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Beyond One-Time Giving: Creating Lasting Impact
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Events

Beyond One-Time Giving: Creating Lasting Impact

A poster for the Giving Week event, showcasing the spirit of generosity and community involvement.

SG Cares Giving Week (1-7 December) celebrates the spirit of giving. This is the time to share your time, talent, treasure and voice to support causes that you are passionate about, in all ways, big and small.

If you are considering making more lasting contributions that go beyond a single donation, CFS can help you transform your giving. Here are some ways in which you can make giving a sustained way of life:

  1. Get involved in philanthropy by setting up a donor-advised fund
    The philanthropic ecosystem can be a complex terrain to navigate. If you’re considering embarking on a philanthropy journey, setting up a donor-advised fund (DAF) with CFS is an excellent starting point. You could also invite several friends or family members to start a DAF together!Our philanthropy advisors will help you understand the needs of vulnerable groups and how you can make an impact in Singapore. You decide which causes to support and how much funding to provide. We handle the administrative details of grant-making, allowing you to concentrate on making the difference that truly matters to you.

    To learn more about setting up a DAF, visit How to Get Started

  2. Use your time and talent to make a difference
    If you are looking to make an impact with your skills and spare time, volunteering with a non-profit organisation is a great way to do this. At CFS, we are passionate about raising awareness about various causes through a variety of channels. Whether you’re a proficient writer, skilled photographer, or possess other creative abilities, your involvement can help us craft compelling content and engaging multimedia that drives our mission forward.

    You can find out more details here:   Content Writer , Photographer/Videographer

  3. Leave a legacy for future generations
    Each of us holds the power to create a lasting legacy by designating a portion of our financial assets in our will or trust. By choosing to leave a legacy gift with CFS, you pave the way for future generations to carry forward your values and aspirations for the community beyond your lifetime. It is a way to ensure that your impact on causes you care about resonates long into the future.

    You can also establish a donor-advised fund in the name of a loved one. A memorial fund is a wonderful way to honour their legacy and continue their work.

    It is never too early to plan your legacy gift. To learn more about legacy giving, visit https://www.legacygiving.sg/

    SG Cares Giving Week is a key initiative of the national SG Cares movement held annually from 1 to 7 December, that celebrates the spirit of giving and seeks to make giving part of our way of life. It is organised by the National Volunteer & Philanthropy Centre (NVPC) in collaboration with SG Cares Office and National Council of Social Service (NCSS). Support the movement at givingweek.sg.
Stories Of Impact

International Women’s Forum Singapore: Guiding Young Women towards Achieving their Dreams

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A woman joyfully laughs while carrying a backpack and holding a phone in her hand.

Education is a powerful social leveller, and the youngest Nobel Peace laureate in the world Malala Yousafzai will readily attest to that. In fact, it is her life’s mission to make sure young girls and women all over the world are lifted out of poverty through receiving equal access to an education. For women all over the world, Malala is celebrated as a champion of women’s rights and is recognised for her immense achievements in the face of overwhelming adversity.

The International Women’s Forum (IWF) Singapore Education Grant took a feather out of Malala’s hat when it was established in 2014 – to support women of all backgrounds to receive proper education and mentorship.

The Community Foundation of Singapore (CFS) supports this ideal through managing the IWF Education Grant, as it makes a difference by providing upward social mobility for young women who possess grit, empathy and a strong determination to excel in their field of study.

Like Malala, the IWF believes in nurturing the next generation of women through providing education and mentorship. Since the Education Grant’s inception in 2014, IWF Singapore has awarded grants to 68 young women from 13 tertiary institutions in Singapore. These young women are usually students between the ages of 17 to 35 who are applying for a diploma or degree to local polytechnics or universities, and are at risk of dropping out of school due to financial constraints.

So far, it has been a humbling experience for the IWF to support such young women from financially-challenged backgrounds in their quest for higher education and to achieve their dreams. Like a proud parent, the IWF marvels at how far they have come in their journey to find passion and confidence in spite of their considerable personal challenges.

Providing a Guiding Hand

However, it is not all about providing good education through financial support. The IWF Education Grant seeks also to equip these young women with life skills and guidance on career choices, in hopes that they will broaden their horizons and become emboldened to soar in their endeavours.

Through collaboration with the Young Women’s Leadership Connection (YWLC), a mentorship programme was formed under the leadership of Mrs Arfat Selvam, Managing Director of law firm Duane Morris and Selvam LLP.

Although IWF Singapore expects that the students they support have reasonable academic results, there is a far greater emphasis on young women with a strong track record of voluntary social contributions and a high degree of social empathy.

Many of these young women have expressed their heartfelt gratitude for the support from the grant towards their tenuous financial circumstances and want to do their best to contribute back to society. At the same time, they harbour hopes to pursue a better future for themselves and to create a lasting impact with the choices they make. Perhaps one day, these young women will be able to rise up and achieve their dreams, just like Malala Yousafzai.

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The competition was organised by City Harvest Community Services Association and received support from FUN! Fund, a Community Impact Fund jointly established by the Community Foundation of Singapore and the Agency for Integrated Care, with the aim of addressing social isolation among the elderly.

Senior Minister of State, Ministry of Communications and Information & Ministry of National Development Mr Tan Kiat How attended the event. He encouraged the elderly to stay physically and mentally well, as well as urging them to participate in community activities and enjoy their golden years together.

Learn more about FUN! Fund at https://www.cf.org.sg/fun-fund/.

 

The programme provides the children with a non-threatening platform to connect with peers and have positive conversations. In addition, it exposes them to different people who can assist to broaden their perspectives.

L.S., a volunteer with the Reading Odyssey programme @ Spooner Road

中心“常胜将军”胡锦盛:比赛限时反应要快

现年92岁的胡锦盛是最年长的参赛者。自2017年退休后,他几乎每天都到活跃乐龄中心报到,从此爱上了玩拉密,每次可玩上三个小时,在中心是“常胜将军”。

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Stories Of Impact

S R Nathan Education Upliftment Fund – Providing students with the needed leg-up

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picture of sr nathan with 4 students

Growing up in a poor family, the late former President of Singapore Mr S R Nathan knew what it was like to struggle with school and making ends meet.

In his teens, he dropped out of school, ran away from home and tried to eke out a living amidst troubled times. While working, he continued his education and was eventually awarded a bursary that enabled him to graduate with a Diploma in Social Studies from then University of Malaya.

“Those of you who have read my memoir will recall – my youth was a very troubled one. Left to despair over my fate, I realised that life was not always fair. Coming face to face with all sorts of hardships, it was the unexpected help from some unknown person that my life turned for the better,” said Mr Nathan.

In 2011 when Mr Nathan published his memoir ‘An Unexpected Journey: Path to the Presidency,’ he established the S R Nathan Education Upliftment Fund (SRNEUF) to help students by providing them with the financial assistance to keep them in school and enable them to pursue their tertiary education. Mr Nathan firmly believed that education was an important social leveler which provides students from disadvantaged backgrounds an opportunity to seek a better life for themselves and their families.

Managed by the Community Foundation of Singapore (CFS), the fund supports programmes like the Institute of Technical Education (ITE)’s Monthly Financial Assistance Scheme (MFAS) which provides needy students with allowances for transport and meals to lessen their financial burden and allow them to focus on their studies.

Mike Goh, a former beneficiary of the MFAS at ITE and currently a student at Republic Polytechnic, began working in his early teens to support himself after both his parents fell severely ill. Recounting the challenges of juggling his academic studies with work, Mike expressed, “If I did not have time to work, the allowance from the fund had helped me manage day by day, and I’m really thankful for that.

Raised in a single-parent home, Yasmin Raihanah Bte Shahrin, a student at ITE College Central, expressed gratitude for the timely support from the fund, “Initially when I started my studies at ITE, I was worried. My mother’s income was not high, and I had to rely on my work income to support my daily expenses. With the award, I felt relieved because I could pay for my school necessities and food.”

The fund also awards bursaries and scholarships to students from local polytechnics and universities. Ding Jian Han, an awardee of the 2018/19 S R Nathan Music Scholarship, was an aspiring composer at the Yong Siew Toh Conservatory of Music, National University of Singapore. Jian Han, who plays the violin, piano and clarinet, credits the support from the fund for enabling him to pursue his passion in music.  “My father passed away when I was young, but I was fortunate to be awarded scholarships so that I was able to help my mum and pay for my school fees,” said Jian Han.

Since 2012, the fund has disbursed over $3 million to support more than 1,500 ITE, polytechnic and university students by providing bursaries, scholarships as well as monthly financial assistance. In 2019, the fund will be establishing the S R Nathan Student Grant at the Singapore University of Social Sciences, as well as the S R Nathan Book Prize and the S R Nathan Special Assistance Scheme at ITE.

Mr Bobby Chin, Chairman of the SRNEUF Grant Advisory Committee said, “Thanks to the vision and generosity of our late former president S R Nathan and the on-going support of donors, we have extended our reach significantly over the last seven years. With CFS’s continued trusted facilitation, the SRNEUF will continue to play a crucial role in helping our youths overcome difficult circumstances in their schooling years, go on to pursue their dreams and forge a brighter future for themselves and their families.”

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Opinion

5 Critical gaps in caring for vulnerable seniors in Singapore

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John Doe
two young people helping an elderly

Singapore is fast reaching superaged status. Life expectancy is going up while the birth rate is heading south. By 2030 – not many years from where we are today – one in four Singaporeans will be 65 years or older. More worryingly, a fifth of that cohort will be over 80 (Population in Brief 2021). 

Ageing well and quality of life are huge concerns for our elderly. The biggest challenges centre on health: physical frailty or disability, sensory impairment such as hearing loss, or chronic conditions such as dementia or diabetes. However, ageing is not just a matter of biophysical health. It is also about bolstering psychological, emotional and community support. 

Mental wellness issues, such as depression and loneliness, are a real threat to the older demographic. On top of this, many older Singaporeans worry about financial security, due to escalating care costs, inadequate retirement income and limited earning opportunities. 

Many people prefer to age at home but that too has its challenges. In this article, we highlight the critical gaps in caring for vulnerable seniors and what can be done to support them so that ageing can be enabling, empowering and meaningful.

#1 Funding rising healthcare needs

Singapore’s healthcare expenses could jump tenfold between 2016 and 2030 to over $66 billion1. Family is typically the first line of support but families are getting smaller and relationships may be estranged. Income caps also mean not everyone qualifies for government aid. 

Even when fees are subsidized, low-income seniors may struggle with costs. Women, in particular, face more financial insecurity as they tend to have interrupted employment or be in low-wage or unpaid care work. Women also tend to outlive men and are more likely to be single, widowed or divorced in old age. 

The burden lands on welfare organisations to meet the shortfall. However, causes that help the elderly don’t attract as much funding as say, education, which in Singapore receives the lion’s share of donations: in 2019, they accounted for 52.9% of total receipts of $20.8 billion (Commissioner of Charities 2020).

#2 Access to home care and assisted living

Letting people age at home or in the community and delaying institutional care is a universal goal. But as the number of seniors with mobility issues or age-related ailments increases, demand for home nursing, home therapy, meal deliveries, assistive devices and home safety and modification services (to prevent falls) will rise. There will also be a much bigger role for centre-based eldercare, such as day care, and initiatives for assisted living.

#3 Depression and suicide

Aside from physical ill health, many seniors grapple with loneliness, loss of loved ones or dependence on others. The number of elderly living alone doubled to 63,800 in 2020 from a decade ago and is set to hit 83,000 by 2030 (Singapore Department of Statistics). 

According to the Samaritans of Singapore, the number of people aged 60 and above who took their own lives reached a high at 154 deaths in 2020. That’s a 26% increase from the year before and is the highest elderly suicide death rate since 19912. There is an urgent need to support charities that connect with seniors, organise social outings or wellness activities for them, offer intergenerational bonding or assist beneficiaries with their healthcare needs such as medical appointments and screenings. 

#4 Dementia support

Dementia is our nation’s most prevalent neurodegenerative disease today, affecting one in 10 seniors. By 2030, the number of dementia patients is set to reach 92,000 – a doubling from 2015 (Dementia in the Asia Pacific Region). Dementia additionally imposes a huge burden on caregivers, many of whom are ageing themselves. We need more funding to support early diagnosis and intervention, community dementia care services such as exercise and cognitive activities as well as training and support for caregivers.

#5 End of life care

Discussions about death or end of life remain taboo. There is insufficient advance care planning as well as a lack of healthcare workers and expertise in the palliative care system. Better awareness and improved options for inpatient, home or day care hospice services are needed.

How CFS helps you do more with your giving

If you would like to help seniors who have fallen through the cracks or would like to make ageing more empowering and inclusive, we at CFS can align your giving goals with the needs of this community. We are a cause-neutral organisation that supports grantmaking to a wide range of charitable areas in Singapore. Of the 400-plus charities we evaluate and make grants to, close to 30% work with seniors. We partner with charities that focus on clearly identified problem areas or social gaps that are under-supported. Charities must also demonstrate measurable outcomes and good stewardship of funds.

A simple and cost-effective way to contribute to a variety of causes in Singapore is by setting up a Donor-Advised Fund (DAF). A DAF can be set up by an individual, a beneficiary of a will, a trust, or a family office. CFS will handle all fund administration and leverage our unparalleled insight into Singapore’s charitable landscape to provide philanthropy advice that ensures your giving is targeted, accountable and impactful. CFS strives to ensure that every grant that goes out creates positive change.

As a donor, you will save on legal expenses and enjoy upfront tax deductions at the prevailing rate on eligible donations. Donors will also receive regular statements tracking incoming donations to the DAF and outgoing disbursements to charities. CFS has an established track record when it comes to setting up DAFs and our DAF payout rates outperformed the entire US DAF industry by 12% and their community foundations by 2 times. 

If you would like to begin your giving journey with CFS, get in touch with us.

This article was written by Sunita Sue Leng, a former financial analyst and journalist, who believes that the written word can be a force for good. She hopes to someday write something worth plagiarising.

1 https://www.asiaone.com/health/elderly-health-costs-rise-tenfold-2030-report

2 https://www.sos.org.sg/pressroom/singapore-reported-452-suicide-deaths-in-2020-number-of-elderly-suicide-deaths-highest-recorded-since-1991

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News

Fewer homeless people sleeping on S’pore streets last year; city area has highest number

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a homeless person lying on the floor
The number of homeless people in Singapore fell slightly last year, at a time when homelessness was on the rise in many countries amid the Covid-19 pandemic.

But the issue of homelessness also became less visible, as more people who would have slept on the streets went to stay at temporary shelters.
The competition was organised by City Harvest Community Services Association and received support from FUN! Fund, a Community Impact Fund jointly established by the Community Foundation of Singapore and the Agency for Integrated Care, with the aim of addressing social isolation among the elderly.

The second nationwide street count of the homeless here found 1,036 people last year – 7 per cent less than the 1,115 people during the first such count in 2019.

That first nationwide street count has been described as a landmark study of an issue that was hidden from public discourse until recent years.

While the overall number has fallen slightly, where the homeless make their bed for the night has also changed.

The second street count found that those sleeping on the streets fell by 41 per cent from 1,050 in 2019 to 616 last year, while those staying at a temporary shelter for the homeless shot up from 65 to 420 in the same time period.

Dr Ng Kok Hoe, a senior research fellow at the Lee Kuan Yew School of Public Policy, led a team of researchers at the school’s Social Inclusion Project to do the street count. They were aided by over 200 volunteers who pounded the streets, including combing 12,000 blocks of flats, late at night between February and April last year to count the number of people sleeping in public spaces.

The data on the number staying at temporary shelters for the homeless, which was provided by the Ministry of Social and Family Development (MSF), was included for the first time in last year’s count for a fuller understanding of the state of homelessness here.

The 78-page report was released on Thursday (Aug 11). The project was not commissioned by the Government and was funded by the Community Foundation of Singapore, Dr Ng said.

He said government agencies and volunteers reached out to those sleeping rough during the circuit breaker in 2020 to refer them to shelters and many of the homeless, who were also concerned about their health and safety, decided to go into one.

Some religious and charity groups opened their premises for the homeless for the night, as demand for places in such Safe Sound Sleeping Places soared. Two new transitional shelters, which offer a longer stay, also started operation in January last year, the report said.

These factors led to more staying at shelters and fewer on the streets, Dr Ng said.

From the second street count, the homeless were found sleeping in most parts of Singapore, from Bedok to Jurong West to Yishun. But more of them were found in larger, older and poorer neighbourhoods.

Some 72 persons were found sleeping in the City area, or downtown, which has the largest number of homeless persons.

The city area, or downtown, has the largest number of homeless people, though it fell last year from the 2019 count.

Most of the homeless are elderly men and the report pointed out that few women sleep on the streets due to safety concerns.

Last year’s count found a sharp decline in those sleeping rough in commercial buildings, like shopping malls and office blocks, and more slept at places like void decks, parks and playgrounds.

The report pointed out that while the pandemic triggered their admission into a shelter, the homeless person’s housing woes started long before Covid-19 struck.

Highly subsidised public rental housing will always be the last safety net for the most vulnerable, Dr Ng said.

However, he singled out the design of the Joint Singles Scheme, which is under the public rental housing scheme, as a “significant contributing factor to homelessness”. This is because two singles, who are often strangers, share a tiny HDB rental flat which usually have no bedrooms, and the lack of privacy or personal space may lead to conflict.

And some would rather sleep on the streets instead, he said.

The HDB and the Ministry of National Development (MND) recognise the challenges some have applying for or sharing a rental flat and they have been reviewing and adjusting the Joint Singles Scheme in recent years, the MSF said in a statement in response to the street count.

For example, since December last year (2021), the HDB and MND started a pilot scheme where social service agencies match tenants with similar preferences and habits to share a flat. Under this pilot, singles can apply for a public rental flat by themselves, without having to find a flatmate first.

Flats under this pilot come with partitions installed

Applicants’ eligibility and rent are assessed individually.

The HDB and MND are assessing the effectiveness of this pilot project to see whether to scale it up over time, the statement said.

The MSF said there has been a steady and collective progress in whole-of-society efforts to reach out to and support rough sleepers, to help them off the streets and into shelters.

It cited the 57-member Partners Engaging and Empowering Rough Sleepers (Peers) Network, which comprises government agencies, religious groups and charities working together to ensure better coordination and synergy in the delivery of services to help the homeless.

The network’s partners have set up Safe Sound Sleeping Places. There are now about  20 such Places, which shelter about 100 homeless individuals. In addition, there are currently six transitional shelters serving families and about 270 individuals.

Since April 2020, over 680 homeless individuals who stayed at the various shelters have moved on to longer-term housing.

And since April this year, the MSF has been working with partners from the Peers Network and academic advisers to plan regular street counts. The first such coordinated street count will take place by the end of the year.

It said: “The street count will help us to collectively better understand the scale and geographical spread of rough sleeping in Singapore and render coordinated support to rough sleepers in need.”

Who were the homeless during the pandemic

Long-term homeless (those who were homeless before the pandemic) Newly homeless (those who had not slept rough before the pandemic) Transnational homeless (Singaporeans who live in Indonesia and Malaysia but travel to Singapore for work)
Sex  More men than women • Mix of men and women • Almost all men
Age • From 30s to 70s • From 30s to 70s • Mostly in their 50s
Family relationships • Almost all divorced, separated or never married • Having past conflict and estrangement, with many having lost contact with their family • Almost all divorced, separated or never married • Family relationships distant and strained, but connection remains • Long-term drift and overseas travel • Some had a spouse and young children in their adoptive countries whom they are still connected to
Work and finances • Low-wage and insecure jobs • Extreme poverty • Low-wage and insecure jobs, with a few having had better paying jobs in the past • Difficulty meeting basic needs • Regular border crossings for low-wage and insecure jobs in Singapore • A few did informal work outside Singapore • Low income
Housing histories • Lost matrimonial home or never purchased housing • Encountered barriers in public rental system • Episodes of low- cost market rentals • Lost matrimonial home or never purchased housing • Moved frequently to stay with family, friends • In low-cost market rental units • Lived in Malaysia or Indonesia • Encountered difficulties obtaining public housing in Singapore for non-citizen family members
Rough sleeping • From a few months to many years • No more than a few days when displaced during the pandemic • A mix of experiences, from rough sleeping to staying in homeless shelters
How they entered a shelter* • Found by volunteers or field workers while rough sleeping during pandemic • Some self-referrals • Self-referrals when pandemic disrupted housing arrangements • Most were stopped at immigration checkpoints and directed to a shelter after border closures**

*Homelessness counts usually include both rough sleepers (primary homelessness) and persons in homeless shelters (secondary homelessness).

**Those entering Singapore from Malaysia just before the borders were closed were identified as having no housing and referred for assistance so they could comply with Covid-19 rules on staying indoors

Table: STRAITS TIMES GRAPHICS  Source: LEE KUAN YEW SCHOOL OF PUBLIC POLICY

If you would like to know more about the Sayang Sayang Fund, please visit here. This article was originally published in The Straits Times here. Source: The Straits Times © SPH Media Limited. Permission required for reproduction.
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