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Leaving a legacy of giving
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Leaving a legacy of giving

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Leaving a legacy of giving

Four prominent personalities in the community tells us why they desire to make a long-term impact on society by giving back in their own ways.

Nadia Ahmad Samdin

What is the gap you’ve seen in society’s support of at-risk youth?

Serving as a panel adviser to the youth court and later as a befriender of girls who have done reformative training, I’ve witnessed how at-risk youth and juvenile offenders, who have experienced difficulties, were overcome with feelings of dejection, lack of direction and, oftentimes, betrayal by adults who could have better supported them.

For many, time in institutions or shelters is the difference between being able to access resources such as a safe place to sleep and participate in programmes that build discipline, and getting mental health support.

As a community, we must nurture and empower at-risk youth, especially girls, so they will be able to make better choices and have access to ongoing support. I am an advocate for earlier, consistent intervention followed by better rehabilitation and reintegration upon release. How we embrace them as a society matters.

Why do you feel that being a donor is important, especially for the youths in our society?

A dear mentor once said to me, “Youths are approximately 25 per cent of our resident population today – but 100 per cent of the future.” Giving a young person a chance can be life-changing. It also builds confidence to face the future.

As a donor, beyond the actual funds channelled to scholarships, bursaries, or programmes, your act demonstrates to the youths that someone believes in their potential and provides motivation.

How have your personal experiences impacted your mindset as a lawyer as well as your support of underprivileged families?

I would not have been able to go to law school without financial aid, motivation from mentors and the sacrifices of my family.

Minority women are sometimes under-represented in some of the spaces I serve in. I hope that, in a little way, my efforts will build on the paths of those who came before me and encourage more people to step up and contribute to building Singapore and the future we wish to see.

How do you feel the pandemic has affected the lives of the at-risk youths you work with and their families?

Home-based learning and working from home has been tough for all – and especially for those in one- or two-room flats, adding considerable pressure for sole breadwinners. A number of these families live pay cheque to pay cheque and some bad decisions can feel insurmountable and irreversible. For example, some young mothers are unable to make ends meet and resort to mixing hot water and condensed milk to feed their babies.

The pandemic has also forced those who never had to ask for help before to reach out for aid. The way we live has shifted radically and support must be calibrated for different families in need, ensuring people are not priced out of opportunities here in Singapore.

Hian Goh

What is the gap you’ve seen in society’s support of innovators and entrepreneurs in Singapore?

Today’s Singapore is a developed and well-educated country with strong industries and a bedrock of good law and order built on the foundation of centralised state planning and effective government. Talented Singaporeans have thrived and have many options to be a working professional and make a good living. However, we are also risk-averse.

For Singapore to continue its journey of prosperity and economic development, we need more people to execute new ideas, disrupt industries and create new markets. To do that effectively, we need capital to support these ideas. That is why I decided to become a venture capitalist after my entrepreneurial journey.

How have your personal experiences impacted your mindset in supporting the next generation of gamechangers?

When I was an entrepreneur, there were many times I faced seemingly insurmountable challenges, and it looked like there was no way to solve the problem at hand.

However, through sheer persistence, tenacity and, more importantly, mentors and investors who supported me, I managed to conquer those challenges. This proved to me that a support network of like-minded individuals is essential to increase the probability of success in life.

How has legacy giving changed the way in which you are able to contribute to the support of innovators and entrepreneurs in Singapore?

Once you decide to embark on the legacy journey, it is very important to focus on the programmes which you feel will help your chosen cause. In my case, innovation in Singapore.

To that extent, having someone to guide you on this journey is very important. The Community Foundation of Singapore provides such guidance on a wide range of issues that allows someone like me to work on starting a foundation which, ultimately, will become my legacy and impact many people in the years to come.

Do you feel that age impacts who can be the next greatest innovators or gamechangers?

No. It’s a mindset. I’ve seen older people with flexible minds who can learn from their mistakes. I have also seen younger people too scared to take the leap even though they have nothing to lose. It’s really not a relevant factor.

Dr Audrey Looi and Dr Ang Beng Ti

What is the gap you’ve seen in society’s support of the visually impaired?

When our son James was diagnosed with Stargardt macular dystrophy in 2009, we discovered that support services for children with low vision were not available in Singapore.

In other developed nations, structured low vision programmes already exist. These allow a child’s remaining functional vision to be assessed so a tailored programme can be crafted to facilitate his or her integration into mainstream schools, and to function in a sighted society.

This would include access and training to assistive technology, training in orientation and mobility, and the learning of Braille where indicated. iC2 PrepHouse was set up with these initiatives in mind.

Why do you feel that being a donor and contributing to a cause is important?

Although low vision is a low-incidence disability, affected families are severely impacted. Without the right support by trained vision teachers, there is little chance for the affected child to reach his or her full potential. Our contributions make a difference.

How have your personal experiences impacted your work with healthcare and your support of iC2 PrepHouse?

We have been fortunate that through our combined efforts with our fellow iC2 Board members – all of whom are professionals in the areas of education, law and finance – we have been able to surmount the challenges faced by James as he successfully navigated his way through mainstream school and currently through his undergraduate studies.

Knowing the kind of support needed for this journey, it was not difficult to actively contribute to keep iC2 resources available to other children and families in need. Not just in terms of dollar contribution but also in the oversight of administrative, fundraising and ground initiatives.

As for our work in healthcare, we haven’t stopped striving to be kind and compassionate with our patients as we do our best to solve their medical problems. This journey has certainly deepened our understanding of how important that aspect of medical care is. As medical doctors, we all need to take time to listen and care.

In your opinion, are there groups that need extra support within and surrounding the visually impaired community?

Within the visually impaired group, we know that those with multiple disabilities present greater challenges. Take for example, the child with both low vision and autism or low vision with impaired hearing. A dedicated, thoughtful approach is needed. We have to work with other agencies to coordinate care and support, not just for the child but also for the caregivers.

How has legacy giving changed the way in which you are able to contribute to the support of the visually impaired?

We have and will continue to support iC2 financially through our major fundraising events. So what happens after our demise? Legacy giving provides an avenue to do so for perpetuity.

This is not just for individuals. It can be tailored to couples, families, foundations or companies. Zooming out, if more commit to legacy giving, the charity sector will receive more sustainable donations and be empowered to further improve the groundwork. How truly wonderful that would be for our Singapore society.

Stanley Sia

What is the gap that you saw in Singapore’s healthcare system that led you to SATA CommHealth?

I’ve been involved in SATA CommHealth since 2012. Being in the private sector for all of my career, I’ve always had the desire to contribute in some way to society.

SATA CommHealth, in particular, interested me for its legacy and its resilience in adapting with the times to continue serving the community for more than 70 years. This resonated strongly with me, and has kept me in service at SATA CommHealth for the last eight years. In my time here, I’ve held several portfolios, with the role of chairman being the most recent.

Why do you feel that being a donor is important, especially in the healthcare sector?

While Singapore’s healthcare sector is well developed and provides comprehensive services, more can be done for the seniors and vulnerable through the encouragement of a sustainable donation system beyond simply relying on government support.

About one in every four Singaporeans will be 65 and above by 2030. Singapore’s low fertility rate and its rapidly ageing population will pose an economic and demographic stress to the nation and this is something we need to start preparing for.

Why did you decide to take up the position of chairman of the board in SATA CommHealth?

Covid-19 has changed the way we live, work and interact with each other. It has surfaced new challenges among the seniors and the vulnerable in the community.

When I took on the appointment in July 2020, at the height of the Covid-19 pandemic in Singapore, my immediate priority was to start laying the foundations of a sustainable charity, even as we were steering ourselves through the challenging times.

How has legacy giving changed the way in which you are able to contribute to the support of the healthcare sector?

In the past, the idea of legacy giving was relegated to high-net worth individuals, the ultra-rich and affluent. While few of us are in that position, there is no reason to exclude charitable giving from our estate planning. All gifts, large or small, are important. Charitable giving is life giving to the poor and vulnerable in our society and healthcare sector forms the backbone of a country’s well-being.

Legacy giving lets you make a lasting impact on the lives of future generations, far beyond the measure of your lifetime. It is the best way to benefit a cause or charity that you care about now and in the future.

Source: The Peak

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News

938Now: Night Chat with Susan Ng

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(From 938Now’s Facebook post on 23 October 2018):

Join us on #NightChatWithSusanNg from 9pm-10pm

Leading our conversation tonight – the work of the Community Foundation of Singapore. Their vision is to inspire giving. And they do this by partnering donors and charities to enhance giving in Singapore.

Catherine Loh, Chief Executive Officer, Community Foundation of Singapore tells us more about the work they’ve done over the last 10 years and how they’ve encouraged philanthropy in Singapore.

Ten years after Lim Wei-Jen founded his wealth management company Liontrust, he started the Liontrust Charity Fund with the Community Foundation of Singapore. This was his personal long-term goal – to give back to the community when the company started doing well. Managing Director Ashley Ong also believes in helping people, a value that is important to the company.

Liontrust supports charities focusing on children from disadvantaged backgrounds and with special needs. https://liontrust.com.sg/

Community Foundation of Singapore is a registered charity with Institution of Public Character status. For more information visit www.cf.org.sg.

Encore broadcast of the interview will be on Saturday 27 October 2018, 9–10pm.

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The competition was organised by City Harvest Community Services Association and received support from FUN! Fund, a Community Impact Fund jointly established by the Community Foundation of Singapore and the Agency for Integrated Care, with the aim of addressing social isolation among the elderly.

Senior Minister of State, Ministry of Communications and Information & Ministry of National Development Mr Tan Kiat How attended the event. He encouraged the elderly to stay physically and mentally well, as well as urging them to participate in community activities and enjoy their golden years together.

Learn more about FUN! Fund at https://www.cf.org.sg/fun-fund/.

 

The programme provides the children with a non-threatening platform to connect with peers and have positive conversations. In addition, it exposes them to different people who can assist to broaden their perspectives.

L.S., a volunteer with the Reading Odyssey programme @ Spooner Road

中心“常胜将军”胡锦盛:比赛限时反应要快

现年92岁的胡锦盛是最年长的参赛者。自2017年退休后,他几乎每天都到活跃乐龄中心报到,从此爱上了玩拉密,每次可玩上三个小时,在中心是“常胜将军”。

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Stories Of Impact

Helping Clients Grow Their Giving

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Portrait of Freaderic Tan Kelvin Choo

This article first appeared on CFS’s Legacy Giving Website. To find out more about Legacy Giving, please click here.

People like to give and I think people like to be effective as well [and] see the direct result, the impact of their giving.

Legacy giving enables you to make a difference beyond your lifetime. In support of CFS’ campaign for “A Greater Gift”, IPG Howden has partnered CFS to inspire individuals to include gifts to charities in their wealth planning.

Senior financial consultants Freaderic Tan and Kelvin Choo believe in the power of advisors to help clients realise and fulfil their giving intentions through legacy giving.

As Senior Vice-President and First Vice-President respectively at IPG Howden based in Singapore, they have a combined experience of over 35 years in the wealth planning, wealth management, and financial services industries.

“I think clients want to help by giving, and they also want assurance and for the source of advice to be a trusted source,” says Freaderic.

“I think these long-term advisors to the clients would be very well-placed to be giving this advice and I think the clients would feel like they have been done a favour,” he continues.

Kelvin believes that clients might not initially think of turning to their financial advisors for advice on legacy giving, but that greater awareness could help change this.

“I think many clients, by and large, who are wealthy currently are usually first or second generation wealth creators and perhaps the bulk of their priorities lie in growing that wealth further,” he says.

“However, with more education,” he explains, “I believe clients will begin to understand that even as they grow their wealth, they can also grow their giving.”

Legacy giving is suitable for clients of all ages, he points out, saying, “We believe that by having that discussion and planning for their legacy now, younger clients can actually make their gifts in the future.”

What advice on legacy giving do these senior financial experts have for their fellow advisors? How do they address questions that advisors may get when discussing legacy giving with their clients? Watch the interview below to find out more.

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Events

International Women’s Forum Singapore: Empowering young women for a better future

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They may come from disadvantaged families, juggling work with school, but that has not stopped them from pursuing their dreams or even helping others. For this, ten young women were presented with the 2016 International Women’s Forum (IWF)’s Education Grants on 30 September.

Managed by the Community Foundation of Singapore, the IWF Education Grants support young women who are currently pursuing a diploma or degree in local polytechnics or universities but face challenges in continuing their studies due to financial difficulties. Many come from low income families and need to work to pay school fees or supplement their household income.

Recipients are selected for their academic performance, as well as resilience and aspirations. During the selection process, the Education Grants Committee also highlighted that despite their difficult circumstances, many of the recipients still found time to give back to the community by taking part in voluntary work such as befriending the elderly and mentoring young children and teens.

At the dinner reception held at CapitaGreen and hosted by IWF Singapore leaders including Dr Aline Wong, Yu-Foo Yee Shoon, Arfat Selvam, Saw Phaik Hwa, Chong Siak Ching, Carmee Lim, Goh Swee Chen and Doreen Liu, recipients and mentors mingled and exchanged anecdotes and advice. The young ladies also took to the floor to share their struggles with work and studies, for some the responsibility of caring for ill or unemployed parents and above all their unwavering quest for further education.

The IWF women leaders applauded the strength and determination shown by the recipients and invited them to be ambassadors at the IWF Singapore 20th Anniversary Conference in 2017 so that they can continue to be an inspiration to others. As part of the mentoring programme, IWF leaders will impart guidance, career counselling and life skills to empower these young ladies for the future.

At the 20th Anniversary Conference, the organisation hopes to raise $250,000 to enable and empower even more young women to change the outcomes of their lives as well as their families’.

About the International Women’s Forum

The International Women’s Forum is a singularly unique organisation comprised of more than 6,400 dynamic women leaders in 34 countries and 75 forums around the world. IWF members span careers, cultures and continents, however, they are wholly aligned in their commitment to building better global leadership.

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Stories Of Impact

How Collaborative Philanthropy is Powering Support for Mental Health

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No friends, no job, and no confidence. That’s what one person grappled with when he first attended a Growth Circle run by Growth Collective SG. By the end of the year, he had built some friendships and was weighing new career opportunities. His self-worth soared. 

Growth Circles are a powerful means to open up mental wellness support to anyone in need. With the backing of philanthropic dollars and like-minded partners from the public, private and nonprofit sectors, Growth Collective SG is sparking a movement for accessible well-being that is gaining momentum.

Growth Collective SG grew out of the Community Mental Health Champions initiative. A collaborative project by CFS and Empact that was generously funded by the Johnson & Johnson Foundation, it began in 2021 with the aim of building a pool of people equipped to help others access mental health support. Mental wellbeing is one of five focal areas that CFS has identified as a priority for grant making in the coming years.

Growth Collective SG is made up of the following organisations:

  • Growthbeans, a social enterprise that provides coaching-infused programs, products and services to equip individuals and leaders with self-awareness, compassion andkey people skills to grow resiliently, connect authentically, and give meaningfully for their well-being.
  • SG Assist , which supports caregivers and their loved ones through an app and volunteers;
  • Singapore University of Social Sciences (SUSS), whose mission is to transform society through applied social science and to inspire lifelong education;
  • Psychosocial Initiative, a social enterprise that promotes psychological first aid skills and emotional/mental health literacy awareness;
  • Empatho, a consultancy that provides social, emotional and mental wellness training to organisations and schools and wants to shift the mental health paradigm from a remedial model to a preventive one;
  • Singapore Anglican Community Services, the community service arm of the Diocese of Singapore;
  • Community of Peer Support Specialists, (CPSS) is a ground-up collective made up of professionally trained and certified Peer support specialists interested in growing Singapore’s mental health peer support movement. They leverage on their lived experiences to provide support to persons with mental health challenges while engaging them in clinical, community and workplace settings.

The idea of Growth Circles for mental health came from Growthbeans, which has been running sharing circles and coaching circles since 2015. These are psychological safe spaces for sharing, reflecting and building meaningful relationships. Each Growth Circle is led by a trained facilitator, who empower individuals through active listening and asking effective questions. “Mental health is a state of wellbeing. To empower individuals to better support their personal wellbeing, we want to provide them with more than a safe space to belong. We want to provide a platform for people to gain self-awareness and perspectives, and have a guided way to practise and grow their person-centric skills with the support of others. And, we have seen the impact that Growth Circles have made,” says Shane Yan, a co-founder of Growthbeans and an ICF certified coach. Shane is the Chair of the steering committee of Growth Collective SG and sits on the steering committee of the SG Mental Well-Being Network.

Drawing upon the varied resources, experiences and competencies of its members who cover the spectrum of the mental health continuum, Growth Collective SG came up with a framework to support four aspects of personal growth – social, psychological, emotional, and spiritual growth. It then set about training Growth Facilitators to lead the Growth Circles. They set boundaries, offer psychological first aid and help participants develop soft skills such as questioning skills, empathy, compassion and emotional intelligence.

Growth Circles typically comprise four to five individuals and take place in person or online. The very first one, held at SUSS, garnered a good response from curious students. “Many people feel burnt out or overwhelmed. They appreciate the friendships made, opportunity to share and process their emotions, the new perspectives gained to lift their emotional and mental burden, and the awareness that they are not alone” says Shane. There is now a waitlist for many of these sessions. And, it is attracting a growing diversity of people of different ages, walks of life, and life experiences.

Even more encouragingly, the practice of and learnings from these Growth Circles are being incorporated into the curriculum at SUSS, for undergraduates studying psychology while postgraduate students will undergo the Growth Facilitators training. Longer-term, Shane says the goal is to build a sustainable, scalable offering that bolsters not just mental wellbeing, but employability, as well as community resilience.

“We are grateful to Johnson & Johnson Foundation. Without their funding, the dream would have taken much longer to materialise,” says Shane. And ultimately, its success has hinged on different stakeholders across the charitable, government and private philanthropic sectors working together to engender change.

“A collective allows a diverse group of stakeholders to work together to reinforce each other’s efforts and achieve more impact. Through Johnson & Johnson Foundation’s funding, CFS took on a backbone role in the collective to align activities, establish shared measurement practices, while mobilising and managing resources,” says CFS.

Growth Collective SG has a promising pipeline of projects. This includes running Growth Circles for residents of Nee Soon South Community Centre and Yuhua Community Club, a partnership with the National Gallery to combine Growth Circles with their How to Art with Friends program for its upcoming Wellness Festival, and an MOU with the Institute for Human Resource Professionals to hone skills for workplace wellbeing.

Enabling community well-being takes an entire ecosystem working together in partnership. Growth Collective SG has officially launched its Together, We Grow movement on 1 April 2023. Join the movement, collaborate with us, and bring Growth Circles to every part of Singapore. Find out more here.

To find out more about how CFS empowers collaborative philanthropy, click here .

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