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The CDA top-up programme: Giving support to pre-school children from low-income families
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The CDA top-up programme: Giving support to pre-school children from low-income families

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A diverse group of children and adults, all wearing masks, gather together in a united display of safety and responsibility.

Pre-schools are especially essential in providing a solid foundation for children to get an education, and to also build confidence and impart social skills, which will stay with them for life. As such, The Community Foundation of Singapore (CFS) is partnering with EtonHouse Community Fund (ECF) and the Ministry of Education (MOE) on a Child Development Account (CDA) top-up programme which will benefit around 1,300 pre-schoolers from low-income families this year.

This programme is facilitated by the inter-agency taskforce Uplifting Pupils in Life and Inspiring Families (UPLIFT) to provide eligible pre-schoolers with $500 this year and up to a cap of $1,500 over the next three years, with the government providing dollar-for-dollar matching contributions for the top-ups.

To qualify, the children must be enrolled in 57 pre-schools under seven selected operators, and their families must have a gross household income of $4,500 or less. CFS and ECF will be contributing a total of $1 million to the CDA top-up programme over the next three years.

The seven operators are: E-Bridge Pre-School, Iyad Perdaus Child Development, Kidz Meadow Childcare and Development Centre, PPIS Child Development Centre, Presbyterian Community Services, Super Talent Childcare and YWCA Child Development Centre.

Along with Second Minister for Education Dr Maliki Osman, CFS CEO Catherine Loh paid a visit to partner operator E-Bridge Pre-School’s Punggol Large Childcare Centre on 8 October 2020 to mark the launch of the programme and to celebrate Children’s Day.

“We have a responsibility to strengthen our social safety nets to ensure no child gets left behind. This is why this collaboration is such a wonderful opportunity for CFS and our donors to uplift children from low-income families,” says Catherine.

“I hope that this CDA top-up programme can encourage more low-income families to enrol their children into pre-schools. I also hope that it can provide additional support to needy families during this difficult period by defraying child-raising expenses,’’ says Dr Maliki Osman.

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The competition was organised by City Harvest Community Services Association and received support from FUN! Fund, a Community Impact Fund jointly established by the Community Foundation of Singapore and the Agency for Integrated Care, with the aim of addressing social isolation among the elderly.

Senior Minister of State, Ministry of Communications and Information & Ministry of National Development Mr Tan Kiat How attended the event. He encouraged the elderly to stay physically and mentally well, as well as urging them to participate in community activities and enjoy their golden years together.

Learn more about FUN! Fund at https://www.cf.org.sg/fun-fund/.

 

The programme provides the children with a non-threatening platform to connect with peers and have positive conversations. In addition, it exposes them to different people who can assist to broaden their perspectives.

L.S., a volunteer with the Reading Odyssey programme @ Spooner Road

中心“常胜将军”胡锦盛:比赛限时反应要快

现年92岁的胡锦盛是最年长的参赛者。自2017年退休后,他几乎每天都到活跃乐龄中心报到,从此爱上了玩拉密,每次可玩上三个小时,在中心是“常胜将军”。

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Events

[Webinar] Facilitating Philanthropy: Taxation, Structures and Legacy Giving

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We would like to give a big thank you to the Law Society of Singapore and the Singapore Management University’s Centre for Commercial Law in Asia for inviting our CEO, Ms Catherine Loh, to be a part of the panel for the Facilitating Philanthropy: Taxation, Structures and Legacy Giving webinar. 

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Stories Of Impact

Giving back through art

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Woman standing next to a large flower painting.

When Lebanese painter Marie-jose Jed was looking to adopt a charity for her art exhibition, a chance conversation with a friend turned into an opportunity to collaborate with the Community Foundation of Singapore (CFS).

Having lived in Singapore since 2008, Marie-jose believes in giving back to the place she now calls home. “Singapore has given me so much. The least I can do is to give back in any way I can,” she said.

Imbued with a strong sense of social consciousness, the self-taught artist has also volunteered with the Red Cross in Lebanon, participated in charity auctions and collaborated with Deutsche Bank for their Dream Beyond charity programme in Singapore.

In seeking out a potential charity to collaborate with, CFS attracted her due to its understanding of community needs. “I love the fact that CFS is so diverse – that CFS doesn’t work with just one kind of charity but covers many needs,” said Marie-jose.

Reflecting her travels, memories and passion for the region, in late 2019, Marie-jose exhibited a collection of paintings, Symbols of Asia, featuring numerous iconic symbols found across Asia at the Fullerton Hotel, Singapore.

While discussing possible beneficiaries for her exhibition proceeds, CFS’s Outing for Seniors Community Impact Fund emerged as an appropriate fit – marrying Marie-jose’s artistic background and benefiting local communities through art.

10% of exhibition proceeds will go towards the Outing for Seniors Fund. The fund enables seniors and their caregivers to visit places around Singapore, including museums and other places of beauty such as Gardens by the Bay.

On giving back as a way of life, Marie-jose said, “I live life with a tiny objective. Every year, I look back and ask myself what I have done to make a difference to the lives of others. If every person lived with tiny habit, I believe the world will be a better place.”

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The competition was organised by City Harvest Community Services Association and received support from FUN! Fund, a Community Impact Fund jointly established by the Community Foundation of Singapore and the Agency for Integrated Care, with the aim of addressing social isolation among the elderly.

Senior Minister of State, Ministry of Communications and Information & Ministry of National Development Mr Tan Kiat How attended the event. He encouraged the elderly to stay physically and mentally well, as well as urging them to participate in community activities and enjoy their golden years together.

Learn more about FUN! Fund at https://www.cf.org.sg/fun-fund/.

 

The programme provides the children with a non-threatening platform to connect with peers and have positive conversations. In addition, it exposes them to different people who can assist to broaden their perspectives.

L.S., a volunteer with the Reading Odyssey programme @ Spooner Road

中心“常胜将军”胡锦盛:比赛限时反应要快

现年92岁的胡锦盛是最年长的参赛者。自2017年退休后,他几乎每天都到活跃乐龄中心报到,从此爱上了玩拉密,每次可玩上三个小时,在中心是“常胜将军”。

Picture of admin bluecube
admin bluecube

Lorem Ipsum is simply dummy text of the printing and typesetting industry. Lorem Ipsum has been the industry's standard dummy text ever since the 1500s, when an unknown printer took a galley of type and scrambled it to make a type specimen book.

Stories Of Impact

Restoring the Mental Health of Girls Who Have Survived Abuse: HCSA Dayspring Residential Treatment Centre

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A festive gathering of individuals seated around a beautifully adorned Christmas tree, radiating warmth and joy.

Clara* was just fifteen when she attempted suicide for the first time. She had believed her father’s violence was normal. It was not until she spoke to a psychiatrist that she realised violence and sexual abuse were not something that happened in every family. On her sixteenth birthday, after a second suicide attempt, Clara entered Dayspring Residential Treatment Centre (DRTC).

Our teenage years are when we develop crucial social and self-management skills, a time when the foundation for a successful adult life is laid. Survivors of childhood trauma often grapple with its long-term effects throughout their lives, underscoring the critical need for early intervention.

“Children are precious gems. For the ones who could not grow up in a safe and caring environment, they are placed into therapy group homes like HCSA DRTC. We work in teams to help the girls manage their trauma. I also do whatever simple ways I can in their recovery journey to help them see that the world is not as bad as it seems.”

Child Abuse: A Growing Problem

Regrettably, cases of child abuse have been rising annually for the past decade. In 2021, the Ministry of Social and Family Development investigated 2,141 cases of child abuse, marking the highest number in 10 years.

The majority were cases of neglect, which jumped 143 percent from 375 cases in 2020 to 910 cases in 2021. Physical abuse, usually the most common form of abuse, was the second-highest form of abuse in 2021, and child sexual abuse cases also saw a 70 percent increase in 2021.

 

HCSA DRTC: Healing Trauma and Nurturing Futures

HCSA Dayspring Residential Treatment Centre (DRTC) was established in 2011 to provide a caring, safe, and therapeutic environment for teenage girls who have suffered neglect, physical, sexual, or emotional abuse.

DRTC’s beneficiaries include girls aged 12-18 assessed by the Ministry of Social and Family Development (MSF) to have moderate to high trauma needs and who are facing persistent difficulties with behavioural and emotional issues.

By employing effective clinical therapies, the centre aims to help these girls become healthy individuals capable of successfully reintegrating into their schools, families, and society.

The girls live at the centre for 12 to 18 months and undergo a clinical programme that comprises three key phases to work through their trauma and restore their mental health.

The initial phase focuses on safety, stabilising the child while building trust and a sense of security. Following this, the regulation-focused treatment aids in teaching coping techniques to manage emotions and behaviours effectively. Finally, the beyond-trauma treatment provides tools to prevent relapses.

A value-based system guides each girl to align her actions with her values and aspirations, empowering her to take charge of her life. When she is ready to graduate, a six-month aftercare programme prepares the girl to rejoin her family, if it is safe for her. If her family home is unsafe, the programme prepares her to live with a foster family or assists her in transitioning to independent living.

An Urgent Need for Capacity Increase

As a certified Trauma Systems Therapy organisation, the most severe cases of complex trauma and abuse are referred by the Ministry of Social and Family Development (MSF) to DRTC.

Owing to the extensive resources and continuous, vigilant care necessary for these cases, MSF has imposed a limit, allowing DRTC to cater to a maximum of 12 girls concurrently. The operational expenses for maintaining this capacity amount to approximately $1.5 million annually.

With the rising number of child abuse cases and the urgent need for specialised trauma treatment services, DRTC is pushing to increase its resident capacity from 12 to 29.

To aid this expansion in services, DRTC will require additional funding and is calling for volunteers to help as befrienders and trainers.

“Caring for these young survivors is not just about healing wounds; it’s about shaping resilient futures,” says Gerard Wong, Senior Executive, HCSA Community Services. “We appeal to the generosity of CFS donors to join hands with us in expanding our outreach, impacting the lives of these young women, and offering them the chance to heal from adversity and rewrite their stories.”

Shining a Light on a Worthy Cause

CFS has supported DRTC since 2020. To date, CFS donors have contributed $70,000 to support the centre’s operating costs. The contributions go towards the salaries of therapists and staff, running costs of the residence, and food for the residents.

As testament to the programme’s impact, Clara says, “Dayspring turned out to be a strong pillar of support, helping me through difficult times in school and with my family. Even when I experienced suicidal thoughts, the staff never gave up on me and remained understanding and patient.”

“Surprisingly, when I saw my father for the first time after entering Dayspring, I was not angry at all. I felt at peace. I realised I had forgiven him. I told him that I believed he was a good person deep down. I understood: it is through forgiveness that we free ourselves and others from the invisible shackles that once held all of us down. This was when I knew how much Dayspring had changed me.”

To find out how you can support HCSA DRTC, please contact CFS.

* ‘Clara’ is not her real name. Her full story can be found at The Birthday That Changed My Life.

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Events

Giving through the generations

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Increasingly, individuals and family businesses are consciously looking at ways to create positive social impact through philanthropy – but in today’s world, what does creating a legacy mean from divergent perspectives, from individuals to families, from parent to child?

Last November, the CRIB x CFS Legacy and Impact cocktail event brought two prominent families, with extensive histories of giving, together with philanthropists and social capital investors to reflect upon these questions.

Moderated by Patsian Low, the panelists included Richard Eu, Chairman of Eu Yan Sang and his daughter Rebecca; and Keith Chua, Executive Chairman of ABR Holdings (and CFS board member), and his daughter Sharon.

To kick off the evening, Catherine Loh, CEO of the Community Foundation of Singapore (CFS), reflected upon the challenge facing families today. “When it comes to creating a family legacy, it’s about understanding how to bridge the different concerns and interests of each generation, and trying to align giving to key values,” she commented.

While members of the older generation might be more focused on passing on family values, Catherine observed, the younger generation is keen to explore new approaches to giving. “Many of our next generation donors have a strong social consciousness and feel they don’t need to wait until they’re richer, older and retired to start thinking about giving back,” she said.

Though her family has traditionally supported education and healthcare, Rebecca Eu struck a chord when she shared how she started social enterprise Love, Mei in a vastly different field, helping victims of human trafficking in the Phillipines. “I don’t think legacy is limited to your blood ties,” she proposed, “Instead, legacy moves on with the project you adopt and the people that you work with.”

Reflecting today’s shift towards strategic philanthropy, Sharon Chua shared how her professional experience with philanthropy advisory has empowered her to become a better steward of her family’s wealth. “I learnt how to evaluate impact, the sustainability of projects, and how to forage good partnerships, and that helps with my own family’s philanthropy. I’ve always believed philanthropy is something you need to be personally engaged and committed to,” she shared.

One audience member posed a question to both fathers on how they would manage their children’s future giving decisions to avoid conflict.

Richard espoused offering broad guidelines to one’s children and suggested “storytelling” as a way of passing on family values. “When your family is used to hearing stories, such as why your great grandfather did certain things, it becomes ingrained in your family’s DNA. The legacy you leave behind is not about having a building or place named after you, but the lives that you impact.”

Keith reflected on his role as a trustee for the giving of earlier generations, and proposed older family members play a key role in “setting mechanisms in place” for the next generation.

Keith said, “CFS provided us with an avenue to create a fund to leave something behind for the next generation and share it with our wider family. Under this structure, the funds will carry on for a certain period of time. Once you’ve set certain things in place, you can bring the next generation along for the ride, and trust them with the responsibility when it’s their turn.”

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