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CFS Philanthropy Forum 2019: Looking to the future of community philanthropy
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CFS Philanthropy Forum 2019: Looking to the future of community philanthropy

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At the CFS Philanthropy Forum 2019 held on 18 March, over 100 guests – including donors, charities and partners – gathered to hear from leaders and experts on what lies ahead for community philanthropy.

Headlining the evening was keynote speaker Eileen Heisman, President and CEO of National Philanthropic Trust (NPT), the largest independent donor advised fund (DAF) administrator in the United States. In her dynamic speech, Eileen – a founding member of CFS’s international advisory committee – shared NPT’s amazing journey to raising more than US$13 billion in charitable contributions, and encouraged all in attendance to rise to the challenge of taking local philanthropy to new heights.

Following her speech, Eileen was joined by Dr June Lee, Honorary Research Fellow, Asia Centre for Social Entrepreneurship & Philanthropy (ACSEP) at the National University of Singapore, and moderator Laurence Lien, Chairman of CFS, in an engaging panel discussion on how DAFs enable smarter, better giving by helping donors give more thought to the purpose of their charitable dollars.

Referring to how DAFs are gaining rising interest in Asia, Eileen commented, “A lot of people have chosen donor advised funds because they want something that’s easy, turnkey, relatively inexpensive and can be adapted to changing interests. Donors have many different types of philanthropic goals, so with a DAF, they can shape the fund according to their preferences and they can change their giving focuses over time.”

June noted DAFs offered specific advantages for families looking to give. “In a recent research paper published by ACSEP, we found that one of the biggest question families ask is ‘how do we engage family members in our giving?’” Setting up a DAF allows a founder to set aside funds for philanthropy without burdening his or her children financially, she adds, while also allowing flexibility down the line when a founder’s children wish to pursue to a different charitable cause from their parents.

Remarking on the opportunities ahead for community philanthropy, Eileen cited the growth of two major trends: micro donor advised funds targeting millennials, and new services enabling direct payroll deductions into donor advised funds. “These trends will change the face of donor advised funds as we go forward,” she said.

She challenged CFS to tap on these wider trends to expand its offerings, “As someone who’s very much invested in CFS’s success, I would like to see CFS be creative and thoughtful about expanding the horizon for donors and the community of Singapore to express their philanthropy in different and new ways.”

In his closing remarks, Laurence commented, “It’s clear DAFs are a trend that can’t be turned back. DAFs are there for us to use, to promote, and the only direction is up.”

The evening ended on a poignant note as CFS announced the handover of its chairmanship from Laurence to Christine Ong who takes over as Chairman on 1 April.

Indeed, CFS has come full circle and we are so grateful for the guidance, trust and support we have received over the last decade.

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The competition was organised by City Harvest Community Services Association and received support from FUN! Fund, a Community Impact Fund jointly established by the Community Foundation of Singapore and the Agency for Integrated Care, with the aim of addressing social isolation among the elderly.

Senior Minister of State, Ministry of Communications and Information & Ministry of National Development Mr Tan Kiat How attended the event. He encouraged the elderly to stay physically and mentally well, as well as urging them to participate in community activities and enjoy their golden years together.

Learn more about FUN! Fund at https://www.cf.org.sg/fun-fund/.

 

The programme provides the children with a non-threatening platform to connect with peers and have positive conversations. In addition, it exposes them to different people who can assist to broaden their perspectives.

L.S., a volunteer with the Reading Odyssey programme @ Spooner Road

中心“常胜将军”胡锦盛:比赛限时反应要快

现年92岁的胡锦盛是最年长的参赛者。自2017年退休后,他几乎每天都到活跃乐龄中心报到,从此爱上了玩拉密,每次可玩上三个小时,在中心是“常胜将军”。

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Opinion

Teach a man to fish — and pay for the rod too

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We have all heard the popular proverb, “give a man a fish and you feed him for a day; teach a man to fish and you feed him for a lifetime”. Everyone agrees, but few pay for the fishing rod.

Successful businesses invest in skills, people and infrastructure. In the same vein, donors need to fund these areas for charities to deliver social impact.

The challenge for charities
Donors often prefer funding programmes that support individual recipients directly over charitable overhead* expenses. This leads to negotiations for lower overhead costs or unwillingness to support programmes with high overhead costs. Many charities cave in to such expectations for fear of losing a potential funder.

Understandably, all donors want to achieve maximum impact for their gift, but reducing overheads is only good up to a point where the sustainability of the charity is not affected. All organisations incur manpower, training, rental and administrative costs at the very least. If charities are pressured to keep overhead costs unsustainably low, they will operate at sub-par levels and enter a vicious cycle of starvation.

At the Community Foundation of Singapore, we have learnt that when charities receive limited funding to cover overhead, service delivery is affected because charities have to divert resources to fundraise for the shortfall.

Honest conversations
There is growing recognition that efficiency is not determined by low overhead costs alone. Depending on the type of services or programmes, overhead can vary greatly across charities. For instance, a charity that distributes food rations via volunteers will have far lower overhead than a nursing home that hires skilled staff round-the-clock to provide care.

CFS works with its charity partners to present the true programme costs needed for social impact. With that in mind, we also work with donors to map out sustainable and impactful ways of giving.

We need to continue to have such conversations about true costs; the funding of overhead is just the tip of the iceberg in our search for sustainable social solutions.

Joyce Teo
Deputy CEO
Community Foundation of Singapore

*Overhead typically includes manpower, training, rental and administrative expenses.

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The competition was organised by City Harvest Community Services Association and received support from FUN! Fund, a Community Impact Fund jointly established by the Community Foundation of Singapore and the Agency for Integrated Care, with the aim of addressing social isolation among the elderly.

Senior Minister of State, Ministry of Communications and Information & Ministry of National Development Mr Tan Kiat How attended the event. He encouraged the elderly to stay physically and mentally well, as well as urging them to participate in community activities and enjoy their golden years together.

Learn more about FUN! Fund at https://www.cf.org.sg/fun-fund/.

 

The programme provides the children with a non-threatening platform to connect with peers and have positive conversations. In addition, it exposes them to different people who can assist to broaden their perspectives.

L.S., a volunteer with the Reading Odyssey programme @ Spooner Road

中心“常胜将军”胡锦盛:比赛限时反应要快

现年92岁的胡锦盛是最年长的参赛者。自2017年退休后,他几乎每天都到活跃乐龄中心报到,从此爱上了玩拉密,每次可玩上三个小时,在中心是“常胜将军”。

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Stories Of Impact

Championing inclusive employment for youths with special needs

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For more than 10 years, CFS donors have supported the Metta Welfare Association and its trailblazing Metta Café through the Work Readiness Programme, which equips youths with special needs with the vocational and soft skills they need for the workplace. CFS is commemorating 15 years of giving and this story is one of a three-part series that highlights the strong relationships CFS has fostered with charities over the years.

I am grateful to my trainers for guiding me along patiently. I’ve learnt many things here and I hope to become a baker one day.

Toh Ming Yi hopes to become a baker one day. The 26-year-old is an apprentice at Metta Café. Under the guidance of patient teachers, he is learning to make cookies, muffins and other baked goods. He is also picking up valuable and complementary life skills like managing money and communicating with customers, which will help him in the working world. 

Like the other Metta School graduates with mild intellectual disability and/or autism who work at this inclusive café, cheerful Ming Yi has the right support to help make his dreams come true.

Building a long and fulfilling relationship

Metta Café is part of Metta Welfare Association (MWA), a charity set up in 1992 which has uplifted countless lives of those with special needs. The Community Foundation of Singapore (CFS) has had a long and valuable relationship with MWA since 2011. To date, CFS donors have generously contributed over $736,000 to MWA and have been a pillar of support for Metta Café’s Work Readiness Programme.  

CFS’ continued support has enabled us to continue empowering more individuals in need. Besides equipping our youths with life skills that will better facilitate their integration into society, we were also able to fund programmes that develop social and communication skills to increase their employment opportunities.

Felicia Wee, Deputy Executive Director

Creating employment opportunities through the Work Readiness Programme

The Work Readiness Programme provides apprenticeship opportunities, on-the-job training, job attachments, life-skills training, internship training and open employment to young adults with special needs to prepare them to contribute to the workforce. 

Initially offered solely to Metta School graduates, the programme has delivered such positive outcomes that students with special educational needs from other institutes such as the Institution of Higher Learning and the Institute of Technical Education also seek out internships at Metta Café. 

In 2020, the café became a WSQ In-house Approved Organisation to conduct the Food Safety Level 1 certification. This enables a wider range of participants to upgrade their skills, creating greater inclusiveness and opportunities for them in society. 

Metta Café’s Work Readiness Programme resonates with CFS as it is designed to improve employability, one of our key focal areas for grant making. We look for causes that empower marginalised job seekers to become contributing members of society. This can be through education, exposure to career pathways or advocating for more inclusivity.

CFS has been giving out grants to the programme since it began in 2016 and this enduring support has enabled Metta Café to increase its apprenticeship numbers.

“We value CFS as our long-term partner,” says Felicia Wee, Deputy Executive Director of MWA. “Their donors’ contributions to MWA have been significant. With their collective support, we have been able to help more youths with special needs maximise their potential.”

Encouraging long-term support through legacy giving

More recently, CFS and Metta have been working closely to encourage more legacy giving. Legacy gifts are planned future gifts such as bequests of assets or memorial funds, which offer a more sustainable and reliable source of fundraising for charities. It also opens up ways for donors to create an impact well beyond their lifetime.

With guidance from CFS, Metta has been actively engaging donors on its long-term plans and accepting all forms of legacy gifts including CPF and insurance nominations.

We are proud to maintain a long-term relationship with Metta and are committed to working with other like-minded charities to bring greater impact to youth with special needs under the CFS cause Improving Employability.

CFS is celebrating our anniversary throughout 2023—15 years of empowering donors to make a meaningful impact. Since our inception in 2008, we have received over S$292 million in donations in Singapore and disbursed over S$157 million in grants to over 400 charity partners.  

To discover how you can make a difference, please visit www.cf.org.sg/contact-us/get-in-touch/. 

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Stories Of Impact

2020 Annabel Pennefather Award winners Eunice and Wai Yhann: How perseverance and determination helped two young women become champion athletes

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picture of Eunice and Wai Yhann

Every year on the 8th of March, the world celebrates the efforts and achievements of all women both past and present with International Women’s Day. This year, we honour a sports icon, lawyer and woman of the year in 2004 – the late Annabel Pennefather, who was a trailblazer in every sense of the word.

Annabel was a former national hockey player, former Vice-President of Singapore National Olympic Council, former President of the Singapore Hockey Federation, a pioneer of women sports administrators in Singapore and a champion of women in sports globally.

“As her long-time friend, I remember Annabel to be an elegant and warm lady. She combined her passion in sports with her skills as a lawyer to develop Sports Law, its rules and practices both in Singapore and internationally,’’ reminisces Arfat Selvam, Managing Director of Duane Morris & Selvam LLP.

‘’Annabel helped to raise the standards of governance in sports. It is befitting that IWF should honour the memory of a well-loved member by having this award in her name to promote the excellence in sports among our young women.”

Annabel’s legacy continues in the form of the Annabel Pennefather Excellence Award, which is presented annually to two female graduating student-athletes between 16 and 25 years of age, who have outstanding sports achievements. The award honours Annabel and her achievements in encouraging and empowering women in the field of sports.

Funded by International Women’s Forum (IWF) Singapore Education Grant, which is managed by the Community Foundation of Singapore, the Grant aims to recognise deserving young women with character and the commitment to achieve in their respective fields. 

“With quiet confidence, fierce intellect and ever disarming charm, Annabel helped women in Singapore transcend their boundaries through her own experiences as a sportswoman.  She always gave her best always to her family, work and country,’’ recalls Melissa Kwee, President of the IWF and friend to the late Annabel.

‘’IWF Singapore is grateful that her example and inspiration lives on in the lives of the recipients, whom I am sure she would encourage to simply be their best self.”

Besides sporting excellence, recipients of the award should demonstrate strong leadership, passion, integrity, moral character and conduct, and community spirit. The winners of the 2020 Annabel Pennefather Excellence Award are Au Yeong Wai Yhann and Eunice Lim Zoe, two young women who have demonstrated such excellence in their sporting fields.

It was Eunice Lim’s family that provided a nurturing catalyst for the young sportswoman to grow into her table tennis shoes at a young age.

‘’I picked up table tennis because I saw my brother playing against the wall when he got back from his school CCA training. I got curious and asked him to let me try it out and since then, I fell in love with this sport and have never stopped playing since,’’ Eunice remembers fondly.

Being a student-athlete, it was also a challenge for Eunice to maintain that delicate balance between doing well in school and training for competitions.

‘’I recall having to juggle both my studies and sports during major competitions seasons. It was not easy, as I did not take any breaks from school on both occasions. I knew I had to give 200% during my limited training sessions, knowing that my opponents are definitely clocking more training sessions than I can,’’ Eunice mulls in retrospect.

Eunice’s persistent efforts did eventually reap impressive rewards, bagging the 2018 bronze medal in the 11th South East Asian (SEA) Championship and a bronze medal in the 2019 Commonwealth Table Tennis Championship.

Winning the Annabel Pennefather award was an important milestone for Eunice, who had grappled with thoughts of quitting table tennis whilst transitioning to university.

‘’I had thoughts of giving up the sport at some point because I felt that I was not achieving much. However, winning the Annabel Pennefather award really acted as a source of encouragement and gave me one of the many reasons to strive on. It reminds me that one’s effort will be recognised, as long as we put our heart and soul into the things that we love.’’

The Annabel Pennefather Award serves as a reminder that encouragement and acknowledgement is a powerful and indelible source for young athletes in their path towards excellence.

For 21 year old squash athlete Au Yeong Wai Yhann, it was her family’s loving support and an early exposure to different sports that gave her the confidence and techniques to create a solid foundation.

Despite strong support from her parents and a good head start in physical sports, it was still a challenge as a student athlete to study for her International Baccalaureate (IB) examinations and compete for the SEA Games and Marigold Squash Championships, where she won medals in both competitions.

‘’My goal to perform well in both the tournaments as well as my IB examinations motivated me to keep pushing and working even harder. And so, I was extremely pleased to have won 3 medals – two silver and one bronze – in the 2019 SEA games as well as be crowned the Womens’ National Squash Champion in 2020 because I knew it was a result of many years and hours of hard work and sacrifices.’’

Having won the Annabel Pennefather Award has reminded the young athlete as to how fortunate she has been able to pursue the sport that she loves, and also a motivation for her to continue striving for greater heights and inspiring her juniors to chase their dreams.

“Always believe in yourself. You are stronger than you think, and can achieve anything you set out to do, as long as you are willing to work hard for it. But in the midst of it, remember to take little breaks and reward yourself – self-care is extremely important to keep you going.”

“My hope is to see the sport scene grow and see more youths pick up and compete in sport. Sport is not just about winning or losing. The journey of training and competing itself allows one to develop strong values such as perseverance and discipline, as well as forge many friendships with others. It provides opportunities for all and so I hope that more kids will engage in it.’’

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Events

CFS Change Matters Series: Mens, Manus and Machina – How AI Empowers People, Institutions & the City in Singapore

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Artificial intelligence (AI) will be a disruptive influence on society, for good as well as ill – and there is a duty to provide a sense of hope, upfront, that humans will be able to prevail.

That was the core message of the inaugural CFS Change Matters Series talk, “Mens, Manus and Machina – How AI Empowers People, Institutions & the City in Singapore”. It was delivered on 21 June 2023 by Professor Jinhua Zhao, Associate Professor of Transportation and City Planning at the Massachusetts Institute of Technology (MIT).

“Mens”, “manus” and “machina” are Latin for “mind”, “hand”, and “machine” respectively, and the title plays on MIT’s motto, “mens et manus”. The title of the talk is also the name of a multi-disciplinary collaborative project between MIT and Singapore’s National Research Foundation. The collaboration is co-led by Prof Zhao, and aims to address the following questions:

  1. How will we design technology and train humans to build the skills and habits for human success in a robotics-heavy environment?
  2. How will we adapt our social and business institutions to create the incentives and protections for innovation and human welfare?

In his talk, Prof Zhao shared four key insights into AI.

1. AI will transform, rather than reduce, demand for workers

Enablement, not elimination, of workers

The aftermath of the Industrial Revolution (1760-1840) saw the rise of the machine, leading to a major change in the way we worked. This did not, however, reduce overall demand for workers.

Citing economist James Bessen, 1 Prof Zhao noted that the number of ATMs in the USA grew rapidly from the 1970s, when the first ATMs were installed in banks. However, the role of the bank teller was not eliminated, but enabled. Bank tellers now focused on value-added services centered on human interactions, which could not be replaced by ATMs. As such, the number of bank tellers increased.

Employment grows along with automation

While automation has led to displacement and job loss, there has historically not been a fall in overall employment. Increased productivity from automation, as well as the growth of new human desires over time, have created entirely new jobs and industries.

This has led to an overall increase in employment; in fact, the 2018 US Census counted that more than 60% of jobs in 2018 had not yet been “invented” in 1940.

2. AI is not all the same

Expert versus Learning Systems

AI systems generally fall into two categories: expert systems and learning systems.

  • Expert systems rely on predefined rules and a knowledge base to mimic the expertise of specialists.
  • Learning systems, such as machine learning, mimic the way the brain learns and processes information.

Discriminative versus Generative Models

In addition, AI systems mainly adopt either a discriminative or a generative model in relation to their inputs.

  • Discriminative models classify or discriminate between different inputs, based on their features.
  • Generative models learn the patterns and relationships within the data input to generate new samples that resemble the original data.

The ubiquitous ChatGPT, for example, is a Large Language Model, an example of a generative model AI that can produce human-like chat responses.

3. The real impacts of AI on society

AI will replace white-collar jobs, not blue-collar jobs

While the Industrial Revolution replaced manual workers, AI’s superior analytic and generative skills enable it to replace white-collar jobs like office workers and scientists.

For example, a Google-developed AI known as AlphaFold was able to significantly outperform human scientists in the field of protein structure prediction – a feat normally requiring decades of expertise from humans.

As such, it is “highly skilled” white-collar jobs that may be at risk from AI – a concerning proposition for developed economies that depend heavily on these jobs.

The response of social institutions will determine the impacts of AI

The impact of AI does not occur in a vacuum. Tapping the beneficial impacts of AI on living standards depends on how successfully social institutions can take advantage of it. For example, society must continue to be responsible for providing financial safety nets for those displaced by AI, and for caring for seniors who may find it harder to adapt.

These institutions must also respond to not just the economic challenges, but the social challenges of AI. Citing the intellectual Yuval Noah Harari, Prof Zhao noted that generative AI, for example, could destroy the ability for people to have meaningful conversations – and undermine democracy in the process.2

4. Science, government, and individuals can respond to AI productively

Science can help us control AI

Science must solve the alignment problem3 in order to develop beneficial AI – which takes only actions that achieve human objectives and preferences. Otherwise, AI could unintentionally act in a way that is destructive and harmful to humanity.

Governments can educate humans to fill areas that AI cannot

While AI is powerful, it is not superior to humans in all areas. Humans are better than AI at:

  • Creativity: being able to apply knowledge from one area to another area
  • Dexterity: tasks involving manual dexterity
  • Social intelligence: conducting “social negotiations” with humans, such as knowing when it is safe to turn while driving
  • Long-term planning: being able to break long-term plans (e.g. a 5-year plan) into shorter increments

With that in mind, governments should focus education on creativity and communication, as well as critical thinking: the ability to judge, and to ask the right questions. This prepares students to become evaluators, directors and planners, instructing AI to act on their goals.

The role of teachers will also change as AI evolves and becomes deployable at scale as an individual, customized teaching assistant. AI will enhance students’ learning and help teachers understand students; teachers will be tasked with socially engaging, empathizing with, and supervising students, rather than merely delivering content.

Individuals can change their mindsets to be resilient in the face of AI

Finally, the impact of AI, and job displacement, on individuals will not purely be economic. It will be personal as well, given how central work is to our social and emotional lives, and to our sense of purpose.

Individuals can make the following mindset changes, in order to be resilient:

  • Adopting a lifelong learning mindset: this means developing new skills while working, rather than focusing on academic learning as preparation for work.
  • Adopting a flexible mindset: understanding that while change is the new normal, humans have always had the capacity to adapt. This is especially important for youths.

Final thoughts: how philanthropy can respond to AI

Philanthropists reading this may wonder: how do I respond to the challenges posed by AI? CFS is Singapore’s first community foundation, with 15 years of experience and a network of over 400 charity partners. We leverage our experience and grantmaking expertise to identify and evaluate key opportunities for individual and corporate donors to make greater impact.

We think the following giving approaches may be valuable to respond to AI:

  • Supporting seniors to age well in the community, so they remain cared for and are not left behind.
  • Enabling youths to access quality education, through schools and Institutions of Higher Learning, and prepare for the AI-empowered future.
  • Funding efforts to improve employability, so that individuals develop the skills they need to keep working.
  • Ensuring that mental wellbeing is supported, to help individuals build the resilience to cope with changes.
  • Tackling climate and environment issues, to mitigate and adapt to this additional source of negative disruption.

To find out more about CFS and our leading role in Singapore’s philanthropy ecosystem, please click here.

CFS would like to extend our heartfelt gratitude to our donors Oliver Kwan and Helen He from the Evergreen Changemaker Fund for their invaluable support and extending the invitation to Prof Zhao, which made this event possible.

References

1 Bessen, James. “Toil and Technology.” Finance & Development 52, no. 1 (March 2015): 16–19. https://www.imf.org/external/pubs/ft/fandd/2015/03/pdf/bessen.pdf.

2 “Yuval Noah Harari Argues That AI Has Hacked the Operating System of Human Civilisation,” The Economist, April 28, 2023, https://www.economist.com/by-invitation/2023/04/28/yuval-noah-harari-argues-that-ai-has-hacked-the-operating-system-of-human-civilisation.

3 The problem of aligning AI with humans’ objectives and values.

The competition was organised by City Harvest Community Services Association and received support from FUN! Fund, a Community Impact Fund jointly established by the Community Foundation of Singapore and the Agency for Integrated Care, with the aim of addressing social isolation among the elderly.

Senior Minister of State, Ministry of Communications and Information & Ministry of National Development Mr Tan Kiat How attended the event. He encouraged the elderly to stay physically and mentally well, as well as urging them to participate in community activities and enjoy their golden years together.

Learn more about FUN! Fund at https://www.cf.org.sg/fun-fund/.

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