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How much does a Singapore household need for a basic standard of living?
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Opinion

How much does a Singapore household need for a basic standard of living?

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John Doe
a group of vegetables in green bags

In a study of household budgets by Dr Ng Kok Hoe (Lee Kuan Yew School of Public Policy), A/P Teo Youyenn (Nanyang Technological University), Dr Neo Yu Wei (National University of Singapore), Dr Ad Maulod (Duke-NUS), Dr Stephanie Chok and Wong Yee Lok (LKYSPP), a basic standard of living means “…more than just, housing, food, and clothing. It is about having opportunities to education, employment, and work-life balance, as well as access to healthcare. It enables a sense of belonging, respect, security, and independence. It also includes choices to participate in social activities, and the freedom to engage in one’s cultural and religious practices.”

To date, a total of two household budget studies were conducted using the Minimum Income Standards (MIS) as a research method for establishing the incomes needed for a basic standard of living in Singapore. In 2019 the study[1] targeted seniors and in 2021 the study[2] extended this work to the needs of households. The results helped to establish a living wage level, a wage that allows people to afford a decent standard of living and embodies the values and principles that the public identifies with across a range of domains.

So, if I have a wish for, for next year and of course beyond…. it is to have a greater conversation around wages and people’s living standards that are based on principles like these – people’s needs, what is decent, what is basic, and what will allow people to not feel excluded from society.

Recognising the importance of research on the needs of households living in poverty, the Community Foundation of Singapore collaborated with the research team to invite 25 leaders from the social service sector to learn about the opportunities and trade-offs in applying MIS in Singapore, as well as to compare income standards in different countries. It was a process to understand about the living standards from ground up experiences which demonstrated what Singaporeans see as necessary and important to thrive while living in Singapore. Without such a process to unpack the lived experiences of individuals and communities, narratives often reinforce the worldview of the dominant and are unable to account for the real habits and practices of ordinary members of society. 

The session with the social leaders was held in August 2022 and it opened up possibilities to incorporate MIS findings to review and enhance the delivery of programmes and services for marginalised communities and families.

This is an interesting discussion – we need more of these sessions for paradigm shifts within the sector itself. Social justice is one of the core principles in social work but what is “just” and is it the same as “fair”? Just or fair to who?

Participant’s reflection

The workshop invited attending social leaders to anticipate how society is changing and ask about the relevance of MIS and how it challenges or contributes to current income policies, assistance schemes, eligibility criteria for assistance and practices to ensure a minimum socially acceptable standard of living. It is also helpful for leaders from different fields to come together and share their assumptions, priorities, and values that may impact their assessment of clients’ needs and support provided.

It inspires me to imagine that when we talk about families no longer being in poverty, it is not just about being earning above a certain income (e.g., poverty line) but being able to achieve a basic standard of living. This has tremendous implications and guidance on how we think about measuring and evaluating the outcomes and impacts of our work.

In the discussions, the participants found it crucial to include multiple stakeholders such as donors and funders who will fund these programmes and dictate expected processes and outcomes. As a follow-up, another session will be facilitated to gain their perspectives and ensure the conversation goes deeper, and generates aligned perspectives.

Through these sessions, we hope to push the boundary of thinking to inspire different stakeholders. Donors can play an important role in encouraging greater giving and I hope the next session will allow even deeper conversations

This article was written by Joyce Teo, an executive director of Centre for Applied Philanthropy. Joyce leads the CAP team and works with donors and non-profit organisations to address the critical gaps in strategic philanthropy in Singapore.

References

[1] 2019 Household Budget Study: What older people need

[2] 2021 Household Budget Study: What people need in Singapore

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Stories Of Impact

Celebrating women who give in different ways

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A woman and two girls, wearing joyful expressions, pose happily in front of the camera.

It is seldom that we honour the accomplishments of women who give their all without asking anything in return, whose humanitarianism managed to achieve great success against all odds.

International Women’s Day is one such day of reflection and remembrance of the efforts of women all around the world, both past and present. It looks back on the struggles of women from the past like Rosa Parks, the ‘first lady of civil rights’, who strove for an equal and fairer society to empower the women of the future.

Yet, it is not only about women who are notable and have achieved great fame. It is also about the unsung, ordinary women in our society who give back in their own humble ways. The Community Foundation of Singapore (CFS) works alongside many of these women who contribute in their own capacities and in different societal roles.

A CEO who cares

CEO of Home Nursing Foundation Dr Christina Tiong finds a great love for philanthropy through leading Home Nursing Foundation, the largest and most established home healthcare service provider in Singapore, which CFS donors have supported since 2011.

She first started her journey in philanthropy during a clinical attachment as a medical student. It left an indelible impression on her when she saw home care nurses faithfully visiting and patiently caring for severely debilitated, bedbound patients living in dismal home environments, while also providing practical help, comfort and relief to their family members.

Helping out in medical missions at a rural clinic and drug rehabilitation centre in northern Thailand, as well as urban mobile clinics in Philippines strengthened her resolve to give back in whatever way she could.

During these missions, Dr Tiong was impressed by how determination and ingenuity could stretch limited resources to accomplish much more than back home in Singapore. For instance, the efficient use of donated drugs and the setting up of a makeshift diagnostic lab with x-rays in a rural mountainside with little infrastructural support.

After graduating and practising in various specialties, Dr Tiong was thankful to be awarded a scholarship from the Ministry of Health Holdings to study Public Health in Harvard. This gave her additional skillsets to lead and run healthcare organisations.

“This opened up many exciting opportunities for me to apply my clinical and administrative experience and build the community care sector, which was relatively neglected but now rapidly growing to meet the health needs of the ageing population sustainably,” Dr Tiong explains.

Her hope is to build a purpose-led and joyful work culture at Home Nursing Foundation. She would like for each person in the Foundation to be encouraged to give of their best, to empower patients and their families through home care services to live with dignity and joy at home.

A social worker with a heart of gold

Sim Chunhui found her calling to give back in her own ways as social worker in 2012, when she joined Habitat for Humanity Singapore. The housing charity, which helps families and homeowners with limited means to increase their access to improved living conditions, has received much support from CFS donors.

Prior to becoming a social worker, Chunhui had 10 years of working experience in the meetings and conventions sector. It was in her late 20s when she started exploring her faith seriously, and having just completed a part time degree, was at the crossroads of her career. After much praying and soul-searching, Chunhui decided that having been blessed in many aspects of her life, it was her turn to pay the blessings forward to others.

Now, Chunhui finds great fulfilment in transforming the living conditions of elderly and vulnerable homeowners through Project HomeWorks, a programme that she has been working on for the past seven years. Through the programme, Chunhui organises pest-elimination, painting and cleaning sessions with professionals and volunteers for vulnerable individuals and families who depend on government financial assistance.

“I also have a really soft spot for the elderly, and it’s been so enjoyable working with the homeowners on Project HomeWorks as most of them are seniors!” Chunhui says.

Giving a voice to autism

A firm believer in working towards solving social issues in Singapore, Rosa Quitadamo strives to give back in her own way to society as a volunteer. Although she identifies as an Italian citizen, Rosa considers herself a citizen of the world, having lived in China, Hong Kong and eventually moving to Singapore 17 years ago. People with disabilities is an issue particularly close to Rosa’s heart.

An avid people watcher, Rosa would often stroll to the bus stop near her home, which is adjacent to Saint Andrews Autism Centre (SAAC). Saint Andrews Autism Centre supports persons with autism and their families through education, training and care. CFS’s support for them includes a recently introduced Edible Community Garden, funded by Relaxed Fund’s founder George Jacobs and administered by CFS.

It was at that bus stop that Rosa saw clients from the centre walking with their coaches and decided that she would make a difference to them. Rosa suggested to SAAC that the clients who worked on the Edible Community Garden sell the produce that they grew to the residents of Villa Marina.

This project would eventually seed the breakthrough for the students of SAAC to go beyond overcoming their fear of dirt and working in a garden, to being instilled with pride and responsibility for the beneficial work that they did.

“You see few people with disabilities around in Singapore, and as a result locals are not very accepting of their tics,” Rosa observes. By making it her mission to help the students of SAAC sell their own produce, it raised the awareness of autism in the community in a very personal way.

An energetic person who gets things done, Rosa has no qualms about rolling up her sleeves and getting involved in volunteering work. She encourages everyone to try their hand at volunteering, as it is meaningful work which makes a visible impact. “Get involved in work that’s close to your heart and do something you think that’s best suited for you. There’s always a role for everyone,” Rosa recommends.

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The competition was organised by City Harvest Community Services Association and received support from FUN! Fund, a Community Impact Fund jointly established by the Community Foundation of Singapore and the Agency for Integrated Care, with the aim of addressing social isolation among the elderly.

Senior Minister of State, Ministry of Communications and Information & Ministry of National Development Mr Tan Kiat How attended the event. He encouraged the elderly to stay physically and mentally well, as well as urging them to participate in community activities and enjoy their golden years together.

Learn more about FUN! Fund at https://www.cf.org.sg/fun-fund/.

 

The programme provides the children with a non-threatening platform to connect with peers and have positive conversations. In addition, it exposes them to different people who can assist to broaden their perspectives.

L.S., a volunteer with the Reading Odyssey programme @ Spooner Road

中心“常胜将军”胡锦盛:比赛限时反应要快

现年92岁的胡锦盛是最年长的参赛者。自2017年退休后,他几乎每天都到活跃乐龄中心报到,从此爱上了玩拉密,每次可玩上三个小时,在中心是“常胜将军”。

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News

Social Space issue 8: Collective philanthropy – the strength of giving together

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a two page write up regarding Collective Pilantrophy

By Rob John
“Giving to charity has never been a solitary activity in any culture. People have joined together to give for millennia. In Asia, clan associations, religious groups or just friends have enjoyed the benefits of giving as a group. But there appears to be a renaissance of collective giving with the advent of more organised, strategic and outcome-focused philanthropy. At the Asia Centre for Social Entrepreneurship and Philanthropy (ACSEP) where I am presently based, our research team’s curiosity about giving circles was first piqued when investigating the nature of innovation in Asian philanthropy in 2012. In that study, we reported several initiatives where individuals pooled their resources and jointly selected a non-profit organisation to fund. Since then, the number and variety of giving circle models have increased across the region, leading me to believe that giving circles will contribute significantly to the development of philanthropy in Asia over the coming decade.”

Read more about ‘Collective Philanthropy, the Strength of Giving Together’ on Pg 19 of Issue 8 of Social Space.

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Stories Of Impact

#MyGivingJourney X Ivy Tse: Going the distance for youths 

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In our #MyGivingJourney series, CFS features extraordinary women in Singapore and their efforts in philanthropy. This story features Ivy Tse, CEO at Halogen Foundation Singapore.  

At 35, Ivy Tse must be one of the youngest CEOs around. But the unassuming head of Halogen Foundation Singapore quips that she is more a “Chief Everything Officer”. In a day, her job can take her from fundraising to building partnerships to staff development – or even tackling a problem with the office printer.  

A relatively small charity, Halogen runs on a team of about 21. Its mission is to transform the lives of disadvantaged young people through leadership, mentorship and entrepreneurship programmes. Ivy joined in 2012, when the team was about half its current size. And coming from global giant Procter & Gamble, she found she had to be a Jack of all trades in her new role organizing events at Halogen.  

“You have to be very resourceful. If there is an obstacle, you find a solution,” she says. “It was humbling.” People also questioned her decision to ditch a lucrative career path at P&G. “They said, it’s so hard to get in, why would you leave?” she recalls. Plus, there was the financial aspect: moving to the nonprofit sector meant taking a pay cut of a third.  

But the go-getter, who also describes herself as an idealist, was going through what youths now call a ‘quarter-life crisis’. She decided she wanted to immerse herself in work that counted. And she figured, “If it doesn’t work out, I can crawl back to the corporate sector and run twice as fast to make up for it!”  

Ten years on, the dynamic Ivy, who runs marathons in her spare time, shows no signs of slowing down. Nor any regrets building a career empowering young people. Seeing how Halogen’s dedicated volunteers and partners help shy, apprehensive teenagers gain access to the social capital and soft skills needed to thrive in a fast-evolving world has brought her a lot of gratification. The Foundation has created more resilient youngsters, reduced school dropout rates and developed leaders who have gone on to make a positive impact in their communities. 

Giving back has been a part of Ivy’s life since her school days. She chose CCAs that revolved around volunteer work such as Habitat for Humanity and Rotaract Club, while studying for a double degree in mechanical engineering and business at the National University of Singapore. She enjoyed hands-on volunteering but she also thrived on the organizational aspect of nonprofit work. And, she liked motivating people to participate in charitable causes and seeing them grow through that experience.  

“That’s what I get to do now at Halogen,” Ivy notes. Her job also sees her working with the Community Foundation of Singapore (CFS) which helps donors and grant makers understand what nonprofits like Halogen do and matches them. For example, CFS linked up UBS with Halogen and the financial institution has helped fund Halogen’s Network for Teaching Entrepreneurship programme. 

Ultimately, what Ivy is most proud of is growing and building a team that is really passionate about youth development. Her advice for young people who are mulling a career in social services? “It can really challenge you. It’s almost like being an entrepreneur,” she says. “And it is rewarding in so many ways.” 

Begin your own journey of giving with CFS. Read other inspiring stories of #MyGivingJourney series here. 

This article was written by Sunita Sue Leng, a former financial analyst and journalist, who believes that the written word can be a force for good. She hopes to someday write something worth plagiarising. 

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Stories Of Impact

International Women’s Forum Singapore: Guiding Young Women towards Achieving their Dreams

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A woman joyfully laughs while carrying a backpack and holding a phone in her hand.

Education is a powerful social leveller, and the youngest Nobel Peace laureate in the world Malala Yousafzai will readily attest to that. In fact, it is her life’s mission to make sure young girls and women all over the world are lifted out of poverty through receiving equal access to an education. For women all over the world, Malala is celebrated as a champion of women’s rights and is recognised for her immense achievements in the face of overwhelming adversity.

The International Women’s Forum (IWF) Singapore Education Grant took a feather out of Malala’s hat when it was established in 2014 – to support women of all backgrounds to receive proper education and mentorship.

The Community Foundation of Singapore (CFS) supports this ideal through managing the IWF Education Grant, as it makes a difference by providing upward social mobility for young women who possess grit, empathy and a strong determination to excel in their field of study.

Like Malala, the IWF believes in nurturing the next generation of women through providing education and mentorship. Since the Education Grant’s inception in 2014, IWF Singapore has awarded grants to 68 young women from 13 tertiary institutions in Singapore. These young women are usually students between the ages of 17 to 35 who are applying for a diploma or degree to local polytechnics or universities, and are at risk of dropping out of school due to financial constraints.

So far, it has been a humbling experience for the IWF to support such young women from financially-challenged backgrounds in their quest for higher education and to achieve their dreams. Like a proud parent, the IWF marvels at how far they have come in their journey to find passion and confidence in spite of their considerable personal challenges.

Providing a Guiding Hand

However, it is not all about providing good education through financial support. The IWF Education Grant seeks also to equip these young women with life skills and guidance on career choices, in hopes that they will broaden their horizons and become emboldened to soar in their endeavours.

Through collaboration with the Young Women’s Leadership Connection (YWLC), a mentorship programme was formed under the leadership of Mrs Arfat Selvam, Managing Director of law firm Duane Morris and Selvam LLP.

Although IWF Singapore expects that the students they support have reasonable academic results, there is a far greater emphasis on young women with a strong track record of voluntary social contributions and a high degree of social empathy.

Many of these young women have expressed their heartfelt gratitude for the support from the grant towards their tenuous financial circumstances and want to do their best to contribute back to society. At the same time, they harbour hopes to pursue a better future for themselves and to create a lasting impact with the choices they make. Perhaps one day, these young women will be able to rise up and achieve their dreams, just like Malala Yousafzai.

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The competition was organised by City Harvest Community Services Association and received support from FUN! Fund, a Community Impact Fund jointly established by the Community Foundation of Singapore and the Agency for Integrated Care, with the aim of addressing social isolation among the elderly.

Senior Minister of State, Ministry of Communications and Information & Ministry of National Development Mr Tan Kiat How attended the event. He encouraged the elderly to stay physically and mentally well, as well as urging them to participate in community activities and enjoy their golden years together.

Learn more about FUN! Fund at https://www.cf.org.sg/fun-fund/.

 

The programme provides the children with a non-threatening platform to connect with peers and have positive conversations. In addition, it exposes them to different people who can assist to broaden their perspectives.

L.S., a volunteer with the Reading Odyssey programme @ Spooner Road

中心“常胜将军”胡锦盛:比赛限时反应要快

现年92岁的胡锦盛是最年长的参赛者。自2017年退休后,他几乎每天都到活跃乐龄中心报到,从此爱上了玩拉密,每次可玩上三个小时,在中心是“常胜将军”。

Picture of admin bluecube
admin bluecube

Lorem Ipsum is simply dummy text of the printing and typesetting industry. Lorem Ipsum has been the industry's standard dummy text ever since the 1500s, when an unknown printer took a galley of type and scrambled it to make a type specimen book.

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