Opinion

Teach a man to fish — and pay for the rod too

Opinion

Home Resources Opinion Teach a man to fish — and pay for the rod too

Opinion

Teach a man to fish — and pay for the rod too

John Doe

We have all heard the popular proverb, “give a man a fish and you feed him for a day; teach a man to fish and you feed him for a lifetime”. Everyone agrees, but few pay for the fishing rod.

Successful businesses invest in skills, people and infrastructure. In the same vein, donors need to fund these areas for charities to deliver social impact.

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The challenge for charities
Donors often prefer funding programmes that support individual recipients directly over charitable overhead* expenses. This leads to negotiations for lower overhead costs or unwillingness to support programmes with high overhead costs. Many charities cave in to such expectations for fear of losing a potential funder.

Understandably, all donors want to achieve maximum impact for their gift, but reducing overheads is only good up to a point where the sustainability of the charity is not affected. All organisations incur manpower, training, rental and administrative costs at the very least. If charities are pressured to keep overhead costs unsustainably low, they will operate at sub-par levels and enter a vicious cycle of starvation.

At the Community Foundation of Singapore, we have learnt that when charities receive limited funding to cover overhead, service delivery is affected because charities have to divert resources to fundraise for the shortfall.

Honest conversations
There is growing recognition that efficiency is not determined by low overhead costs alone. Depending on the type of services or programmes, overhead can vary greatly across charities. For instance, a charity that distributes food rations via volunteers will have far lower overhead than a nursing home that hires skilled staff round-the-clock to provide care.

CFS works with its charity partners to present the true programme costs needed for social impact. With that in mind, we also work with donors to map out sustainable and impactful ways of giving.

We need to continue to have such conversations about true costs; the funding of overhead is just the tip of the iceberg in our search for sustainable social solutions.

Joyce Teo
Deputy CEO
Community Foundation of Singapore

*Overhead typically includes manpower, training, rental and administrative expenses.

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John Doe

The competition was organised by City Harvest Community Services Association and received support from FUN! Fund, a Community Impact Fund jointly established by the Community Foundation of Singapore and the Agency for Integrated Care, with the aim of addressing social isolation among the elderly.

Senior Minister of State, Ministry of Communications and Information & Ministry of National Development Mr Tan Kiat How attended the event. He encouraged the elderly to stay physically and mentally well, as well as urging them to participate in community activities and enjoy their golden years together.

Learn more about FUN! Fund at https://www.cf.org.sg/fun-fund/.

The programme provides the children with a non-threatening platform to connect with peers and have positive conversations. In addition, it exposes them to different people who can assist to broaden their perspectives.
L.S., a volunteer with the Reading Odyssey programme @ Spooner Road

中心“常胜将军”胡锦盛：比赛限时反应要快

现年92岁的胡锦盛是最年长的参赛者。自2017年退休后，他几乎每天都到活跃乐龄中心报到，从此爱上了玩拉密，每次可玩上三个小时，在中心是“常胜将军”。

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Stories Of Impact

2023 Goh Soon Tioe Centenary Award Winner Megan Low: Music is her Ikigai

John Doe

Congratulations to Megan Low, this year’s winner of the Goh Soon Tioe Centenary Award, which supports young Singaporean musicians who have consistently demonstrated outstanding musicianship and performance. The Goh Soon Tioe Centenary Fund, a donor-advised fund which CFS has managed for over a decade, honours the legacy of Mr. Goh Soon Tioe, a pioneering and accomplished violinist, conductor, and teacher.

Megan is thrilled to be joining the community of previous award winners and is excited about the performance opportunities that come with the award. The prize money will help defray the cost of a Master’s Degree in Violin Performance, which Megan hopes to pursue after graduation. She is currently in her final year of a Bachelor of Music (Honours) degree in Violin Performance at the prestigious Yong Siew Toh Conservatory of Music, under the tutelage of internationally-renowned violinist Zuo Jun.

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Of her success, she says, “My parents have been my biggest inspiration in my music journey and have supported me every step of the way. They taught me that success only comes with hard work. They also taught me the concept of Ikigai – where one’s passion, mission, vocation, and profession overlap and becomes your reason for being.”

It was her parents who filled their home with classical music and inspired her to ask for violin lessons at the age of three and then piano lessons at seven. At sixteen, she made her solo debut with the Orchestra of the Music Makers.

Megan’s passion for performance has taken her to many stages locally and abroad, from Asia to Europe and the US. Most recently, her piano trio won the first prize at the 17th Cecilia International Music Competition 2023 in Japan.

The young musician is most accomplished at playing Romantic music, yet her most memorable experience was performing the complex Baroque masterpiece, Bach’s ‘St John’s Passion’. Megan says, “I most enjoy collaborative music-making in chamber music and small ensemble groups. I would love to dive deeper into that in the future.”

A believer in the restorative power of music, Megan also harnesses her musical talent as a gift to uplift others. During the Covid-19 pandemic, she and her peers held a workshop for the staff at Sengkang General Hospital, in which they introduced music as an avenue for stress relief and creative expression. The tunes created during the workshop were sampled and turned into an original soundtrack, which was then played in the hospital lobby. During the Christmas season, Megan and her friends also brought cheer to the residents at the All Saints Home by performing familiar tunes.

As she embarks on a promising music career, this young lady hopes to continue performing and teaching music – her ikigai – for as long as she can.

Learn how you can work with CFS to support talented musicians like Megan and boost Singapore’s arts scene – https://www.cf.org.sg/giving/ways-to-give/

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Opinion

Giving mental health a boost – why it matters

John Doe

When the pandemic hit, seemingly overnight, daily routines and livelihoods were forever changed. Children could no longer play outdoors; youths saw lost time with friends, school, graduations and more; while adults straddle an ever-changing array of challenges – from coping with loss of work to additional care-giving duties.

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Opinion

Where there’s a will, there’s a way … to give a legacy

John Doe

Where there’s a will, there’s a way … to give a legacy.
(Adapted from opening remarks at a Community Foundation of Singapore-LSPBS “Legacy Giving” Webinar on 1 September 2020.)

Legacy giving is one of the best kept secrets in town. For many years now, I’ve often wondered why more charities had not jumped on the bandwagon of legacy
giving. Why aren’t charities proactive in encouraging individual donors to give legacies whether via wills, CPF nominations, or even insurance policies? Examples
abound overseas. I saw firsthand one such stellar example of a pro bono law firm utilizing this modality of legacy giving during our Law Society “Lawyers Go
Global” mission trip to Sydney in 2018.

We went to Sydney as a team to learn from cutting edge innovative Sydney based law firms on law firm models harnessing technology and niche services in order to consider adopting or adapting them in Singapore. The law firm that left a deep impression on several of us in the team was Salvos Legal, affiliated with the Salvation Army. They offer humanitarian legal services and have an outstanding history and genesis you can research on. They combine the best of both worlds in fee earning lawyers sitting side by side and working hand in hand with pro bono legal practitioners. Fee earners cross-subsidise the provision of pro bono legal services. It was a joy to see both pro bono practitioners and fee earners working harmoniously in a single setting and committed to doing good (directly or indirectly) as a firm.

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Salvos Legal turned legacy giving to charities into art form. They use radio announcements and organise Community Wills Days (where generous local solicitors
prepare simple wills in return for a donation to the Salvos). They have built up a fair amount of expertise and essentially encourage the public to donate via legacy
giving.

In Singapore today, death is still a taboo topic in some quarters. As an aging society with a silver tsunami, we need to speak about this elephant in the room. We need more discourse about prudent asset stewardship, legacy giving and planned and sustained giving long after we have left the earth. From the charity’s point of view, this could represent a creative fundraising modality. Indeed, local charities such as the Kidney Dialysis Foundation and the Singapore Children’s Society have started using donation via legacy giving. Closer to home, recently, to commemorate the life of CLAS founder, visionary and architect, the late Harry Elias SC, the Law Society Pro
Bono Services in collaboration with Harry Elias Partnership have set up the Harry Elias SC CLAS Fellowship Fund. This Fund is a continuing and cherished memorial to Harry that will fund expenses arising from the CLAS Fellowship such as their remuneration and practice-related costs to ensure that young lawyers have a glorious
opportunity to follow in the footsteps of legal legends and trailblazers like Harry E.

For the gift-giver, legacy giving has four distinct, discernible advantages. First, it allows the donor to give their own voice to their unique personality, values and beliefs
for pet causes. Second, it creates a meaningful memorial of legacies that will perpetuate. Third, it positively impacts subsequent generations through a sustained
giving. Fourth, it deepens the connection between the charity and the donor.

Where appropriate, probate, wills and administration specialists, private wealth law experts and general practitioners in client advisories could suggest legacy giving to clients.

There are nuanced issues to consider for the donor and the attending lawyer. The form of the giving, whether it’s memorial giving, legacy giving and so on, and the
attendant risks involved. I shall not gloss over this aspect. Questions that need examining include: (1) how do you communicate to the testator or testatrix (person
making the will)? (2) are the template clauses appropriate to express the donor’s wishes? (3) what about the testator’s/testatrix’s mental capacity; or more precisely,
testamentary capacity? (4) from the donee charity’s point of view, what are the risks in accepting such gifts? These issues are fact-sensitive, complex in some cases and need careful analysis to avoid something going wrong (including misexpression of the testator’s/testator’s wishes).

The old saying goes, where there’s a will, there’s a way. But the new saying I have for you is where there’s a will, there’s a way …. to give a legacy. You can have the nous and the know-how, to find that way for your donors. Legacy giving leaves a legacy for life.

Source:Law Gazette

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John Doe

Learn more about FUN! Fund at https://www.cf.org.sg/fun-fund/.

The programme provides the children with a non-threatening platform to connect with peers and have positive conversations. In addition, it exposes them to different people who can assist to broaden their perspectives.
L.S., a volunteer with the Reading Odyssey programme @ Spooner Road

中心“常胜将军”胡锦盛：比赛限时反应要快

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News

CFS Chairperson receives National Award for COVID-19 – The Public Service Medal

John Doe

The Community Foundation of Singapore (CFS) is honoured to announce that our Chairperson, Ms. Christine Ong, has received the National Awards (COVID-19) under the category of The Public Service Medal (COVID-19). This award recognises the Chairperson’s leadership and CFS’s efforts to serve the Singapore community during the pandemic.

Since the outbreak of COVID-19, CFS has provided assistance to those in need through the distribution of grants to individuals and organisations. Under Christine’s direction, CFS disbursed a total of $57 million from March 2020 to December 2022, with $32 million going to the social & welfare and health sectors.

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One of our key initiatives was the Sayang Sayang Fund. Established in February 2020 as an emergency response fund to support frontline healthcare workers, the Sayang Sayang Fund expanded its support to a range of vulnerable groups and launched nine initiatives. With the help of 891 grantee organizations, CFS delivered resources and support to nearly 400,000 beneficiaries with the $9.6 million raised from multiple platforms, including a successful campaign on Giving.sg that collected $1 million in public donations. The Sayang Sayang Fund continued to introduce new initiatives in 2021 to support ground-up groups and the community health sector in Singapore.

Thanks to Christine and the Board, CFS has become a leading grant-maker in the country during a time of increased community needs. The CFS team has risen to the challenge, working together to address complex issues exacerbated by the pandemic. This award recognizes the collective effort and represents a proud moment for everyone at CFS.

CFS remains committed to excellence and will continue to strive for greater impact in serving the community. Further information on the National Awards (COVID-19) and the recipients is available here.