Stories Of Impact
S R Nathan Education Upliftment Fund – Providing students with the needed leg-up
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Stories Of Impact

Stories Of Impact

S R Nathan Education Upliftment Fund – Providing students with the needed leg-up

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Growing up in a poor family, the late former President of Singapore Mr S R Nathan knew what it was like to struggle with school and making ends meet.

In his teens, he dropped out of school, ran away from home and tried to eke out a living amidst troubled times. While working, he continued his education and was eventually awarded a bursary that enabled him to graduate with a Diploma in Social Studies from then University of Malaya.

“Those of you who have read my memoir will recall – my youth was a very troubled one. Left to despair over my fate, I realised that life was not always fair. Coming face to face with all sorts of hardships, it was the unexpected help from some unknown person that my life turned for the better,” said Mr Nathan.

In 2011 when Mr Nathan published his memoir ‘An Unexpected Journey: Path to the Presidency,’ he established the S R Nathan Education Upliftment Fund (SRNEUF) to help students by providing them with the financial assistance to keep them in school and enable them to pursue their tertiary education. Mr Nathan firmly believed that education was an important social leveler which provides students from disadvantaged backgrounds an opportunity to seek a better life for themselves and their families.

Managed by the Community Foundation of Singapore (CFS), the fund supports programmes like the Institute of Technical Education (ITE)’s Monthly Financial Assistance Scheme (MFAS) which provides needy students with allowances for transport and meals to lessen their financial burden and allow them to focus on their studies.

Mike Goh, a former beneficiary of the MFAS at ITE and currently a student at Republic Polytechnic, began working in his early teens to support himself after both his parents fell severely ill. Recounting the challenges of juggling his academic studies with work, Mike expressed, “If I did not have time to work, the allowance from the fund had helped me manage day by day, and I’m really thankful for that.

Raised in a single-parent home, Yasmin Raihanah Bte Shahrin, a student at ITE College Central, expressed gratitude for the timely support from the fund, “Initially when I started my studies at ITE, I was worried. My mother’s income was not high, and I had to rely on my work income to support my daily expenses. With the award, I felt relieved because I could pay for my school necessities and food.”

The fund also awards bursaries and scholarships to students from local polytechnics and universities. Ding Jian Han, an awardee of the 2018/19 S R Nathan Music Scholarship, was an aspiring composer at the Yong Siew Toh Conservatory of Music, National University of Singapore. Jian Han, who plays the violin, piano and clarinet, credits the support from the fund for enabling him to pursue his passion in music.  “My father passed away when I was young, but I was fortunate to be awarded scholarships so that I was able to help my mum and pay for my school fees,” said Jian Han.

Since 2012, the fund has disbursed over $3 million to support more than 1,500 ITE, polytechnic and university students by providing bursaries, scholarships as well as monthly financial assistance. In 2019, the fund will be establishing the S R Nathan Student Grant at the Singapore University of Social Sciences, as well as the S R Nathan Book Prize and the S R Nathan Special Assistance Scheme at ITE.

Mr Bobby Chin, Chairman of the SRNEUF Grant Advisory Committee said, “Thanks to the vision and generosity of our late former president S R Nathan and the on-going support of donors, we have extended our reach significantly over the last seven years. With CFS’s continued trusted facilitation, the SRNEUF will continue to play a crucial role in helping our youths overcome difficult circumstances in their schooling years, go on to pursue their dreams and forge a brighter future for themselves and their families.”

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Stories Of Impact

#MyGivingJourney x Stefanie Yuen Thio: Maximising impact with her purpose-driven philanthropy 

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#MyGivingJourney is a series where CFS features extraordinary women in Singapore and their efforts in philanthropy. This story features Stefanie Yuen Thio, Joint Managing Partner, TSMP Law Corporation and Board of Director at CFS. 

When COVID-19 first hit in early 2020, Stefanie Yuen Thio was appalled that healthcare workers had trouble getting a taxi or a Grab. It didn’t seem fair: front liners in our fight against the pandemic were shunned because people were afraid, they would transmit the virus. So Stefanie decided to do something about it.  

Through her family’s #GivingBack Foundation, she donated $20,000 to start the Sayang Sayang Fund (SSF). One of the fund’s first initiatives was to give out taxi vouchers to nurses and hospital staff. SSF has since ballooned to over $9.6 million thanks to the generosity of Singaporeans and financially helped close to 360,000 people hard hit by the pandemic. But the outreach that remains closest to Stefanie’s heart is helping weary essential workers get a ride home.   

SSF is one of several community impact funds under the Community Foundation of Singapore (CFS), designed to tackle unmet needs on the ground. Stefanie’s #GivingBack Foundation, meanwhile, is one of a growing number of personal foundations that CFS has facilitated. “CFS provides a guiding hand to people starting on their journey of giving, or those who want to be more purposeful and effective in their donations,” notes Stefanie, who is joint managing partner at TSMP Law Corporation.  

Stefanie chose CFS as it is a cause-neutral, one-stop philanthropy advisory platform. It can set up funds quickly and cost-effectively. It works with over 400 registered charities in Singapore and can enlighten and match donors with the causes they are most passionate about — as well as highlight charities that have the greatest needs. Moreover, it conducts due diligence, which builds trust in giving. As Stefanie sees it, “CFS helps donors to structure their giving for maximum impact and sustainability.”  

The #GivingBack Foundation has centred on children, the elderly and foreign workers. Among the charities, it has funded is Smile Asia, which provides free cleft operations to disadvantaged children in the region. And while Stefanie donates a tenth of her income to charity and the church, she believes writing a cheque is not the only way to contribute. 

She makes an effort to volunteer in person and has involved her son Jonathan from an early age. When he was in primary school, she brought him along on all of her law firm’s charity events. This included learning to cook with intellectually disabled kids and a day out at the Outward Bound School with boys from Boys’ Town. When he was 15, Jonathan accompanied her on a trip to Uzbekistan to serve on a Smile Asia trip. “Now that he’s older, we involve him in discussions on how to allocate funds from the foundation,” she adds. 

Exposing the next generation to philanthropy early will help institutionalise giving, making it less ad hoc and more strategic, she believes. “I would like giving to be a default. So that the question of “can I afford to give?” or “why should I donate when I already pay taxes?” is no longer a legitimate response,” she says.  

She is already seeing this in Singapore. “It’s in the young people. They may not yet have built up a hefty bank balance but they give their time and with their hearts. I see it in older folks who want to leave some of their assets to charity when they pass because they are thinking about their legacy. And for the others, they want to invest in a better world for their children.”   

Begin your own journey of giving with CFS. Read more about the #MyGivingJourney series here. 

This article was written by Sunita Sue Leng, a former financial analyst and journalist, who believes that the written word can be a force for good. She hopes to someday write something worth plagiarising. 

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News

Leaving a legacy of giving

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Leaving a legacy of giving

Four prominent personalities in the community tells us why they desire to make a long-term impact on society by giving back in their own ways.

Nadia Ahmad Samdin

What is the gap you’ve seen in society’s support of at-risk youth?

Serving as a panel adviser to the youth court and later as a befriender of girls who have done reformative training, I’ve witnessed how at-risk youth and juvenile offenders, who have experienced difficulties, were overcome with feelings of dejection, lack of direction and, oftentimes, betrayal by adults who could have better supported them.

For many, time in institutions or shelters is the difference between being able to access resources such as a safe place to sleep and participate in programmes that build discipline, and getting mental health support.

As a community, we must nurture and empower at-risk youth, especially girls, so they will be able to make better choices and have access to ongoing support. I am an advocate for earlier, consistent intervention followed by better rehabilitation and reintegration upon release. How we embrace them as a society matters.

Why do you feel that being a donor is important, especially for the youths in our society?

A dear mentor once said to me, “Youths are approximately 25 per cent of our resident population today – but 100 per cent of the future.” Giving a young person a chance can be life-changing. It also builds confidence to face the future.

As a donor, beyond the actual funds channelled to scholarships, bursaries, or programmes, your act demonstrates to the youths that someone believes in their potential and provides motivation.

How have your personal experiences impacted your mindset as a lawyer as well as your support of underprivileged families?

I would not have been able to go to law school without financial aid, motivation from mentors and the sacrifices of my family.

Minority women are sometimes under-represented in some of the spaces I serve in. I hope that, in a little way, my efforts will build on the paths of those who came before me and encourage more people to step up and contribute to building Singapore and the future we wish to see.

How do you feel the pandemic has affected the lives of the at-risk youths you work with and their families?

Home-based learning and working from home has been tough for all – and especially for those in one- or two-room flats, adding considerable pressure for sole breadwinners. A number of these families live pay cheque to pay cheque and some bad decisions can feel insurmountable and irreversible. For example, some young mothers are unable to make ends meet and resort to mixing hot water and condensed milk to feed their babies.

The pandemic has also forced those who never had to ask for help before to reach out for aid. The way we live has shifted radically and support must be calibrated for different families in need, ensuring people are not priced out of opportunities here in Singapore.

Hian Goh

What is the gap you’ve seen in society’s support of innovators and entrepreneurs in Singapore?

Today’s Singapore is a developed and well-educated country with strong industries and a bedrock of good law and order built on the foundation of centralised state planning and effective government. Talented Singaporeans have thrived and have many options to be a working professional and make a good living. However, we are also risk-averse.

For Singapore to continue its journey of prosperity and economic development, we need more people to execute new ideas, disrupt industries and create new markets. To do that effectively, we need capital to support these ideas. That is why I decided to become a venture capitalist after my entrepreneurial journey.

How have your personal experiences impacted your mindset in supporting the next generation of gamechangers?

When I was an entrepreneur, there were many times I faced seemingly insurmountable challenges, and it looked like there was no way to solve the problem at hand.

However, through sheer persistence, tenacity and, more importantly, mentors and investors who supported me, I managed to conquer those challenges. This proved to me that a support network of like-minded individuals is essential to increase the probability of success in life.

How has legacy giving changed the way in which you are able to contribute to the support of innovators and entrepreneurs in Singapore?

Once you decide to embark on the legacy journey, it is very important to focus on the programmes which you feel will help your chosen cause. In my case, innovation in Singapore.

To that extent, having someone to guide you on this journey is very important. The Community Foundation of Singapore provides such guidance on a wide range of issues that allows someone like me to work on starting a foundation which, ultimately, will become my legacy and impact many people in the years to come.

Do you feel that age impacts who can be the next greatest innovators or gamechangers?

No. It’s a mindset. I’ve seen older people with flexible minds who can learn from their mistakes. I have also seen younger people too scared to take the leap even though they have nothing to lose. It’s really not a relevant factor.

Dr Audrey Looi and Dr Ang Beng Ti

What is the gap you’ve seen in society’s support of the visually impaired?

When our son James was diagnosed with Stargardt macular dystrophy in 2009, we discovered that support services for children with low vision were not available in Singapore.

In other developed nations, structured low vision programmes already exist. These allow a child’s remaining functional vision to be assessed so a tailored programme can be crafted to facilitate his or her integration into mainstream schools, and to function in a sighted society.

This would include access and training to assistive technology, training in orientation and mobility, and the learning of Braille where indicated. iC2 PrepHouse was set up with these initiatives in mind.

Why do you feel that being a donor and contributing to a cause is important?

Although low vision is a low-incidence disability, affected families are severely impacted. Without the right support by trained vision teachers, there is little chance for the affected child to reach his or her full potential. Our contributions make a difference.

How have your personal experiences impacted your work with healthcare and your support of iC2 PrepHouse?

We have been fortunate that through our combined efforts with our fellow iC2 Board members – all of whom are professionals in the areas of education, law and finance – we have been able to surmount the challenges faced by James as he successfully navigated his way through mainstream school and currently through his undergraduate studies.

Knowing the kind of support needed for this journey, it was not difficult to actively contribute to keep iC2 resources available to other children and families in need. Not just in terms of dollar contribution but also in the oversight of administrative, fundraising and ground initiatives.

As for our work in healthcare, we haven’t stopped striving to be kind and compassionate with our patients as we do our best to solve their medical problems. This journey has certainly deepened our understanding of how important that aspect of medical care is. As medical doctors, we all need to take time to listen and care.

In your opinion, are there groups that need extra support within and surrounding the visually impaired community?

Within the visually impaired group, we know that those with multiple disabilities present greater challenges. Take for example, the child with both low vision and autism or low vision with impaired hearing. A dedicated, thoughtful approach is needed. We have to work with other agencies to coordinate care and support, not just for the child but also for the caregivers.

How has legacy giving changed the way in which you are able to contribute to the support of the visually impaired?

We have and will continue to support iC2 financially through our major fundraising events. So what happens after our demise? Legacy giving provides an avenue to do so for perpetuity.

This is not just for individuals. It can be tailored to couples, families, foundations or companies. Zooming out, if more commit to legacy giving, the charity sector will receive more sustainable donations and be empowered to further improve the groundwork. How truly wonderful that would be for our Singapore society.

Stanley Sia

What is the gap that you saw in Singapore’s healthcare system that led you to SATA CommHealth?

I’ve been involved in SATA CommHealth since 2012. Being in the private sector for all of my career, I’ve always had the desire to contribute in some way to society.

SATA CommHealth, in particular, interested me for its legacy and its resilience in adapting with the times to continue serving the community for more than 70 years. This resonated strongly with me, and has kept me in service at SATA CommHealth for the last eight years. In my time here, I’ve held several portfolios, with the role of chairman being the most recent.

Why do you feel that being a donor is important, especially in the healthcare sector?

While Singapore’s healthcare sector is well developed and provides comprehensive services, more can be done for the seniors and vulnerable through the encouragement of a sustainable donation system beyond simply relying on government support.

About one in every four Singaporeans will be 65 and above by 2030. Singapore’s low fertility rate and its rapidly ageing population will pose an economic and demographic stress to the nation and this is something we need to start preparing for.

Why did you decide to take up the position of chairman of the board in SATA CommHealth?

Covid-19 has changed the way we live, work and interact with each other. It has surfaced new challenges among the seniors and the vulnerable in the community.

When I took on the appointment in July 2020, at the height of the Covid-19 pandemic in Singapore, my immediate priority was to start laying the foundations of a sustainable charity, even as we were steering ourselves through the challenging times.

How has legacy giving changed the way in which you are able to contribute to the support of the healthcare sector?

In the past, the idea of legacy giving was relegated to high-net worth individuals, the ultra-rich and affluent. While few of us are in that position, there is no reason to exclude charitable giving from our estate planning. All gifts, large or small, are important. Charitable giving is life giving to the poor and vulnerable in our society and healthcare sector forms the backbone of a country’s well-being.

Legacy giving lets you make a lasting impact on the lives of future generations, far beyond the measure of your lifetime. It is the best way to benefit a cause or charity that you care about now and in the future.

Source: The Peak

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Events

Donor Learning Trip Series: The Art of Mental Well-Being

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This initiative is part of CFS’s Donor Learning Trips, a series of engagement opportunities that enable donors to personally connect with charities and gain insights into how they support communities in need.

On the afternoon of October 19, 2023, 17 of our donors visited the Singapore Association for Mental Health (SAMH) and learned about the work they do. 

Established in 1968, SAMH has been a stalwart in Singapore’s mental health community, improving the lives of persons with mental health issues through rehabilitation and reintegration.  

SAMH Space2Connect is a newly established integrated wellness centre that provides mental health services to individuals aged 10 and above, families, and communities. The centre aims to empower clients, improving their well-being and walking with them on their road to recovery; while also serving as a collaborative hub for partners to come together and strengthen community mental health and resilience.

Confronting the realities of youth mental health

SAMH strives to destigmatise mental health amidst rising numbers of youths requiring support, encouraging them to seek help. Statistics highlight the severity of the issue, with suicide being the primary cause of death among 10 to 29-year-olds in Singapore in recent years. According to Samaritans of Singapore (SOS), out of the 476 suicides in 2022, 125 involved those in this age group. This is 13 more than in 2021 and the highest since 2000, which marks SOS’ earliest recorded data.

A substantial number of youths admit they are grappling with mental health symptoms, emphasising the pressing need for support. A recent study conducted by the National University of Singapore reported that one in 10, or 12% of adolescents met full diagnostic criteria for having at least one current mental health disorder. About one in three youth in Singapore reported internalising mental health symptoms such as depression, anxiety and loneliness, with those aged 14 to 16 reporting more serious symptoms. Meanwhile, roughly one in six young people said they experienced externalising mental health symptoms, such as hyperactivity, rule-breaking and aggression.

Through the afternoon, donors heard beneficiaries tell their stories and toured the space. They learnt how their contributions have supported youths particularly through SAMH YouthReach, which offers psychosocial support and recovery programmes for youths aged 12 to 21 facing emotional, psychological, and psychiatric issues. Mental health recovery is often not linear, and SAMH provides ongoing support for clients beyond treatment completion.

“It was inspiring to learn how our giving was making a difference to the lives of the youths supported by SAMH YouthReach, and to understand more about the good work that SAMH is doing,” said a donor from the CKY Foundation, who has been giving with CFS since 2022 after being introduced by the Economic Development Board. 

“CFS has helped us work towards our philanthropic goals by making an impact across a range of causes and charities through the insights provided by our fund’s dedicated philanthropy advisor. It is heartening to witness the impact of one’s philanthropy in person, and to meet the people that you have helped.”

A place for community and self-expression

In addition to learning about SAMH’s programmes and services, donors had a chance to experience a therapeutic art activity for themselves as they joined two young adult clients of SAMH YouthReach in an interactive hands-on session. Through the fun, laughter and unleashed creativity, they discovered the potential of creative pursuits as a tool for promoting mental wellbeing.

With funding support, SAMH plans to expand their outreach further, with initiatives focusing on the impact of sleep, nutrition and movement on mental health.

We are grateful for the opportunity to meet the CFS donors, showcase SAMH facilities and programmes to them, and facilitate direct engagement with our beneficiaries. Their contributions empower us in our mission to help and support individuals in our community who face mental health challenges

CFS would like to express our deep appreciation to SAMH for the remarkable work that they do, and acknowledge our donors for their invaluable support. To find out more about how you can contribute, visit https://www.cf.org.sg/giving/ways-to-give/

References

HIGHEST RECORDED SUICIDE NUMBERS IN SINGAPORE SINCE 2000

https://medicine.nus.edu.sg/wp-content/uploads/2023/04/PRESS-RELEASE-YEAR-Study-26APR2023-IMMEDIATE-RELEASE.pdf 

In 2023, CFS proudly marks our 15-year milestone on a journey dedicated to empowering donors to create meaningful impact. Since its establishment in 2008, we have received over S$292 million in donations and disbursed over S$157 million in grants to support more than 400 charitable partners in Singapore. Join us in shaping a brighter future for worthy causes by becoming a valued donor. Your contribution can make a substantial difference.

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Opinion

Accessing Quality Education: Three Areas Where Donors Can Make A Difference

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Students without means often do not enjoy the same opportunities as their well-to-do peers. Some are forced to give up their studies to support themselves and their families. Others struggle throughout school without realising they have a learning disability. Some younger children are less school-ready, leading them to fall behind academically. With grants from CFS donors, at-risk students can get the right support to access quality education, one of five focal outcome-centred causes that CFS champions.  

We firmly believe education can boost a person’s employability, and promote inclusivity and integration within society. However, we recognise that not every child has an equal shot at obtaining the education they need. With targeted philanthropy, we bridge critical gaps and improve social mobility for our most vulnerable young.

CFS curates evidence-backed programmes that stretch from pre-school to tertiary level. In this article, we focus on three essential areas where, together with our donors, we continue to make a tangible impact. These are financial assistance for living expenses, helping children with learning differences and building skills for primary-level pupils. 

Letting Students Focus on Learning Through Financial Assistance

At the Institute of Technical Education (ITE), students gain diplomas and valuable skills in a variety of industries, from food science to nursing to IT.  The majority of ITE students, however, come from challenging backgrounds: 46% are from families with a per capita income of under $1,000, more than twice the national average. Many then have to work part-time, leaving less time for their studies.

ITE lends a helping hand to these youths through the Monthly Financial Assistance Scheme (MFAS). Beneficiaries receive $150 per month for six months to help with their food and transport costs. 

ITE is only able to help some of their students with MFAS and relies on donor support to ensure greater coverage. This would help even more students on their quest to graduate and find gainful employment. 

Similar financial assistance schemes are also offered by AMKFSC Community Services Ltd, Nanyang Polytechnic, Ngee Ann Polytechnic, Republic Polytechnic and Temasek Polytechnic. Numerous students with limited family support stand to benefit from your generosity.

Support for Dyslexia Assessments

Children with learning differences often have difficulties keeping up in school. This can severely impact their academic life and hurt their career opportunities. Some have dyslexia without knowing it: global incidence rates suggest that up to 10% of the school-going population may suffer from dyslexia.

In Singapore, the Dyslexia Association of Singapore (DAS) conducts close to 1,000 psycho-educational assessments each year, based on referrals by teachers and parents. These assessments are important in identifying the needs of struggling learners to make appropriate recommendations for learning support. However, about 35% of these children come from low-income families, who will not be able to afford the costly assessment fees.

Donor support from CFS directly funds psycho-educational assessments by trained psychologists at DAS. Once diagnosed, the children will be able to receive support tailored to their learning abilities. Through early intervention, donors are helping disadvantaged children overcome their learning differences, allowing them to fulfil their potential.

After-School Enrichment Builds Skills and Confidence

Each child starts at a different point in primary school based on their socio-economic background. Those from families facing challenges may have weaker literacy or numeracy skills and thus be less prepared for school.  Being placed into lower-performing classes may demoralise and frustrate these children, leading to disinterest and reduced academic motivation.

KidsExcel works closely with primary schools to reach out to students from families with a gross household income below $2,750 or per capita income below $690. It runs regular enrichment sessions which address learning gaps as well as activities centred on sports and life skills. This includes drama, public speaking and robotics. The programme boosts resilience and character-building while helping the kids academically. It also empowers parents to participate in their children’s educational journey.

In 2022, KidsExcel served 350 primary school children across 11 centres. An encouraging number of children were able to improve their grades, while 87% of Primary 6 pupils passed their PSLE. Through KidsExcel, donors are helping to level the playing field for underprivileged children in primary schools. 

We could spark change with far-reaching effects by funding a programme that improves access to quality education. Drawing on our experience working with charities and partners over the years, CFS is here to offer advisory and administrative support so that you can focus on the transformative power of your giving to educational causes.  

Learn how CFS can help you support access to quality education at https://www.cf.org.sg/giving/ways-to-give/.

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The competition was organised by City Harvest Community Services Association and received support from FUN! Fund, a Community Impact Fund jointly established by the Community Foundation of Singapore and the Agency for Integrated Care, with the aim of addressing social isolation among the elderly.

Senior Minister of State, Ministry of Communications and Information & Ministry of National Development Mr Tan Kiat How attended the event. He encouraged the elderly to stay physically and mentally well, as well as urging them to participate in community activities and enjoy their golden years together.

Learn more about FUN! Fund at https://www.cf.org.sg/fun-fund/.

 

The programme provides the children with a non-threatening platform to connect with peers and have positive conversations. In addition, it exposes them to different people who can assist to broaden their perspectives.

L.S., a volunteer with the Reading Odyssey programme @ Spooner Road

中心“常胜将军”胡锦盛:比赛限时反应要快

现年92岁的胡锦盛是最年长的参赛者。自2017年退休后,他几乎每天都到活跃乐龄中心报到,从此爱上了玩拉密,每次可玩上三个小时,在中心是“常胜将军”。

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