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CFS Change Matters Series: Mens, Manus and Machina – How AI Empowers People, Institutions & the City in Singapore
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CFS Change Matters Series: Mens, Manus and Machina – How AI Empowers People, Institutions & the City in Singapore

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Artificial intelligence (AI) will be a disruptive influence on society, for good as well as ill – and there is a duty to provide a sense of hope, upfront, that humans will be able to prevail.

That was the core message of the inaugural CFS Change Matters Series talk, “Mens, Manus and Machina – How AI Empowers People, Institutions & the City in Singapore”. It was delivered on 21 June 2023 by Professor Jinhua Zhao, Associate Professor of Transportation and City Planning at the Massachusetts Institute of Technology (MIT).

“Mens”, “manus” and “machina” are Latin for “mind”, “hand”, and “machine” respectively, and the title plays on MIT’s motto, “mens et manus”. The title of the talk is also the name of a multi-disciplinary collaborative project between MIT and Singapore’s National Research Foundation. The collaboration is co-led by Prof Zhao, and aims to address the following questions:

  1. How will we design technology and train humans to build the skills and habits for human success in a robotics-heavy environment?
  2. How will we adapt our social and business institutions to create the incentives and protections for innovation and human welfare?

In his talk, Prof Zhao shared four key insights into AI.

1. AI will transform, rather than reduce, demand for workers

Enablement, not elimination, of workers

The aftermath of the Industrial Revolution (1760-1840) saw the rise of the machine, leading to a major change in the way we worked. This did not, however, reduce overall demand for workers.

Citing economist James Bessen, 1 Prof Zhao noted that the number of ATMs in the USA grew rapidly from the 1970s, when the first ATMs were installed in banks. However, the role of the bank teller was not eliminated, but enabled. Bank tellers now focused on value-added services centered on human interactions, which could not be replaced by ATMs. As such, the number of bank tellers increased.

Employment grows along with automation

While automation has led to displacement and job loss, there has historically not been a fall in overall employment. Increased productivity from automation, as well as the growth of new human desires over time, have created entirely new jobs and industries.

This has led to an overall increase in employment; in fact, the 2018 US Census counted that more than 60% of jobs in 2018 had not yet been “invented” in 1940.

2. AI is not all the same

Expert versus Learning Systems

AI systems generally fall into two categories: expert systems and learning systems.

  • Expert systems rely on predefined rules and a knowledge base to mimic the expertise of specialists.
  • Learning systems, such as machine learning, mimic the way the brain learns and processes information.

Discriminative versus Generative Models

In addition, AI systems mainly adopt either a discriminative or a generative model in relation to their inputs.

  • Discriminative models classify or discriminate between different inputs, based on their features.
  • Generative models learn the patterns and relationships within the data input to generate new samples that resemble the original data.

The ubiquitous ChatGPT, for example, is a Large Language Model, an example of a generative model AI that can produce human-like chat responses.

3. The real impacts of AI on society

AI will replace white-collar jobs, not blue-collar jobs

While the Industrial Revolution replaced manual workers, AI’s superior analytic and generative skills enable it to replace white-collar jobs like office workers and scientists.

For example, a Google-developed AI known as AlphaFold was able to significantly outperform human scientists in the field of protein structure prediction – a feat normally requiring decades of expertise from humans.

As such, it is “highly skilled” white-collar jobs that may be at risk from AI – a concerning proposition for developed economies that depend heavily on these jobs.

The response of social institutions will determine the impacts of AI

The impact of AI does not occur in a vacuum. Tapping the beneficial impacts of AI on living standards depends on how successfully social institutions can take advantage of it. For example, society must continue to be responsible for providing financial safety nets for those displaced by AI, and for caring for seniors who may find it harder to adapt.

These institutions must also respond to not just the economic challenges, but the social challenges of AI. Citing the intellectual Yuval Noah Harari, Prof Zhao noted that generative AI, for example, could destroy the ability for people to have meaningful conversations – and undermine democracy in the process.2

4. Science, government, and individuals can respond to AI productively

Science can help us control AI

Science must solve the alignment problem3 in order to develop beneficial AI – which takes only actions that achieve human objectives and preferences. Otherwise, AI could unintentionally act in a way that is destructive and harmful to humanity.

Governments can educate humans to fill areas that AI cannot

While AI is powerful, it is not superior to humans in all areas. Humans are better than AI at:

  • Creativity: being able to apply knowledge from one area to another area
  • Dexterity: tasks involving manual dexterity
  • Social intelligence: conducting “social negotiations” with humans, such as knowing when it is safe to turn while driving
  • Long-term planning: being able to break long-term plans (e.g. a 5-year plan) into shorter increments

With that in mind, governments should focus education on creativity and communication, as well as critical thinking: the ability to judge, and to ask the right questions. This prepares students to become evaluators, directors and planners, instructing AI to act on their goals.

The role of teachers will also change as AI evolves and becomes deployable at scale as an individual, customized teaching assistant. AI will enhance students’ learning and help teachers understand students; teachers will be tasked with socially engaging, empathizing with, and supervising students, rather than merely delivering content.

Individuals can change their mindsets to be resilient in the face of AI

Finally, the impact of AI, and job displacement, on individuals will not purely be economic. It will be personal as well, given how central work is to our social and emotional lives, and to our sense of purpose.

Individuals can make the following mindset changes, in order to be resilient:

  • Adopting a lifelong learning mindset: this means developing new skills while working, rather than focusing on academic learning as preparation for work.
  • Adopting a flexible mindset: understanding that while change is the new normal, humans have always had the capacity to adapt. This is especially important for youths.

Final thoughts: how philanthropy can respond to AI

Philanthropists reading this may wonder: how do I respond to the challenges posed by AI? CFS is Singapore’s first community foundation, with 15 years of experience and a network of over 400 charity partners. We leverage our experience and grantmaking expertise to identify and evaluate key opportunities for individual and corporate donors to make greater impact.

We think the following giving approaches may be valuable to respond to AI:

  • Supporting seniors to age well in the community, so they remain cared for and are not left behind.
  • Enabling youths to access quality education, through schools and Institutions of Higher Learning, and prepare for the AI-empowered future.
  • Funding efforts to improve employability, so that individuals develop the skills they need to keep working.
  • Ensuring that mental wellbeing is supported, to help individuals build the resilience to cope with changes.
  • Tackling climate and environment issues, to mitigate and adapt to this additional source of negative disruption.

To find out more about CFS and our leading role in Singapore’s philanthropy ecosystem, please click here.

CFS would like to extend our heartfelt gratitude to our donors Oliver Kwan and Helen He from the Evergreen Changemaker Fund for their invaluable support and extending the invitation to Prof Zhao, which made this event possible.

References

1 Bessen, James. “Toil and Technology.” Finance & Development 52, no. 1 (March 2015): 16–19. https://www.imf.org/external/pubs/ft/fandd/2015/03/pdf/bessen.pdf.

2 “Yuval Noah Harari Argues That AI Has Hacked the Operating System of Human Civilisation,” The Economist, April 28, 2023, https://www.economist.com/by-invitation/2023/04/28/yuval-noah-harari-argues-that-ai-has-hacked-the-operating-system-of-human-civilisation.

3 The problem of aligning AI with humans’ objectives and values.

The competition was organised by City Harvest Community Services Association and received support from FUN! Fund, a Community Impact Fund jointly established by the Community Foundation of Singapore and the Agency for Integrated Care, with the aim of addressing social isolation among the elderly.

Senior Minister of State, Ministry of Communications and Information & Ministry of National Development Mr Tan Kiat How attended the event. He encouraged the elderly to stay physically and mentally well, as well as urging them to participate in community activities and enjoy their golden years together.

Learn more about FUN! Fund at https://www.cf.org.sg/fun-fund/.

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Events

A Night with the Arts at “Don’t Call Him Mr. Mari Kita

In celebration of Singapore’s 59th National Day, the Community Foundation of Singapore (CFS) had the immense pleasure of hosting our donors and partners at the opening night of Wild Rice’s “Don’t Call Him Mr. Mari Kita.”

Catherine Loh (left), CEO of the Community Foundation of Singapore, speaking in the post-show dialogue with Martin Tan (centre), CEO of the Majurity Trust, and Ivan Heng (right), Founding Artistic Director of Wild Rice.

In celebration of Singapore’s 59th National Day, the Community Foundation of Singapore (CFS) had the immense pleasure of hosting our donors and partners at the opening night of Wild Rice’s “Don’t Call Him Mr. Mari Kita.” The memorable evening was a collaborative initiative by CFS and The Majurity Trust (TMT), underscoring our shared mission to foster thriving communities in Singapore. Our organisations are no strangers to each other, having come together on the Sayang Sayang Fund during the Covid-19 period to provide support to those affected by the pandemic.

The Power of the Arts and Philanthropy in Fostering Community Spirit

During the post-show fireside chat with CFS CEO Catherine Loh, Martin Tan, CEO of TMT and Ivan Heng, Founding Artistic Director of Wild Rice, the panelists discussed the significance of Zubir Said’s work and the role of the arts in bringing communities together.

Quoting the Malay proverb ‘Di mana bumi dipijak, di situ langit dijunjung’ (You should hold up the sky of the land where you live), which reflects the philosophy behind our national anthem, Ivan recounted how Singapore was built by the labour of our forefathers, many of whom left their countries to create a life here. In a similar fashion, he shared, “Majurity Trust and CFS are dedicated to helping people contribute in a meaningful way, making their lives and existence in Singapore more significant. This mission embodies a very special and important philosophy.”

As the only Community Foundation with a Singapore focus, CFS aims to provide wraparound support for our communities, whether it be through education, healthcare, environmental conservation, arts and culture, and community development.

Many of our donors also support arts organisations such as Wild Rice. The arts play a crucial role in building strong and vibrant communities. They bring us together, help us understand different perspectives, and enrich our lives in countless ways. Events like tonight remind us of the power of the arts to inspire and unite us,

“The kind of partnership that the Community Foundation and Majurity Trust are striving for is about recognising that we can’t do this on our own. We are just advocates, a platform for philanthropists and donors to come together. Without patrons, supporters like you, and a wonderful audience, the actors and the art scene can’t thrive. Tonight, our presence on stage with Wild Rice and the Community Foundation is our way of saying thank you,” said Martin Tan, CEO of The Majurity Trust.

Our heartfelt gratitude goes out to our incredible donors. Your generosity is the cornerstone of our mission to make Singapore a better place for all. Through our collaborative efforts, we strive to maximise the impact of your contributions, ensuring a brighter future for everyone. Your support for arts groups like Wild Rice makes these enriching experiences possible and helps build a more connected and resilient community.

We extend sincere thanks to everyone for your continued support. Special thanks to Julian Wong, Ivan Heng, Wild Rice, and the exceptional musicians and cast for bringing Mr Zubir Said’s music to life and taking us on a marvellous musical journey. Together, we are making a difference. Your support ensures that the arts continue to thrive, enriching our lives and communities.

News

The Community Foundation of Singapore spreads greater love through effective use of charitable gifts

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Catherine Loh, the CEO of the Community Foundation of Singapore (CFS), recently spoke to Lianhe Zaobao to share more about the work the organisation is doing. CFS has over 13 years of expertise in philanthropy advisory, fund administration and grantmaking and has been recognised for its commitment to transparency and governance. Hence donors can be confident that their grants will help meet the evolving needs of the community – now and into the future.  

As shared by Ms Catherine Loh, the CEO of CFS: “With falling birth rates and a rising elderly population, philanthropy can focus more on the elderly in the coming years. While the government take cares of the basic needs, there is much that the general public can do to improve the quality of life of the elderly, give them dignity and allow them to have a meaningful and active third age. 

In the area of education, in addition to the young, we should also be helping adult learners who need additional support as they re-train due to disruptions brought on by rapidly changing technology.” 

Catherine Loh also shared that, following last year’s outpour of generosity, CFS saw how much Singaporeans care about others – supporting programmes relating to the disadvantaged, education, health and more. The Sayang Sayang Fund, established in response to the COVID-19 pandemic, has drawn over S$9 million in donations from 5,185 individual and corporate donors, helping an estimated 136,000 individuals across Singapore.  

Since its establishment, CFS has collected a total of 192 million, distributing more than 114 million dollars in grants and is currently managing a total of 162 charitable funds. As a charitable organization, CFS helps individuals and corporates set up and manage their own donor-advised funds, supporting causes which they are passionate about.   

Building on the momentum of the launch of the Legacy Giving Initiative and “A Greater Gift” campaign, CFS is focusing on growing knowledge of legacy giving and the value of gifts to charity. A poll – conducted by CFS and NVPC between April and July last year with survey firm Toluna – found that 6 in 10 agree that everyone can make a legacy gift. Going forward, CFS will focus on highlighting ways of making gifts, as well as encouraging and enabling philanthropy conversations – whether at dinner tables or in office settings. 

CFS recognise that, while there is awareness, more information is needed to help individuals make informed decisions. CFS actively reaches out to legal and financial professional advisors, to share about the donor-advised fund as a modern tool for planning philanthropy. It is our hope that professional advisors will more frequently include charitable giving in conversations about wealth planning with clients.  

One example of CFS’s donor-advised fund would be the SR Nathan Upliftment Fund (SRNEUF), which has distributed millions of dollars to bursaries, scholarships and various financial assistance programmes, to support financially disadvantaged students to smoothly advance to higher education. 

As shared by Mr Bobby Chin, Chairman of the Grant Advisory Committee of the S R Nathan Education Upliftment Fund: “President Nathan’s life epitomises the spirit of generosity, caring and giving. He was a tireless giver. Known to come from humble beginnings himself, he was always known to have a heart for the less privileged in society. 

As we celebrate the Fund’s 10th anniversary, we are happy to share that the SRNEUF has disbursed over $3.7 million to support ITE, polytechnic and university students through awards, bursaries, scholarships as well as monthly financial assistance.” 

The other example is the Dr. Lim Boon Tiong Foundation which donated 24 million dollars from his estate, to assist elderly and terminal patients, and fund cancer research. Working as a doctor till the age of 80, Dr Lim’s medical background and life experiences shaped his interest in helping the elderly and those suffering from urological conditions. After he was diagnosed with prostate cancer in his 70s, Dr Lim became interested in supporting urological cancer research.  

His daughter Sylvia revealed that her father was frustrated because he was unable to help her grandfather who also had prostate issues. When he became ill himself, he wanted more research in this area to benefit future generations. 

Dr Lim passed away prior to the establishment of the fund, leaving his wishes to be executed by his adult children.  

In 2018, his daughters Sylvia and Ivy set up the Dr Lim Boon Tiong Foundation, a donor-advised fund with CFS – with a gift of $24 million supporting causes that Dr Lim was passionate about. 

CFS worked with them to identify and support projects such as the Dr Joseph Lim Boon Tiong Urology Cancer Research Initiative at the National University of Singapore (NUH), Catholic Welfare Services (CWS) and Assisi Hospice. 

This translated article was originally published by Lianhe Zaobao 

Credit: Lianhe Zaobao © Singapore Press Holdings Limited. Permission required for reproduction.  

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News

The Community Foundation of Singapore wins Charity Transparency Award for the Fourth Time

The Community Foundation of Singapore (CFS) has been awarded the Charity Transparency Award (CTA) 2024, marking its fourth consecutive win of this prestigious honour.

Ms Catherine Loh, CEO of CFS, receiving the Charity Transparency Award from Mr Desmond Chin, the Commissioner of Charities

The Community Foundation of Singapore (CFS) has been awarded the Charity Transparency Award (CTA) 2024, marking its fourth consecutive win of this prestigious honour.

Presented by the Charity Council, the CTA recognises organisations that uphold high standards of transparency as outlined in the Charity Transparency Framework (CTF). 

At the ceremony held on 14 November 2024, Catherine Loh, CEO of CFS, received the award from Mr Desmond Chin, the Commissioner of Charities. 

This recognition reflects CFS’s steadfast dedication to transparency, accountability, and exemplary governance within the charity sector. CFS is privileged to be recognised among the charities that uphold these principles, which are essential for cultivating public trust and fostering impactful change.

Opinion

How Family Offices Could Shape Philanthropy

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Singapore has a long history of family philanthropy. The first family foundations were established after World War II and they donated generously to alleviate poverty, care for the vulnerable and build schools and hospitals. Today, there are over 400 foundations and trusts registered with the Commissioner of Charities but families that institutionalized big-ticket giving early on – such as the Lee Foundation and the Lien Foundation – continue to dominate philanthropic giving in Singapore.

Family offices are entities which typically manage assets for or on behalf of a family. And Singapore – well-regulated, transparent and politically stable – is rapidly becoming the region’s preferred choice for family offices. In 2020 alone, approximately 200 single family offices were set up here, doubling the total count. As wealth grows, charitable giving is likely to keep climbing.

These high-net-worth families have the potential to shake up philanthropy in Singapore. Traditionally, the Asian family office was an extension of the family business, with a laser-sharp focus on the bottomline. “However, as founders age and younger successors take over, we expect to see greater value placed on sustainable and responsible investing as well as on strategic philanthropy,” says our CEO Catherine Loh.

Research firm Wealth-X estimates that $1.9 trillion worth of wealth in Asia will be passed on to the next generation in the coming decade. For many heirs, giving back is emerging as an integral part of doing business. For them, philanthropic activities are an optimal way to build and sustain a family’s legacy, strengthen family cohesion and better engage family members. 

But here’s where it gets interesting. “Family offices have the power to shake up traditional philanthropy as they tend to be more agile and responsive compared to large foundations or corporate foundations, which are answerable to multiple stakeholders and layers of decision makers. Secondly, family businesses tend to be built by entrepreneurs and disruptors, making them more open to new ways of doing things,” says Catherine. 

What this means is that the new wave of family-driven philanthropy could fund untested, possibly radical new approaches to problems. It could find innovative ways of harnessing capital for social impact. It could move away from cheque book charity to a more engaged approach which could lean towards social enterprises or private-public initiatives. 

However, while most family offices across the globe are engaged in some form of giving back, only 41% of them have a philanthropic strategy in place, notes the Milken Institute. Few family offices have the in-house expertise to evaluate nonprofits, deploy philanthropic dollars optimally, or monitor and measure impact. 

“At CFS, we believe giving should be thoughtfully planned and driven by evidence-based insights,” says Catherine. As a cause-neutral philanthropy advisor, CFS offers unparalleled access to over 400 charities in Singapore, across a diverse range of sectors. We conduct due diligence to ensure the giving is accountable and creating a social impact.  

For family offices, a cost-effective and flexible way to embark on philanthropy is to set up a donor-advised fund (DAF). Since 2008, CFS has set up close to 200 DAFs: of these, almost half have been for families. We pool donor funds for investment management and with over $90 million in assets at any one time, smaller individual funds can reap the economies of scale that large foundations enjoy. Beyond this, as the country’s largest convener of philanthropic activities, we mobilise donor capital through collaborations and collective models to scale up impact and generate more empowering solutions. 

If you would like to find out more about how CFS can help you achieve your giving goals, please click here.

 

References:

  1. June Lee (January 2019) Exploring Family Philanthropy in Singapore – Asia Centre for Social Entrepreneurship & Philanthropy, National University of Singapore https://wings.issuelab.org/resources/34346/34346.pdf 
  2. EDB Singapore (February 2022) How Singapore is Becoming Asia’s Family Office Hub https://www.edb.gov.sg/en/business-insights/insights/how-singapore-is-becoming-asia-s-family-office-hub.html 
  3. Richard Newell (March 2022) New study sees Singapore as top family office hub – Asian Investor https://www.asianinvestor.net/article/new-study-sees-singapore-as-top-family-office-hub/476226 
  4. Milken Institute (June 2021) Philanthropy in a Family Office https://milkeninstitute.org/article/philanthropy-family-office
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