to Yong-en Care Centre, to meet with the charity and discover how it cares for the vulnerable elderly. Ageing Well is one of CFS’s five focal areas for grantmaking, where we curate programmes that enable our senior generation to remain active and purposeful for a better quality of life in their golden years.

Yong-en Care Centre began 27 years ago serving the destitute elderly in Chinatown. It has since expanded its outreach to the Chin Swee, Outram and Bukit Merah areas. Its services have also gone beyond food security and befriending to a full suite of support for low-income families, single mothers, home nursing care, dementia, and active ageing. It is an under-the-radar charity that is quietly and steadily making an outsized impact.

During the visit, donors learnt how music therapy is being embedded into dementia care, as well as the support and workshops offered to caregivers, many of whom are also old. The Dementia Day Care runs daily activities that engage the beneficiaries’ cognitive functions and improve their motor skills, including the pass-the-ball game witnessed by our donors. Such multi-sensory activities are specially curated to help persons with dementia manage their condition.

Donors also received updates on Home Care, another programme that receives grants from CFS donors. Yong-en Care Centre is one of the 24 home care service providers in Singapore and its nurses visit homebound seniors to provide personalised medical care.

Yong-en Care Centre is rapidly expanding its dementia care services and introducing more active ageing programmes. It is also collaborating with other community care providers to set up an integrated services hub for seniors and their caregivers at Chinatown Point. To accomplish these initiatives, the nonprofit relies on government grants and public donations. It does not use commercial fundraisers.

Through CFS, Yong-en Care Centre has managed to grow its donor base. “CFS connects us with donors who are truly aligned with our mission,” says Ms. Griselda Ong, director of Elderly Services at Yong-en Care Centre. In 2022, almost a third of funding (32.8%) for home care and 27.5% of funding for dementia day care came from CFS donors . “This support is significant as these critical services help the vulnerable age in place,” says Griselda.

“I have always been interested in supporting elder care,” says June Chia, a donor who set up a donor-advised fund (DAF) with CFS. “But there are many charities doing such work that I do not know of.” Through CFS, she learnt about Yong-en Care Centre.

June is inspired by Yong-en Care Centre’s impact on marginalised communities and its commitment to continuous progress. “I feel that my money is being well-utilised,” she shares. June appreciates CFS’s meticulous vetting of charities and our dedication to groundwork. Giving through a donor-advised fund (DAF) is also hassle-free, as CFS handles all the administrative work and provides regular updates on her fund.

I have always been interested in supporting elder care. But there are many charities doing such work that I do not know of. Through CFS, I learnt about Yong-en Care Centre and having seen first-hand what they are doing, I feel that my money is being well-utilised.

For Yong-en Care Centre, meeting donors face-to-face was a valuable opportunity to deepen their understanding of its unique care model and to engage with them on any questions they may have, says Griselda. In addition, it is also an opportunity to thank CFS donors who have been supporting the charity and build a lasting relationship with them.

CFS assists charities and their underprivileged communities by connecting them with donors who are seeking to support causes and crucial needs that resonate with them deeply.

To find out more about the causes we support, please visit www.cf.org.sg/what-we-support/.

The competition was organised by City Harvest Community Services Association and received support from FUN! Fund, a Community Impact Fund jointly established by the Community Foundation of Singapore and the Agency for Integrated Care, with the aim of addressing social isolation among the elderly.

Senior Minister of State, Ministry of Communications and Information & Ministry of National Development Mr Tan Kiat How attended the event. He encouraged the elderly to stay physically and mentally well, as well as urging them to participate in community activities and enjoy their golden years together.

Learn more about FUN! Fund at https://www.cf.org.sg/fun-fund/.

 

The programme provides the children with a non-threatening platform to connect with peers and have positive conversations. In addition, it exposes them to different people who can assist to broaden their perspectives.

L.S., a volunteer with the Reading Odyssey programme @ Spooner Road

中心“常胜将军”胡锦盛:比赛限时反应要快

现年92岁的胡锦盛是最年长的参赛者。自2017年退休后,他几乎每天都到活跃乐龄中心报到,从此爱上了玩拉密,每次可玩上三个小时,在中心是“常胜将军”。

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Lorem Ipsum is simply dummy text of the printing and typesetting industry. Lorem Ipsum has been the industry's standard dummy text ever since the 1500s, when an unknown printer took a galley of type and scrambled it to make a type specimen book.

Stories Of Impact

Apex Harmony Lodge – Empowering dementia patients to live well

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a group of people standing next to a horse

Is dementia an inevitable part of ageing? Can nothing can be done to change its course?

Dementia patients are oft-times negatively perceived as ‘senile’ or ‘confused’, with little measures taken to empower patients to maintain an active mind. If their symptoms are ‘generalised’, this may lead to care that negates the patient’s individualised needs.

As Singapore’s first purpose-built lodge for dementia patients, Apex Harmony Lodge (AHL) views each patient as someone who is ‘beyond their condition’, and who can be empowered to live with dignity and well-being, explains Mahathir Rahim, former Community Engagement Executive at AHL.

Informed by the latest medical research as well as Person-Centred-Care (PCC) models of dementia care, each resident at AHL receives an individualised care plan, recognising their specific stage of dementia, background and personal interests.

This approach is especially relevant for patients with mild to moderate dementia, who comprise almost 70% of AHL’s 180 residents. For around 60 patients who are still mobile, they exhibit greater psychosocial needs, including maintaining identity, autonomy and socialisation.

Forming a key part of AHL’s care plan is a curated programme of activities that not only keeps patients engaged and happy, but also helps maintain brain plasticity for patients with Alzheimer’s Disease, a key finding in recent neuroscience research.

Tapping into two donor funds via the Community Foundation of Singapore (CFS), AHL has been able to scale its programmes to benefit more residents and sustain engagement levels in recent years. The funding has also helped AHL diversify its programmes to cater to the niche needs of its residents.

Take for instance AHL’s ‘Ignite My Life’ programme: its variety of recreational and learning activities are tailored to the abilities and interests of residents, enabling them to live well. This includes equine-assisted therapy, where residents who display an affinity for animals get to interact with rescued horses. The initiative has benefited more than 20 residents so far, who delight in bonding with the horses. For residents who enjoy cooking, a baking programme enables them to take part in monthly sessions, whipping up a spread shared with fellow residents. This helps to boost their self esteem as they learn to create something on their own and share their successes with others.

AHL has also tapped into CFS’s Outing for Seniors Community Impact Fund to expand its number of outings to local museums, Gardens by the Bay and even on Duck Tours, greatly benefiting a pool of residents who are immobile. Such outings often require significant manpower, with each resident assisted by one volunteer or staff. Getting funding support has helped AHL to manage the significant transportation and food costs incurred, thereby bringing outings to more of its residents.

AHL’s efforts to offer personalised programmes for dementia patients has been recognised by not just the residents, but also their families. “The families are very impressed by the unique programmes we provide, especially for patients who aren’t able to move on their own,” expresses Mahathir.

Bryan Lim, AHL’s current Community Engagement Executive, adds, “At the end of the day, it’s about honouring the human being and helping retain one’s dignity. Instead of telling a patient what he can or cannot do, we give them a chance to explore their capabilities.”

Photos: Apex Harmony Lodge
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